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Simply Freedom (PPO) - H9469-001-000

na* for plan year 2025

$0.00

Monthly Premium

Simply Freedom (PPO) is a PPO Medicare Advantage (Medicare Part C) plan offered by Simply Healthcare

Plan ID: H9469-001-000

* Every year, the Centers for Medicare & Medicaid Services (CMS) evaluates plans based on a 5-star rating system.

$0.00

Monthly Premium

Florida Medicare beneficiaries may want to consider reviewing their Medicare Advantage (Medicare Part C) plan options. A Medicare Advantage plan combines your Original Medicare (Part A and Part B) benefits into a single plan.

Most Medicare Advantage plans cover prescription drugs, and many plans may offer other extra benefits Original Medicare doesn’t cover.

Learn more about Florida Medicare Advantage plans like the one below and find a plan that offers the benefits you want at an affordable price.

Basic Costs and Coverage

CoverageDetails
Monthly plan premium$0.00
Vision coverage
Dental coverage
Hearing coverage
Prescription drugs
Medical deductible$125.00
Out-of-pocket maximum$3,600.00
Initial drug coverage limit$0.00
Catastrophic drug coverage limit$2,000.00
Primary care doctor visit
Out-of-Network:
$40.00 copay
Specialty doctor visit
Out-of-Network:
$70.00 copay
Inpatient hospital careIn-Network:
Days 1-5: $280.00 per day / Days 6-90: $0.00 per day
Urgent careUrgent Care: $40.00 copay
Urgently Needed Services Copay Waived with Inpatient Admission
Emergency room visitEmergency Care: $135.00 copay
Copay waived if admitted to hospital within 24 hours
Worldwide Coverage: This plan covers urgent care and emergency services when traveling outside of the United States for less than six months. This benefit is limited to $100,000 per year.
Ambulance transportationGround Ambulance: $250.00 copay Per Trip
Air Ambulance: 20% coinsurance

Health Care Services and Medical Supplies

Simply Freedom (PPO) covers a range of additional benefits. Learn more about Simply Freedom (PPO) benefits, some of which may not be covered by Original Medicare (Part A and Part B).

CoverageDetails
Chiropractic services
Out-of-Network:
Medicare Covered Chiropractic Services: 40% coinsurance
Diabetes supplies, training, nutrition therapy and monitoring
Out-of-Network:
40% coinsurance
Durable medical equipment (DME)In-Network:
0% - 20% coinsurance depending on the equipment
Diagnostic tests, lab and radiology services, and X-raysIn-Network:
Lab Services: $0.00 copay
X-Rays: $0.00 copay - $25.00 copay
Therapeutic Radiological Services: $0.00 copay - $60.00 copay
Outpatient Diagnostic Procedures/Tests: $0.00 copay - $25.00 copay
Diagnostic Radiological Services: $0.00 copay - $150.00 copay
Home health care
Out-of-Network:
40% coinsurance
Mental health inpatient care
Out-of-Network:
40% coinsurance per stay
Mental health outpatient care
Out-of-Network:
40% coinsurance
Outpatient services/surgery
Out-of-Network:
Outpatient Hospital - Surgery: 40% coinsurance
Observation Services: 40% coinsurance
Ambulatory Surgical Center: 40% coinsurance
Outpatient substance abuse careIn-Network:
Individual and Group Sessions: $35.00 copay
Over-the-counter itemsThis plan covers certain approved, non-prescription, over-the-counter drugs and health-related items, up to $72 every month. Unused OTC amounts expire at the end of each month.
Podiatry servicesIn-Network:
Medicare Covered Podiatry Services: $35.00 copay
Skilled Nursing Facility (SNF) care
Out-of-Network:
40% coinsurance per stay

Dental Benefits

The following dental services are covered, though there may be provider network restrictions. See the plan Evidence of Coverage.

CoverageDetails
Dental careThis plan covers up to a $2,500 allowance for covered preventive and comprehensive dental services every year.

In-Network:
Medicare Covered Dental: $0.00 copay
Preventive Dental Services: $0.00 copay
Comprehensive Dental Services: $0.00 copay

Vision Benefits

The following vision services are covered, though there may be provider network restrictions. See the plan Evidence of Coverage

CoverageDetails
Vision care
Out-of-Network:
Medicare Covered Eye Exam: $70.00 copay
Routine Eye Exam: $0.00 copay
Medicare Covered Eye Wear: $70.00 copay
Routine Eye Wear: $0.00 copay

Hearing Benefits

The following hearing services are covered, though there may be provider network restrictions. See the plan Evidence of Coverage.

CoverageDetails
Hearing careIn-Network:
Medicare Covered Hearing Exam: $0.00 copay
Routine Hearing Exam: $0.00 copay for routine hearing exam(s). $0.00 copay for hearing aids up to the maximum plan benefit amount.
This plan covers 1 routine hearing exam up to a $59 maximum plan benefit every year. This plan covers 1 routine hearing aid fitting evaluation and a $2,000 maximum plan benefit for prescribed hearing aids every year.

Preventive Services and Health/Wellness Education Programs

The following services are covered, though there may be provider network restrictions. See the plan Evidence of Coverage.

CoverageDetails
Preventive services and health/wellness education programs
Out-of-Network:
40% coinsurance

Prescription Drug Costs and Coverage

The Simply Freedom (PPO) offers prescription drug coverage, with an annual drug deductible of $125.00 (excludes Tiers 1, 2, and 6)

Coverage & Cost
Coverage
Cost
Annual drug deductible$125.00 (excludes Tiers 1, 2, and 6)
Tier 1
  • Preferred retail $0.00
  • Standard retail $0.00
  • Standard mail order $0.00
Tier 2
  • Preferred retail $10.00
  • Standard retail $10.00
  • Standard mail order $0.00
Tier 6
  • Preferred retail $0.00
  • Standard retail $0.00
  • Standard mail order $0.00
Annual drug deductible$125.00 (excludes Tiers 1, 2, and 6)
Tier 1
  • Preferred retail $0.00
  • Standard retail $0.00
  • Standard mail order $0.00
Tier 2
  • Preferred retail $20.00
  • Standard retail $20.00
  • Standard mail order $0.00
Tier 6
  • Preferred retail $0.00
  • Standard retail $0.00
  • Standard mail order $0.00
Annual drug deductible$125.00 (excludes Tiers 1, 2, and 6)
Tier 1
  • Preferred retail $0.00
  • Standard retail $0.00
  • Standard mail order $0.00
Tier 2
  • Preferred retail $30.00
  • Standard retail $30.00
  • Standard mail order $0.00
Tier 6
  • Preferred retail $0.00
  • Standard retail $0.00
  • Standard mail order $0.00

When reviewing Florida Medicare plans, be sure to find out if your doctors are part of the plan network. If a Medicare Advantage plan covers prescription drugs, make sure the plan formulary (list of drugs covered by the plan) includes your drugs.

You may be able to find plans in your part of Florida that offer similar benefits at similar or lower prices than the plan above. Call 1-800-557-6059 TTY 711, 24/7 to speak with a licensed insurance agent who can help you compare plans.

Plan Documents

Links to plan documents

Florida Counties Served

We represent carriers such as Humana, UnitedHealthcare®, Anthem Blue Cross and Blue Shield, Aetna, Cigna Healthcare, Wellcare, or Kaiser Permanente.

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