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Yes, there are 723 different New Jersey Medicare Advantage plans in 2023.1 Not every plan is available in each county, so it's important to find out which ones are offered where you live.
A licensed insurance agent can help you compare the availability, benefits and costs of Medicare Advantage plans in your area of New Jersey. Read below to learn more about Medicare in your state.
The average premium for a 2023 New Jersey Medicare Advantage plan with prescription drug coverage is $20.75 per month. The average medical deductible for New Jersey plans in 2023 is $111.64 per year.1
Individual plan premiums, deductibles and out-of-pocket costs may vary greatly depending on where you live and the plan you have. A licensed insurance agent can help you compare Medicare Advantage plan costs in your area.
Compare New Jersey Medicare Advantage plan costs
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If you want to enroll in Medicare Advantage in New Jersey, you must first be enrolled in Medicare Part A and Part B, often referred to as Original Medicare.
To be eligible for Original Medicare at age 65, you must meet the following requirements:
You may also be eligible for Medicare benefits under 65 if:
It’s important to note that if you have ESRD, you may be able to enroll in a New Jersey Medicare Special Needs Plan (SNP) that is specifically designed to help meet your health care needs.
The first time you may be able to enroll in a New Jersey Medicare Part C plan is during your Medicare Initial Enrollment Period (IEP).
Your Medicare IEP starts three months before your 65th birthday. It includes the month of your 65th birthday and then continues for another three months after your birthday.
Additional times at which you may sign up for a Medicare Advantage plan include:
Medicare Advantage Open Enrollment Period: January 1 – March 31
If you're already enrolled in a Part C plan, from January 1 to March 31 every year, you may switch Medicare Advantage plans or drop your Medicare Advantage plan and return to Original Medicare.
If you return to Original Medicare during this period, you'll be able to join a Medicare standalone prescription drug plan (Medicare Part D).
Fall Medicare Open Enrollment Period (AEP): October 15 – December 7
From October 15 to December 7 every year, you may enroll in a Medicare Advantage plan or switch from one Medicare Advantage plan to another.
You may also drop your existing Medicare Advantage plan and return to Original Medicare.
During this Medicare fall open enrollment period, also called the Annual Enrollment Period or AEP, you may also join, switch or drop a Medicare Part D plan.
You may potentially be granted a Medicare Special Enrollment Period (SEP) at any time throughout the year for qualifying circumstances.
A licensed insurance agent can help you find out if you qualify for a Medicare Special Enrollment Period.
Or call TTY Users: 711 to speak with a licensed insurance agent. We accept calls 24/7!
Each year, the Centers for Medicare & Medicaid Services (CMS) issues Star Ratings for all Medicare Advantage plans using a system of one to five stars.
In order for a Medicare Advantage plan to be considered a top-rated plan, it must have four or more stars out of five stars.
37.4% of 2023 Medicare Advantage plans in New Jersey that include prescription drug benefits are rated four stars or higher.2
Star Ratings | |
---|---|
★★★★★ |
Excellent |
★★★★ |
Above Average |
★★★ |
Average |
★★ |
Below Average |
★ |
Poor |
Medicare Advantage plans are rated in the following five categories:
The information for the star ratings is gathered from information that is submitted to Medicare, Medicare’s regular monitoring activities and member surveys.
To view a list of plans offered in your area within New Jersey, use our plan comparison tool.
Or call TTY Users: 711 to speak with a licensed insurance agent. We accept calls 24/7!
Multiple insurance carriers may offer Medicare Advantage plans in New Jersey, depending on where you live.
Aetna PPO Medicare offers Medicare Advantage plans that may be unique to the plan area they serve.
Call to speak with a licensed insurance agent who can help you compare the Medicare Advantage plans that are sold by insurance companies in your area.
When you’re shopping for Medicare Advantage plans in New Jersey, you can compare plans from several different carriers by using some of the following information:
Learn more about 2023 Medicare Advantage plans in New Jersey by county.
Or call TTY Users: 711 to speak with a licensed insurance agent. We accept calls 24/7!
The major types of Medicare Advantage plans include:
Not all of these types of plans may be available in your area. A licensed insurance agent can help you compare the types of 2023 New Jersey Medicare Advantage plans that are available where you live.
Picking a Medicare Advantage plan can be a confusing endeavor, but you should really focus on the following factors to help find the best Medicare Advantage Plan in NJ for you and your needs:
1 MedicareAdvantage.com's The Best States for Medicare report.
2 Medicare evaluates plans based on a 5-star rating system.
Compare your Medigap plan options by visiting MedicareSupplement.com
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