Medicare Advantage in Georgia

Looking for Georgia Medicare Advantage Plans? Enter your ZIP below to compare affordable or $0 premium plans in your area.

Georgia state

Information about Medicare Advantage Plans in Georgia

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36 percent of Medicare beneficiaries in Georgia were enrolled in a Medicare Advantage (Medicare Part C) plan in 2019.1

There are 1,860 different Georgia Medicare Advantage plans in 2019.1 Not every plan is available in each county, so it's important to find out which ones are offered where you live.

A licensed insurance agent can help you compare the availability, benefits and costs of Medicare Advantage plans in your area of Georgia. Read below to learn more about Medicare in your state.

Find other types of Medicare Health insurance plans:

Average costs of Medicare Advantage in Georgia

Georgia had the 15th-lowest average Medicare Advantage plan premiums in the United States in 2019, at $12 per month.

The average premium cost was affected by the 977 available plans that feature $0 monthly premiums.

  • Average monthly premium cost in 2019 (weighted): $12
  • Average in-network out-of-pocket spending limit: $6,217
  • Average deductible in 2019 (weighted): $102.721

The premiums, deductibles and out-of-pocket costs of individual plans may vary greatly depending on where you live and the plan you have.

You can view the average 2019 Georgia Medicare Advantage plan monthly premiums by county listed below in this guide.

A licensed insurance agent can help you compare Medicare Advantage plan costs in your area.

Compare Georgia Medicare Advantage plan costs

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Or call TTY Users: 711 24/7 to speak with a licensed insurance agent.

Medicare Eligibility & Enrollment

If you want to enroll in a Georgia Medicare Advantage plan, you must first be eligible for and enroll in Medicare Part A and Part B, often referred to together as Original Medicare.

To be eligible for Original Medicare at age 65, you must meet the following requirements:

  • You must be a United States citizen or permanent legal resident who has lived in the U.S. for five continuous years.

  • You (or your spouse) must be eligible for Social Security or Railroad Retirement benefits.

  • You (or your spouse) must be government employees or retirees who have paid Medicare payroll taxes.

You may also be eligible for Medicare benefits under 65 if:

  • You have been receiving Social Security disability benefits or certain Railroad Retirement Board disability benefits for at least 24 months.

  • You have ALS (amyotrophic lateral sclerosis, or Lou Gehrig's disease).

  • You have End-Stage Renal Disease (ESRD), and you or your spouse have paid Social Security taxes for a certain length of time.

Please note: if you have ESRD, you may not qualify for most Medicare Advantage plans.

If you have ESRD, you may be able to enroll in a Georgia Medicare Special Needs Plan (SNP) that is specifically designed to help meet your health care needs.

How to sign up for a Medicare Advantage Plan in Georgia

The first time you can typically enroll in a Georgia Medicare Part C plan is during your Medicare Initial Enrollment Period (IEP).

Medicare Initial Enrollment Period graphic

Your Initial Enrollment Period starts three months before your 65th birthday. It includes the month of your 65th birthday and then continues for another three months after your birthday.

Additional times at which you may sign up for a Medicare Advantage plan include:

Medicare Advantage Open Enrollment Period graphic

Medicare Advantage Open Enrollment Period: January 1 – March 31

If you're enrolled in a Medicare Advantage plan, from January 1 to March 31 every year, you can typically switch Medicare Advantage plans or drop your Medicare Advantage plan and return to Original Medicare.

If you return to Original Medicare during this period, you also have the opportunity to join a Medicare standalone prescription drug plan (Medicare Part D).

Medicare AEP graphic

Medicare Annual Enrollment Period (AEP): October 15 – December 7

Medicare AEP lasts from October 15 to December 7 every year. During this period, you may enroll in a Medicare Advantage plan or switch from one Medicare Advantage plan to another.

You may also drop your existing Medicare Advantage plan and return to Original Medicare.

During AEP, you typically can also join, switch or drop a Medicare Part D plan. 

Medicare Special Enrollment Periods (SEP)

You may potentially be granted a Medicare Special Enrollment Period (SEP) at any time throughout the year, depending on your personal circumstances.

A licensed insurance agent can help you find out if you qualify for a Medicare Special Enrollment Period.

Find a Georgia Medicare Advantage plan

Compare Plans

Or call TTY Users: 711 24/7 to speak with a licensed insurance agent.

Top-rated Medicare Advantage Plans in Georgia 2019

Each year, the Centers for Medicare & Medicaid Services (CMS) issues star ratings for every Medicare Advantage plan in the nation using a system of one to five stars.2

In order for a Medicare Advantage plan to be designated as a top-rated plan, it must have four or more stars out of five stars.

There are 900 top-rated 2019 Medicare Advantage plans in Georgia that are rated four stars or higher.

Medicare Star Ratings
Star Ratings

★★★★★

Excellent

★★★★

Above Average

★★★

Average

★★

Below Average

Poor

List of Medicare Advantage Plans Available in Georgia in 2019

To view a list of plans offered in your area within Georgia, use our plan comparison tool.

Find a Georgia Medicare Advantage plan

Compare Plans

Or call TTY Users: 711 24/7 to speak with a licensed insurance agent.

Private insurance companies offer Medicare Advantage plans in Georgia

A number of insurance carriers may offer Medicare Advantage plans in Georgia. The insurance companies who provide plans in your area may vary.

Private insurance companies offer Medicare Advantage plans that may be unique to the plan area they serve.

Call to speak with a licensed insurance agent who can help you compare the Medicare Advantage plans that are sold by insurance companies in your area.

Georgia Medicare Advantage plans by county

The chart below provides some more information about 2019 Georgia Medicare Advantage plans by county.1

  • 98 percent of Medicare Advantage plan beneficiaries in Barrow County and Glynn County are enrolled in a $0 premium plan in 2019.

  • Fulton County had the highest number of Medicare Advantage plan enrollees in 2019, with 58,176 beneficiaries.
2019 GA Medicare Advantage by County
County Total of County MA Enrollees % of Medicare Beneficiaries Enrolled in MA Number of Plans Available Number of $0 Premium Plans Available % Enrolled in a $0 Premium Plan
Appling 1394 35% 6 3 50.0%
Atkinson 532 36% 5 1 20.0%
Bacon 798 35% 4 1 25.0%
Baker 314 42% 12 7 58.3%
Baldwin 4174 45% 12 6 50.0%
Banks 1502 36% 10 6 6.6%
Barrow 5230 38% 25 14 98.0%
Bartow 7006 35% 16 10 7.1%
Ben Hill 1536 39% 6 1 3.7%
Berrien 1253 30% 4 1 25.0%
Bibb 12957 40% 14 8 90.9%
Bleckley 713 25% 6 2 33.3%
Brantley 1109 30% 7 3 42.9%
Brooks 1282 33% 4 1 2.8%
Bryan 2136 35% 23 12 85.8%
Bulloch 3505 32% 8 4 50.0%
Burke 2166 44% 15 9 21.4%
Butts 2247 44% 19 12 94.4%
Calhoun 453 35% 6 1 16.7%
Camden 2387 25% 13 7 24.4%
Candler 982 39% 4 1 25.0%
Carroll 8099 37% 8 4 50.0%
Catoosa 4482 31% 8 4 50.0%
Charlton 617 27% 4 1 25.0%
Chatham 21066 40% 26 15 88.7%
Chattahoochee 235 34% 18 13 90.4%
Chattooga 2292 39% 9 4 1.7%
Cherokee 15419 35% 22 11 64.5%
Clarke 6268 34% 14 9 96.9%
Clay 331 39% 8 4 50.0%
Clayton 18377 45% 30 17 87.8%
Clinch 494 31% 7 2 28.6%
Cobb 38467 34% 18 7 38.2%
Coffee 2687 36% 6 3 50.0%
Colquitt 3287 34% 5 3 60.0%
Columbia 7349 30% 21 13 87.1%
Cook 1177 31% 4 1 3.4%
Coweta 9136 37% 18 10 61.1%
Crawford 1160 40% 13 5 82.6%
Crisp 1974 42% 10 3 8.6%
Dade 1211 31% 8 4 50.0%
Dawson 1727 32% 14 8 6.7%
Decatur 1924 32% 6 1 1.6%
DeKalb 49301 43% 34 19 84.4%
Dodge 1383 31% 8 2 25.0%
Dooly 956 37% 11 6 54.5%
Dougherty 7345 39% 9 6 66.7%
Douglas 8976 40% 23 12 83.7%
Early 889 35% 4 1 2.7%
Echols 178 31% 4 1 25.0%
Effingham 3417 35% 16 8 50.0%
Elbert 2121 40% 10 6 60.0%
Emanuel 1975 38% 7 2 28.6%
Evans 870 39% 10 7 70.0%
Fannin 2416 28% 6 3 50.0%
Fayette 8093 33% 26 15 48.5%
Floyd 6758 31% 10 5 0.6%
Forsyth 11043 36% 28 14 69.2%
Franklin 2121 36% 13 7 96.2%
Fulton 58176 39% 32 18 82.9%
Gilmer 2611 28% 7 3 42.9%
Glascock 179 28% 9 3 33.3%
Glynn 5884 29% 12 8 98.2%
Gordon 3254 29% 9 5 1.5%
Grady 1848 33% 6 1 1.9%
Greene 1922 31% 12 7 94.7%
Gwinnett 46157 40% 30 16 82.2%
Habersham 3951 38% 10 5 2.3%
Hall 13106 34% 13 8 42.2%
Hancock 1198 48% 13 8 61.5%
Haralson 2339 35% 9 5 55.6%
Harris 2212 30% 21 14 93.6%
Hart 2251 33% 11 6 54.5%
Heard 932 38% 15 9 60.0%
Henry 15065 41% 30 17 81.2%
Houston 6471 24% 13 5 96.7%
Irwin 791 36% 10 5 50.0%
Jackson 4852 35% 14 7 3.1%
Jasper 1243 38% 13 8 61.5%
Jeff Davis 909 30% 3 1 33.3%
Jefferson 1523 38% 9 3 33.3%
Jenkins 777 42% 5 1 20.0%
Johnson 774 40% 9 4 44.4%
Jones 2489 41% 11 6 84.4%
Lamar 1766 42% 13 8 61.5%
Lanier 471 27% 6 1 16.7%
Laurens 3987 35% 8 3 37.5%
Lee 1664 32% 9 6 66.7%
Liberty 2341 29% 16 10 90.1%
Lincoln 858 39% 11 6 54.5%
Long 540 28% 7 4 57.1%
Lowndes 5069 26% 4 1 0.6%
Lumpkin 2067 30% 9 4 1.4%
Macon 1094 43% 11 5 45.5%
Madison 2536 37% 15 9 95.7%
Marion 644 38% 13 9 69.2%
McDuffie 2457 49% 19 12 94.6%
McIntosh 1324 40% 16 10 88.3%
Meriwether 2562 46% 22 15 93.3%
Miller 418 29% 3 1 33.3%
Mitchell 1886 39% 4 1 2.2%
Monroe 2184 34% 10 5 50.0%
Montgomery 683 35% 6 1 16.7%
Morgan 1915 40% 15 9 92.3%
Murray 1799 23% 7 4 57.1%
Muscogee 13260 36% 23 15 96.7%
Newton 8602 43% 22 12 86.9%
Oconee 2206 30% 16 10 93.7%
Oglethorpe 1252 36% 15 9 93.6%
Paulding 8510 37% 19 8 45.8%
Peach 1909 32% 13 6 82.5%
Pickens 3154 32% 18 11 8.5%
Pierce 1351 31% 5 3 60.0%
Pike 1361 35% 13 8 61.5%
Polk 3255 35% 14 7 7.3%
Pulaski 681 30% 8 2 25.0%
Putnam 2063 33% 7 3 42.9%
Quitman 281 35% 11 6 22.2%
Rabun 1382 25% 8 4 50.0%
Randolph 731 42% 9 6 66.7%
Richmond 15665 40% 21 13 93.1%
Rockdale 7509 43% 25 13 82.6%
Schley 342 39% 10 7 70.0%
Screven 1378 40% 8 4 50.0%
Seminole 746 30% 4 1 4.0%
Spalding 6549 41% 20 12 97.1%
Stephens 2400 34% 11 6 4.8%
Stewart 556 50% 14 10 96.6%
Sumter 2856 44% 9 6 66.7%
Talbot 801 46% 18 10 94.1%
Taliaferro 224 44% 10 5 50.0%
Tattnall 1612 37% 5 2 40.0%
Taylor 786 40% 11 6 54.5%
Telfair 841 32% 5 1 20.0%
Terrell 1077 45% 10 6 60.0%
Thomas 3819 34% 5 1 20.0%
Tift 2884 36% 10 3 7.9%
Toombs 2040 34% 8 3 37.5%
Towns 1566 30% 9 5 55.6%
Treutlen 629 42% 8 3 37.5%
Troup 4537 33% 11 7 63.6%
Turner 946 44% 12 5 41.7%
Twiggs 1066 41% 14 7 74.1%
Union 2780 30% 8 5 62.5%
Upson 3120 45% 12 6 9.1%
Walker 5105 32% 4 1 25.0%
Walton 7099 39% 20 11 96.8%
Ware 2812 32% 7 5 71.4%
Warren 689 45% 12 6 50.0%
Washington 2077 44% 11 7 63.6%
Wayne 2113 33% 6 2 33.3%
Webster 234 41% 7 4 57.1%
Wheeler 443 36% 4 1 25.0%
White 2886 37% 11 6 5.0%
Whitfield 3676 20% 3 1 33.3%
Wilcox 598 34% 8 2 25.0%
Wilkes 997 35% 7 3 42.9%
Wilkinson 874 35% 7 2 28.6%
Worth 1637 36% 9 6 66.7%

GA Medicare Advantage enrollees by plan type

The chart below illustrates the percentage of 2019 Georgia Medicare Advantage enrollees that are enrolled in each primary type of Medicare Advantage plan.1

Plan type Percentage of Georgia enrollees (2019)
HMO 86.5%
Local PPO 12.4%
Regional PPO <1%
PPFS <1%
Other Plans <1%

The major types of Medicare Advantage plans include:

  • HMO
    Health Maintenance Organization (HMO) usually requires patients to use health care providers and pharmacies that are part of the plan’s network (except in the case of emergencies) while also typically requiring a referral from a primary care doctor in order to see a specialist.

  • PPO
    Medicare Advantage beneficiaries in a Preferred Provider Organization (PPO) are able to see providers outside of their plan’s network, often at a higher cost.

    Beneficiaries in this type of plan typically pay less out of pocket if they choose to receive medical services from providers within their plan’s network.

    PPO plans typically do not require patients to acquire a referral before visiting with a specialist.

  • PFFS
    A Private Fee-For-Service (PFFS) plan determines how much it will pay to health care providers and how much the patient will pay when care is received.

    With a PFFS plan, you can typically receive care from any doctor, hospital or health care provider that accepts your plan’s terms. Not all providers will accept these terms, however.

  • SNP
    A Special Needs Plan (SNP) is a type of Medicare Advantage plan limited to people with certain chronic conditions and  other specific characteristics.

    Typically, you must receive care from health care providers and hospitals within your SNP network, except for in cases when you need emergency or urgent care and when someone who has End-Stage Renal Disease (ESRD) needs out-of-area kidney dialysis.

Not all of these types of plans may be available in your area. A licensed insurance agent can help you compare the types of 2019 Georgia Medicare Advantage plans that are available where you live.

Local health insurance resources in Georgia

  • GeorgiaCares 
    GeorgiaCares is a program made up of volunteers who provide free assistance and information to Georgia’s Medicare beneficiaries and their caregivers.

    The program is part of the national State Health Insurance Assistance Program (SHIP) and can be reached at 
    1-800-552-4464 (Option 4)

  • Georgia Prescription Drug Assistance Programs
    The state of Georgia has a number of programs designed to help with the cost of prescription drugs. There are programs for both Medicare beneficiaries and non-Medicare beneficiaries alike that can cover the cost of premiums and cost-sharing or even lower the cost of the drugs themselves.