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There are 3,543 different North Carolina Medicare Advantage (Medicare Part C) plans in 2023.1 Not every plan is available in each county, so it's important to find out which ones are offered where you live.
A licensed insurance agent can help you compare the availability, benefits and costs of Medicare Advantage plans in your area of North Carolina. Read below to learn more about Medicare in your state.
The average premium for a North Carolina Medicare Advantage plan with prescription drug benefits in 2023 is $13.22 per month, and you may be able to find North Carolina Medicare plans that feature $0 premiums.1 The average medical deductible for North Carolina plans is just $8.22 per year in 2023.1
The premiums, deductibles and out-of-pocket costs for each plan may vary greatly depending on what county you live in and the plan you have. A licensed insurance agent can help you compare NC Medicare Advantage plan costs in your area.
Compare North Carolina Medicare Advantage plan costs
Compare PlansOr call TTY Users: 711 to speak with a licensed insurance agent. We accept calls 24/7!
You may not sign up for a Medicare Advantage plan in North Carolina without first enrolling in Medicare Part A and Part B, otherwise known as Original Medicare.
To be eligible for Original Medicare at age 65, you must meet the following requirements:
You may also be eligible for Medicare benefits under 65 if:
It’s important to note that if you have ESRD, you may be able to enroll in a North Carolina Medicare Special Needs Plan (SNP) that is specifically designed to help meet your health care needs.
You are only eligible to enroll in Medicare Advantage plans that are offered in your local area.
The first time you may be able to enroll in a North Carolina Medicare Part C plan is during your Medicare Initial Enrollment Period (IEP).
Your seven-month Initial Enrollment Period begins three months before your 65th birthday, includes the month of your birthday and extends for three additional months thereafter.
Additional times when you may be able to sign up for a Medicare Advantage plan include:
Medicare Advantage Open Enrollment Period: January 1 – March 31
If you're already enrolled in a Medicare Advantage plan, you may switch Medicare Advantage plans or drop your Medicare Advantage plan and return to Original Medicare from January 1 to March 31 every year.
If you return to Original Medicare during this period, you'll be able to join a Medicare standalone prescription drug plan (Medicare Part D).
Fall Medicare Open Enrollment Period (AEP): October 15 – December 7
From October 15 to December 7 every year, you may enroll in a Medicare Advantage plan or switch from one Medicare Advantage plan to another.
You may also drop your existing Medicare Advantage plan and return to Original Medicare.
During this Medicare fall open enrollment period, also called the Annual Enrollment Period or AEP, you may also join, switch or drop a Medicare Part D plan.
You may potentially be granted a Medicare Special Enrollment Period (SEP) at any time throughout the year for qualifying circumstances.
Find out if you qualify for a Medicare Special Enrollment Period by calling to speak with a licensed insurance agent.
Find $0 premium North Carolina Medicare Advantage plans today
Compare PlansOr call TTY Users: 711 to speak with a licensed insurance agent. We accept calls 24/7!
Each year, the Centers for Medicare & Medicaid Services (CMS) issues star ratings for all Medicare Advantage plans using a system of one to five stars.
In order for a Medicare Advantage plan to be considered a top-rated plan, it must have four or more stars out of five stars.
50.6% of 2023 Medicare Advantage plans in North Carolina with prescription drug coverage are rated four stars or higher.2
Star Ratings | |
---|---|
★★★★★ |
Excellent |
★★★★ |
Above Average |
★★★ |
Average |
★★ |
Below Average |
★ |
Poor |
Medicare Advantage plans are rated according to the following five criteria:
The information for the star ratings is gathered from information that is submitted to Medicare, Medicare’s regular monitoring activities and member surveys.
To view a list of plans offered in your area within North Carolina, use our plan comparison tool.
Find $0 premium North Carolina Medicare Advantage plans today
Compare PlansOr call TTY Users: 711 to speak with a licensed insurance agent. We accept calls 24/7!
Multiple private insurance companies may offer Medicare Advantage plans in North Carolina, depending on where you live.
Private insurance carriers offer Medicare Advantage plans that may be unique to the plan area they serve.
A licensed insurance agent can help you compare the Medicare Advantage plans that are sold by insurance companies in your area.
When you’re shopping for Medicare Advantage plans in North Carolina, you can compare plans from several different insurance companies by using some of the following information:
Learn more about 2023 Medicare Advantage plans in North Carolina by county.
The major types of Medicare Advantage plans include:
Not all of these types of plans may be available in your area. A licensed insurance agent can help you compare the types of 2023 NC Medicare Advantage plans that are available where you live.
2 MedicareAdvantage.com's The Best States for Medicare report.
3 Medicare evaluates plans based on a 5-star rating system.
Compare your Medigap plan options by visiting MedicareSupplement.com
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