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32 percent of Medicare beneficiaries in Kentucky were enrolled in a Medicare Advantage (Medicare Part C) plan in 2019.1
There are 1,241 different Kentucky Medicare Advantage plans in 2019.1
Call to speak with a licensed insurance agent who can help you compare the availability, benefits and costs of Medicare Advantage plans in your area of Kentucky.
Kentucky Medicare Advantage plans had an average premium of $10 per month in 2019.
There were 435 available plans in Kentucky that feature $0 monthly premiums.
It's important to note that Medicare Advantage plan costs can vary from one region of Kentucky to another.
Some of the average costs and enrollment numbers for 2019 Kentucky Medicare Advantage plans are listed by county below in this guide.
A licensed insurance agent can help you compare Medicare Advantage plan costs in your area.
Compare Kentucky Medicare Advantage plan costs
Compare PlansOr call TTY Users: 711 24/7 to speak with a licensed insurance agent.
Enrolling in a Medicare Advantage plan in Kentucky requires that you first enroll in Medicare Part A and Part B, also known together as Original Medicare.
You may be able to sign up for Medicare at age 65 if:
You may also be eligible for Medicare benefits under 65 if:
If you have ESRD, you may be able to enroll in a Kentucky Medicare Special Needs Plan (SNP) that is specifically designed to help meet your health care needs.
The first time you may be able to enroll in a Kentucky Medicare Part C plan is during your Medicare Initial Enrollment Period (IEP), when you first become eligible for Medicare.
Your Medicare IEP begins three months before your 65th birthday, includes the month of your birthday and extends for three additional months thereafter.
You may also be able to sign up for a Medicare Advantage plan during the following enrollment periods:
Medicare Advantage Open Enrollment Period: January 1 – March 31
During the Medicare Advantage Open Enrollment Period, you may switch Medicare Advantage plans or drop your Medicare Advantage plan and return to Original Medicare.
If you return to Original Medicare during this period, you'll be able to join a Medicare standalone prescription drug plan (Medicare Part D).
Medicare Annual Enrollment Period (AEP): October 15 – December 7
Medicare AEP lasts from October 15 to December 7 every year. During this period, you may enroll in a Medicare Advantage plan or switch from one Medicare Advantage plan to another.
If you have a Medicare Advantage plan, you can disenroll from your plan during AEP and return to Original Medicare.
During AEP, you may also join, switch or drop a Medicare Part D plan.
You may potentially be granted a Medicare Special Enrollment Period (SEP) for qualifying circumstances, though the requirements are specific and can affect your enrollment eligibility in different ways.
A licensed insurance agent can help you find out if you qualify for a Medicare Special Enrollment Period.
Find a Kentucky Medicare Advantage plan
Compare PlansOr call TTY Users: 711 24/7 to speak with a licensed insurance agent.
Each year, the Centers for Medicare & Medicaid Services (CMS) uses a system of one to five stars to rate all Medicare Advantage plans in the U.S.2
Poor-performing plans are given 1 star, while higher-performing plans are given 5 stars. The ratings are based on information taken from plan member surveys and regular Medicare monitoring activities.
In order for a Medicare Advantage plan to be considered a top-rated plan, it must have four or more stars out of five stars.
There are 592 top-rated 2019 Medicare Advantage plans in Kentucky that are rated four stars or higher, which is nearly half (over 47 percent) of all MA plans available in Kentucky in 2019.
Star Ratings | |
---|---|
★★★★★ |
Excellent |
★★★★ |
Above Average |
★★★ |
Average |
★★ |
Below Average |
★ |
Poor |
Medicare Advantage plans are rated in the following five categories:
You can view a list of plans offered in your area of Kentucky by using our plan comparison tool.
Find a Kentucky Medicare Advantage plan
Compare PlansOr call TTY Users: 711 24/7 to speak with a licensed insurance agent.
A number of different insurance carriers may offer Medicare Advantage plans in Kentucky. The availability of plans where you live can vary depending on the county in which you reside.
Private insurance companies offer Medicare Advantage plans that may be unique to the plan area they serve.
A licensed insurance agent can help you compare Medicare Advantage plans that are sold by insurance companies in your area.
You can also refer to the following information sources to help you compare your plan options:
Learn more about Jefferson County Medicare Advantage plans.
The chart below provides some more information about 2019 Kentucky Medicare Advantage plans by county.1
County | Total of County MA Enrollees | % of Medicare Beneficiaries Enrolled in MA | Number of Plans Available | Number of $0 Premium Plans Available | % Enrolled in a $0 Premium Plan |
---|---|---|---|---|---|
Adair | 1100 | 24% | 11 | 3 | 27.3% |
Allen | 1333 | 28% | 13 | 5 | 38.5% |
Anderson | 1972 | 41% | 11 | 5 | 45.5% |
Ballard | 460 | 22% | 6 | 2 | 33.3% |
Barren | 2817 | 27% | 10 | 3 | 30.0% |
Bath | 1142 | 38% | 10 | 3 | 30.0% |
Bell | 1650 | 23% | 7 | 2 | 8.0% |
Boone | 8864 | 39% | 25 | 10 | 22.7% |
Bourbon | 1817 | 38% | 16 | 7 | 43.8% |
Boyd | 3734 | 29% | 12 | 4 | 33.3% |
Boyle | 2241 | 30% | 8 | 2 | 25.0% |
Bracken | 660 | 33% | 7 | 2 | 28.6% |
Breathitt | 1109 | 30% | 7 | 2 | 28.6% |
Breckinridge | 1111 | 21% | 9 | 3 | 33.3% |
Bullitt | 5811 | 35% | 17 | 8 | 47.1% |
Butler | 1045 | 33% | 14 | 6 | 42.9% |
Caldwell | 831 | 24% | 4 | 1 | 25.0% |
Calloway | 2439 | 29% | 11 | 4 | 36.4% |
Campbell | 7185 | 40% | 25 | 10 | 24.3% |
Carlisle | 370 | 27% | 7 | 2 | 28.6% |
Carroll | 802 | 31% | 12 | 4 | 33.3% |
Carter | 2113 | 30% | 12 | 4 | 33.3% |
Casey | 998 | 24% | 11 | 3 | 27.3% |
Christian | 2607 | 21% | 6 | 1 | 3.4% |
Clark | 3237 | 38% | 16 | 7 | 43.8% |
Clay | 1848 | 36% | 10 | 3 | 30.0% |
Clinton | 578 | 22% | 11 | 3 | 27.3% |
Crittenden | 574 | 24% | 8 | 2 | 25.0% |
Cumberland | 474 | 25% | 13 | 3 | 23.1% |
Daviess | 6404 | 28% | 8 | 4 | 50.0% |
Edmonson | 980 | 31% | 14 | 6 | 42.9% |
Elliott | 734 | 43% | 7 | 2 | 28.6% |
Estill | 1005 | 27% | 5 | 1 | 20.0% |
Fayette | 19923 | 38% | 20 | 8 | 40.0% |
Fleming | 1119 | 30% | 7 | 2 | 28.6% |
Floyd | 3110 | 29% | 9 | 2 | 22.2% |
Franklin | 5870 | 39% | 17 | 7 | 41.2% |
Fulton | 478 | 25% | 9 | 2 | 22.2% |
Gallatin | 501 | 37% | 13 | 5 | 38.5% |
Garrard | 1170 | 27% | 6 | 2 | 33.3% |
Grant | 2277 | 40% | 16 | 7 | 35.3% |
Graves | 2838 | 31% | 9 | 4 | 44.4% |
Grayson | 1490 | 23% | 7 | 2 | 10.0% |
Green | 806 | 27% | 11 | 3 | 27.3% |
Greenup | 2970 | 30% | 12 | 4 | 33.3% |
Hancock | 404 | 19% | 8 | 3 | 37.5% |
Hardin | 4966 | 23% | 16 | 8 | 50.0% |
Harlan | 2243 | 29% | 11 | 3 | 27.3% |
Harrison | 1298 | 30% | 8 | 4 | 50.0% |
Hart | 1132 | 26% | 9 | 4 | 44.4% |
Henderson | 3644 | 34% | 10 | 4 | 40.0% |
Henry | 1475 | 39% | 14 | 6 | 42.9% |
Hickman | 324 | 23% | 9 | 2 | 22.2% |
Hopkins | 3085 | 27% | 4 | 1 | 25.0% |
Jackson | 913 | 28% | 10 | 3 | 30.0% |
Jefferson | 54647 | 36% | 19 | 9 | 99.8% |
Jessamine | 3788 | 37% | 19 | 8 | 42.1% |
Johnson | 1865 | 29% | 11 | 3 | 27.3% |
Kenton | 11874 | 39% | 25 | 10 | 23.5% |
Knott | 1357 | 33% | 11 | 3 | 27.3% |
Knox | 2056 | 24% | 6 | 2 | 33.3% |
Larue | 906 | 25% | 7 | 2 | 28.6% |
Laurel | 3810 | 26% | 7 | 2 | 10.0% |
Lawrence | 1072 | 26% | 6 | 2 | 33.3% |
Lee | 466 | 24% | 6 | 2 | 33.3% |
Leslie | 1070 | 36% | 10 | 3 | 30.0% |
Letcher | 1963 | 30% | 9 | 2 | 22.2% |
Lewis | 819 | 26% | 6 | 2 | 33.3% |
Lincoln | 1798 | 28% | 8 | 2 | 25.0% |
Livingston | 625 | 23% | 10 | 3 | 30.0% |
Logan | 1602 | 25% | 13 | 4 | 30.8% |
Lyon | 661 | 26% | 6 | 2 | 33.3% |
Madison | 6702 | 38% | 18 | 8 | 44.4% |
Magoffin | 1105 | 33% | 11 | 3 | 27.3% |
Marion | 1044 | 25% | 12 | 4 | 33.3% |
Marshall | 2302 | 26% | 11 | 4 | 19.0% |
Martin | 831 | 28% | 9 | 2 | 22.2% |
Mason | 1231 | 29% | 5 | 1 | 20.0% |
McCracken | 4451 | 26% | 9 | 4 | 44.4% |
McCreary | 988 | 24% | 6 | 2 | 33.3% |
McLean | 777 | 31% | 6 | 2 | 33.3% |
Meade | 1449 | 25% | 12 | 4 | 33.3% |
Menifee | 704 | 37% | 10 | 3 | 30.0% |
Mercer | 1832 | 33% | 4 | 1 | 25.0% |
Metcalfe | 854 | 31% | 9 | 2 | 22.2% |
Monroe | 689 | 24% | 13 | 3 | 23.1% |
Montgomery | 2276 | 36% | 12 | 5 | 41.7% |
Morgan | 1141 | 36% | 9 | 2 | 10.0% |
Muhlenberg | 2444 | 31% | 6 | 2 | 33.3% |
Nelson | 2817 | 28% | 17 | 7 | 41.2% |
Nicholas | 452 | 26% | 5 | 1 | 20.0% |
Ohio | 1856 | 31% | 6 | 2 | 33.3% |
Oldham | 3227 | 30% | 16 | 8 | 50.0% |
Owen | 935 | 36% | 13 | 5 | 38.5% |
Owsley | 274 | 22% | 8 | 2 | 25.0% |
Pendleton | 1335 | 40% | 16 | 7 | 38.9% |
Perry | 2050 | 28% | 11 | 3 | 27.3% |
Pike | 5171 | 30% | 9 | 2 | 8.3% |
Powell | 1109 | 34% | 10 | 3 | 30.0% |
Pulaski | 5185 | 29% | 6 | 2 | 33.3% |
Robertson | 143 | 27% | 6 | 2 | 33.3% |
Rockcastle | 1128 | 26% | 6 | 2 | 33.3% |
Rowan | 1878 | 38% | 9 | 3 | 33.3% |
Russell | 1145 | 25% | 5 | 1 | 20.0% |
Scott | 3444 | 39% | 16 | 7 | 43.8% |
Shelby | 2973 | 33% | 16 | 7 | 43.8% |
Simpson | 1060 | 25% | 11 | 4 | 36.4% |
Spencer | 1182 | 32% | 16 | 7 | 43.8% |
Taylor | 1513 | 23% | 7 | 2 | 28.6% |
Todd | 502 | 20% | 4 | 1 | 25.0% |
Trigg | 1032 | 25% | 4 | 1 | 25.0% |
Trimble | 639 | 31% | 13 | 5 | 38.5% |
Union | 1113 | 34% | 8 | 2 | 25.0% |
Warren | 6431 | 30% | 14 | 6 | 42.9% |
Washington | 696 | 24% | 4 | 1 | 25.0% |
Wayne | 1403 | 26% | 4 | 1 | 25.0% |
Webster | 1056 | 32% | 7 | 2 | 28.6% |
Whitley | 2275 | 24% | 11 | 3 | 27.3% |
Wolfe | 654 | 31% | 6 | 2 | 33.3% |
Woodford | 2529 | 41% | 18 | 8 | 44.4% |
The chart below illustrates the percentage of 2019 Kentucky Medicare Advantage enrollees that are enrolled in each primary type of Medicare Advantage plan.1
Plan type | Percentage of Kentucky enrollees (2019) |
---|---|
HMO | 89.8% |
Local PPO | 5.1% |
Regional PPO | 3.5% |
PPFS | 1.6% |
The major types of Medicare Advantage plans include:
Not all of these types of plans may be available in your area. A licensed insurance agent can help you compare the types of 2019 Kentucky Medicare Advantage plans that are available where you live.
1 MedicareAdvantage.com's The Best States for Medicare in 2021 report. (Oct. 27, 2020).
2 Medicare evaluates plans based on a 5- star rating system.
Compare your Medigap plan options by visiting MedicareSupplement.com
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