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18 percent of Medicare beneficiaries in Montana were enrolled in a Medicare Advantage (Medicare Part C) plan in 2019.1
There are 194 different Montana Medicare Advantage plans in 2019.1 Not every plan is available in each county, so it's important to find out which ones are offered where you live.
A licensed insurance agent can help you compare the availability, benefits and costs of Medicare Advantage plans in your area of Montana. Read below to learn more about Medicare in your state.
You can also learn more about other types of Medicare plans:
The average Medicare Advantage premium in Montana in 2019 was $95 per month.
That average was affected by the 84 available plans that feature $0 monthly premiums.
Individual plan premiums, deductibles and out-of-pocket costs may vary greatly depending on where you live and the plan you have.
You can view the 2019 average Montana Medicare Advantage plan monthly premiums by county listed below in this guide.
A licensed insurance agent can help you compare Medicare Advantage plan costs in your area.
Compare Montana Medicare Advantage plan costs
Compare PlansOr call TTY Users: 711 24/7 to speak with a licensed insurance agent.
If you want to enroll in Medicare Advantage in Montana, you must first be enrolled in Medicare Part A and Part B, often referred to as Original Medicare.
To be eligible for Original Medicare at age 65, you must meet the following requirements:
You may also be eligible for Medicare benefits under 65 if:
It’s important to note that if you have ESRD, you may not qualify for most Medicare Advantage plans. If you have ESRD, you may be able to enroll in a Montana Medicare Special Needs Plan (SNP) that is specifically designed to help meet your health care needs.
The first time you may be able to enroll in a Montana Medicare Part C plan is during your Medicare Initial Enrollment Period (IEP).
Your Medicare IEP starts three months before your 65th birthday. It includes the month of your 65th birthday and then continues for another three months after your birthday.
Additional times at which you may sign up for a Medicare Advantage plan include:
Medicare Advantage Open Enrollment Period: January 1 – March 31
If you're already enrolled in a Part C plan, from January 1 to March 31 every year, you may switch Medicare Advantage plans or drop your Medicare Advantage plan and return to Original Medicare.
If you return to Original Medicare during this period, you'll be able to join a Medicare standalone prescription drug plan (Medicare Part D).
Medicare Annual Enrollment Period (AEP): October 15 – December 7
From October 15 to December 7 every year, you may enroll in a Medicare Advantage plan or switch from one Medicare Advantage plan to another.
You may also drop your existing Medicare Advantage plan and return to Original Medicare.
During AEP, you may also join, switch or drop a Medicare Part D plan.
You may potentially be granted a Medicare Special Enrollment Period (SEP) at any time throughout the year for qualifying circumstances.
A licensed insurance agent can help you find out if you qualify for a Medicare Special Enrollment Period.
Find a Montana Medicare Advantage plan
Compare PlansOr call TTY Users: 711 24/7 to speak with a licensed insurance agent.
Each year, the Centers for Medicare & Medicaid Services (CMS) issues Star Ratings for all Medicare Advantage plans using a system of one to five stars.2
In order for a Medicare Advantage plan to be considered a top-rated plan, it must have four or more stars out of five stars.
There are 85 top-rated 2019 Medicare Advantage plans in Montana that are rated four stars or higher.
Star Ratings | |
---|---|
★★★★★ |
Excellent |
★★★★ |
Above Average |
★★★ |
Average |
★★ |
Below Average |
★ |
Poor |
Medicare Advantage plans are rated in the following five categories:
The information for the star ratings is gathered from information that is submitted to Medicare, Medicare’s regular monitoring activities and member surveys.
To view a list of plans offered in your area within Montana, use our plan comparison tool.
Find a Montana Medicare Advantage plan
Compare PlansOr call TTY Users: 711 24/7 to speak with a licensed insurance agent.
Multiple insurance carriers may offer Medicare Advantage plans in Montana, depending on where you live.
Private insurance companies offer Medicare Advantage plans that may be unique to the plan area they serve.
Call to speak with a licensed insurance agent who can help you compare the Medicare Advantage plans that are sold by insurance companies in your area.
When you’re shopping for Medicare Advantage plans in Montana, you can compare plans from several different carriers by using some of the following information:
The chart below provides some more information about 2019 Montana Medicare Advantage plans by county.1
County | Total of County MA Enrollees | % of Medicare Beneficiaries Enrolled in MA | Average Monthly Premium | Number of Plans Available | Number of $0 Premium Plans Available | % Enrolled in a $0 Premium Plan |
---|---|---|---|---|---|---|
Beaverhead | 258 | 10% | $16 | 3 | 2 | 66.7% |
Big Horn | 226 | 11% | $13 | 2 | 1 | 50.0% |
Blaine | Data not available | 0% | $0 | 1 | 1 | 100.0% |
Broadwater | 217 | 14% | $19 | 4 | 2 | 50.0% |
Carbon | 635 | 21% | $34 | 5 | 2 | 40.0% |
Carter | 23 | 6% | $35 | 3 | 1 | 33.3% |
Cascade | 4647 | 25% | $100 | 7 | 2 | 0.2% |
Chouteau | 210 | 16% | $34 | 5 | 2 | 40.0% |
Custer | 139 | 5% | $13 | 2 | 1 | 50.0% |
Daniels | 11 | 2% | $35 | 3 | 1 | 33.3% |
Dawson | 86 | 4% | $35 | 3 | 1 | 33.3% |
Deer Lodge | 360 | 12% | $34 | 5 | 2 | 40.0% |
Fallon | 20 | 3% | $35 | 3 | 1 | 33.3% |
Fergus | 633 | 19% | $19 | 4 | 2 | 50.0% |
Flathead | 5776 | 23% | $100 | 7 | 2 | 0.8% |
Gallatin | 3078 | 18% | $100 | 3 | 1 | 1.6% |
Garfield | 13 | 4% | $35 | 3 | 1 | 33.3% |
Glacier | 13 | 1% | $0 | 1 | 1 | 100.0% |
Golden Valley | 62 | 19% | $13 | 2 | 1 | 50.0% |
Granite | 118 | 11% | $16 | 3 | 2 | 66.7% |
Hill | 23 | 1% | $0 | 1 | 1 | 100.0% |
Jefferson | 488 | 15% | $19 | 4 | 2 | 50.0% |
Judith Basin | 115 | 19% | $37 | 4 | 2 | 50.0% |
Lake | 1398 | 18% | $98 | 6 | 2 | 0.4% |
Lewis and Clark | 3216 | 20% | $99 | 6 | 2 | 1.3% |
Liberty | 15 | 3% | $16 | 3 | 2 | 66.7% |
Lincoln | 2097 | 27% | $96 | 7 | 2 | 0.2% |
Madison | 210 | 8% | $16 | 3 | 2 | 66.7% |
McCone | Data not available | 0% | $0 | 1 | 1 | 100.0% |
Meagher | 24 | 4% | $16 | 3 | 2 | 66.7% |
Mineral | 217 | 13% | $19 | 4 | 2 | 50.0% |
Missoula | 4359 | 18% | $92 | 6 | 2 | 0.5% |
Musselshell | 208 | 14% | $13 | 2 | 1 | 50.0% |
Park | 114 | 3% | $0 | 1 | 1 | 100.0% |
Petroleum | 15 | 13% | $35 | 3 | 1 | 33.3% |
Phillips | 55 | 5% | $35 | 3 | 1 | 33.3% |
Pondera | 181 | 13% | $34 | 5 | 2 | 40.0% |
Powder River | 36 | 8% | $35 | 3 | 1 | 33.3% |
Powell | 168 | 10% | $19 | 4 | 2 | 50.0% |
Prairie | 24 | 6% | $35 | 3 | 1 | 33.3% |
Ravalli | 3108 | 23% | $95 | 7 | 2 | 0.2% |
Richland | 12 | 1% | $0 | 1 | 1 | 100.0% |
Roosevelt | 35 | 2% | $35 | 3 | 1 | 33.3% |
Rosebud | 157 | 9% | $41 | 3 | 1 | 33.3% |
Sanders | 694 | 16% | $19 | 4 | 2 | 50.0% |
Sheridan | 56 | 6% | $35 | 3 | 1 | 33.3% |
Silver Bow | 1236 | 15% | $34 | 5 | 2 | 40.0% |
Stillwater | 512 | 20% | $19 | 4 | 2 | 50.0% |
Sweet Grass | 141 | 14% | $13 | 2 | 1 | 50.0% |
Teton | 465 | 28% | $34 | 5 | 2 | 40.0% |
Toole | 19 | 2% | $0 | 1 | 1 | 100.0% |
Treasure | 35 | 15% | $13 | 2 | 1 | 50.0% |
Valley | 57 | 3% | $20 | 2 | 1 | 50.0% |
Wheatland | 78 | 13% | $13 | 2 | 1 | 50.0% |
Wibaux | Data not available | 0% | $0 | 1 | 1 | 100.0% |
Yellowstone | 7610 | 23% | $87 | 8 | 3 | 1.5% |
The chart below illustrates the percentage of 2019 Montana Medicare Advantage enrollees that are enrolled in each primary type of Medicare Advantage plan.1
Plan type | Percentage of Montana enrollees (2019) |
---|---|
Local PPO | 96.75% |
HMO | 1.89% |
Medicare MSA | 1% |
PFFS | <1% |
Other Plans | <1% |
The major types of Medicare Advantage plans include:
Not all of these types of plans may be available in your area. A licensed insurance agent can help you compare the types of 2019 Montana Medicare Advantage plans that are available where you live.
1 MedicareAdvantage.com's The Best States for Medicare in 2021 report. (Oct. 27, 2020).
2 Medicare evaluates plans based on a 5- star rating system.
Compare your Medigap plan options by visiting MedicareSupplement.com
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