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There are 51 different Alabama Medicare Advantage Prescription Drug (MAPD) plans in 2021.1 Not every plan is available in each county, so it's important to find out which ones are offered where you live.
A licensed insurance agent can help you compare the availability, benefits and costs of Medicare Advantage plans in your area of Alabama. Read below to learn more about Medicare in your state.
Find other types of Medicare Health insurance plans:
The average premium for an Alabama Medicare Advantage plan with prescription drug coverage in 2021 is $24 per month.
The cost of plan premiums, deductibles and out-of-pocket costs may vary greatly depending on where you live and the plan you have.
2021 Alabama Medicare Advantage plan monthly premiums by county are listed below in this guide.
A licensed insurance agent can help you compare Medicare Advantage plan costs in your area.
Compare Alabama Medicare Advantage plan costs
Compare PlansOr call TTY Users: 711 to speak with a licensed insurance agent. We accept calls 24/7!
If you want to enroll in Medicare Advantage in Alabama, you must first be enrolled in Medicare Part A and Part B, often referred to as Original Medicare.
To be eligible for Original Medicare at age 65, you must meet the following requirements:
You may also be eligible for Medicare benefits under 65 if:
If you have ESRD, you may be able to enroll in a Medicare Advantage plan or an Alabama Medicare Special Needs Plan (SNP) that is specifically designed to help meet your health care needs.
Your first opportunity to enroll in a Alabama Medicare Part C plan is during your Medicare Initial Enrollment Period (IEP).
Your seven-month Medicare IEP starts three months before you turn 65. It includes the month of your 65th birthday and then continues for another three months after turn 65.
Additional enrollment periods during which you may sign up for a Medicare Advantage plan include:
Medicare Advantage Open Enrollment Period: January 1 – March 31
From January 1 to March 31 every year, you may switch Medicare Advantage plans or drop your Medicare Advantage plan and return to Original Medicare if you're currently enrolled in a Part C plan.
If you return to Original Medicare during the Medicare Advantage Open Enrollment Period, you'll be able to enroll in a Medicare standalone prescription drug plan (Medicare Part D).
Medicare Annual Enrollment Period (AEP): October 15 – December 7
You may enroll in a Medicare Advantage plan or switch from one Medicare Advantage plan to another from October 15 to December 7 every year.
You may also drop your existing Medicare Advantage plan and return to Original Medicare.
You may also join, switch or drop a Medicare Part D plan during Medicare AEP.
You could potentially be granted a Medicare Special Enrollment Period (SEP) at any time during the year, depending on your individual circumstances.
A licensed insurance agent can help you find out if you qualify for a Medicare Special Enrollment Period.
Find a Alabama Medicare Advantage plan
Compare PlansOr call TTY Users: 711 to speak with a licensed insurance agent. We accept calls 24/7!
Each year, the Centers for Medicare & Medicaid Services (CMS) issues star ratings for all Medicare Advantage plans using a system of one to five stars.2
In order for a Medicare Advantage plan to be designated as a top-rated plan, it must have four or more stars out of five stars.
There are 26 top-rated 2021 MAPD plans in Alabama that are rated four stars or higher.
Star Ratings | |
---|---|
★★★★★ |
Excellent |
★★★★ |
Above Average |
★★★ |
Average |
★★ |
Below Average |
★ |
Poor |
Medicare Advantage plans are rated based on their performance in the following five categories:
The information for the star ratings is gathered from information that is submitted to Medicare, Medicare’s regular monitoring activities and member surveys.
To view a list of plans offered in your area within Alabama, use our plan comparison tool.
Find a Alabama Medicare Advantage plan
Compare PlansOr call TTY Users: 711 to speak with a licensed insurance agent. We accept calls 24/7!
Multiple insurance carriers may offer Medicare Advantage plans in Alabama, depending on the county in which you live.
Private insurance companies offer Medicare Advantage plans that may be unique to the plan area they serve, and your plan options may vary.
Call to speak with a licensed insurance agent who can help you compare the Medicare Advantage plans that are sold by insurance companies in your area.
When you’re shopping for Medicare Advantage plans in Alabama, you can use some of the following information as you compare plans from several different carriers:
The chart below provides some more information about 2021 Alabama Medicare Advantage plans by county.1
County | Total Enrollees in County | Average Premium | % of Plans Rated 4 Stars or Higher | Avg. Annual Drug Deductible | # Plans Available |
---|---|---|---|---|---|
Autauga | 5685 | $25.78 | 71% | $135.31 | 24 |
Baldwin | 26793 | $22.84 | 74% | $138.81 | 29 |
Barbour | 3153 | $23.75 | 67% | $137.27 | 17 |
Bibb | 2703 | $17.53 | 75% | $122.50 | 23 |
Blount | 7513 | $19.21 | 81% | $111.05 | 27 |
Bullock | 1224 | $29.45 | 69% | $133.18 | 18 |
Butler | 1875 | $41.89 | 67% | $212.00 | 9 |
Calhoun | 9831 | $30.08 | 71% | $146.50 | 17 |
Chambers | 3810 | $26.84 | 78% | $170.00 | 13 |
Cherokee | 3067 | $26.68 | 88% | $123.85 | 20 |
Chilton | 5869 | $23.21 | 62% | $160.79 | 27 |
Choctaw | 1155 | $30.42 | 67% | $178.33 | 13 |
Clarke | 3347 | $30.18 | 50% | $147.22 | 14 |
Clay | 1536 | $31.71 | 50% | $178.89 | 15 |
Cleburne | 1050 | $41.89 | 60% | $212.00 | 9 |
Coffee | 3708 | $25.44 | 64% | $131.50 | 16 |
Colbert | 5053 | $24.28 | 78% | $104.06 | 24 |
Conecuh | 1207 | $45.17 | 67% | $212.00 | 9 |
Coosa | 1398 | $26.43 | 56% | $145.63 | 14 |
Covington | 3164 | $24.40 | 71% | $129.44 | 15 |
Crenshaw | 1539 | $39.02 | 78% | $132.50 | 13 |
Cullman | 8801 | $21.83 | 76% | $107.50 | 24 |
Dale | 3909 | $27.06 | 75% | $104.64 | 21 |
Dallas | 4983 | $21.66 | 69% | $126.25 | 19 |
DeKalb | 5887 | $27.06 | 88% | $115.00 | 21 |
Elmore | 8296 | $27.69 | 71% | $104.64 | 21 |
Escambia | 3942 | $20.03 | 67% | $141.33 | 21 |
Etowah | 12458 | $23.68 | 81% | $123.85 | 20 |
Fayette | 1570 | $35.29 | 67% | $188.13 | 13 |
Franklin | 1897 | $34.66 | 83% | $141.00 | 16 |
Geneva | 2627 | $27.06 | 75% | $104.64 | 21 |
Greene | 901 | $41.89 | 60% | $212.00 | 9 |
Hale | 1412 | $41.89 | 67% | $212.00 | 9 |
Henry | 2371 | $25.71 | 76% | $110.67 | 22 |
Houston | 10468 | $24.49 | 79% | $107.19 | 23 |
Jackson | 4765 | $21.88 | 83% | $132.73 | 17 |
Jefferson | 75168 | $21.01 | 63% | $156.59 | 30 |
Lamar | 967 | $32.58 | 71% | $176.67 | 11 |
Lauderdale | 7983 | $25.44 | 78% | $111.00 | 23 |
Lawrence | 3292 | $20.90 | 71% | $116.54 | 20 |
Lee | 10501 | $34.86 | 82% | $131.00 | 15 |
Limestone | 7004 | $26.72 | 67% | $131.88 | 23 |
Lowndes | 1854 | $23.92 | 80% | $107.50 | 24 |
Macon | 2299 | $27.70 | 73% | $142.27 | 18 |
Madison | 22529 | $24.44 | 71% | $135.31 | 23 |
Marengo | 1959 | $39.53 | 67% | $176.67 | 10 |
Marion | 2045 | $30.13 | 75% | $210.00 | 11 |
Marshall | 7372 | $20.90 | 67% | $116.54 | 20 |
Mobile | 50859 | $20.55 | 76% | $137.71 | 32 |
Monroe | 2505 | $27.86 | 60% | $145.56 | 15 |
Montgomery | 22546 | $27.01 | 73% | $127.35 | 25 |
Morgan | 9524 | $23.31 | 71% | $111.00 | 22 |
Perry | 1227 | $33.92 | 43% | $159.29 | 12 |
Pickens | 1594 | $32.58 | 75% | $176.67 | 11 |
Pike | 2981 | $33.66 | 78% | $126.50 | 16 |
Randolph | 2184 | $29.08 | 70% | $169.09 | 17 |
Russell | 4945 | $20.07 | 71% | $128.08 | 19 |
Shelby | 19428 | $23.56 | 61% | $169.13 | 31 |
St. Clair | 10648 | $20.01 | 77% | $117.22 | 26 |
Sumter | 1141 | $25.97 | 50% | $185.50 | 14 |
Talladega | 10178 | $23.69 | 73% | $135.31 | 24 |
Tallapoosa | 5319 | $33.94 | 64% | $111.50 | 16 |
Tuscaloosa | 16869 | $21.48 | 83% | $114.55 | 17 |
Walker | 9505 | $23.70 | 63% | $152.75 | 28 |
Washington | 1588 | $25.74 | 75% | $180.00 | 15 |
Wilcox | 1212 | $45.17 | 67% | $212.00 | 9 |
Winston | 2404 | $24.55 | 60% | $146.11 | 15 |
The major types of Medicare Advantage plans include:
Not all of these types of plans may be available in your area. A licensed insurance agent can help you compare the types of 2021 Alabama Medicare Advantage plans that are available where you live.
The state of Alabama staffs a group of SHIP volunteers who provide counseling and educational materials to older adults living in Alabama.
This program can help Medicare beneficiaries better understand their Medicare coverage, rights and costs in order to get the most out of their benefits. You can contact Alabama’s SHIP program at 800-243-5463.
You can also explore more information about the insurance industry in Alabama by visiting the state’s Department of Insurance
Alabama Prescription Drug Assistance Programs
The state of Alabama has a number of programs designed to help with the cost of prescription drugs.
There are programs for both Medicare beneficiaries and non-Medicare beneficiaries alike that can cover the cost of premiums and cost-sharing or even lower the cost of the drugs themselves.
1 MedicareAdvantage.com's The Best States for Medicare in 2021 report. (Oct. 27, 2020).
2 Medicare evaluates plans based on a 5- star rating system.
Compare your Medigap plan options by visiting MedicareSupplement.com
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