2025 Medicare Costs

Learn how 2025 Medicare changes could affect your coverage and costs. Review our 2025 Medicare Costs Overview or read the informational guides and articles below.

Average cost of Medicare Part A

If you or your spouse worked and paid Medicare taxes for the equivalent of 10 years (40 quarters), you qualify for premium-free Medicare Part A.

If you paid Medicare taxes for only 30-39 quarters, your 2025 Part A premium will be $285 per month. If you paid Medicare taxes for fewer than 30 quarters, your premium will be $518 per month.

Average cost of Medicare part B

The standard monthly premium for Medicare Part B is $185 per month in 2025.

Some Medicare beneficiaries may pay more or less per month for their Part B coverage. The Part B premium is based on your reported income from two years ago (2023).

Average cost of Medicare Part C

In 2025, the nationwide average monthly premium for a Medicare Part C (Medicare Advantage) plan is $11.02 per month.²

Average cost of Medicare Part C (Medicare Advantage) by state and county

Average cost of Medicare Part D

The average 2025 Part D plan premium is $46.50 per month.³

Average cost of Medicare Part D

Medicare Supplement (Medigap) Costs

In 2025, the average Medicare Supplement (also called Medigap) plan premium was $150.51 per month.⁴ But the average cost of each type of Medigap plan can vary quite a bit from one plan type to another.

The average premium a Medicare Supplement Insurance (also called Medigap) plan can vary based on factors such as where you live, your age, your health status and more.

Average cost of Medicare Supplement Plans

Medicare Cost Articles

The Average Cost of Medicare Plans Per Month in 2025

What’s the average cost of Medicare in 2025? This guide shows the average premiums and other costs for each part of Medicare, including Medicare Advantage plans.

Medicare Rate Increases in 2025

Some 2025 Original Medicare premium rates are higher than in 2024. Learn the Part A and Part B deductibles, premiums and more.

How Do Different Parts of Medicare Cover Coronavirus (COVID-19) Treatment Costs?

How much can a Medicare beneficiary expect to pay out-of-pocket for coronavirus infection and COVID-19 treatment? Here we break down a hypothetical experience to illustrate how Medicare works for C...

Medicare Advantage Plans: An Alternative to Original Medicare

Medicare Advantage plans are an alternative to Original Medicare (Part A and Part B). Learn about these Medicare-approved health plans offered by private insurance companies.

What Is the Average Cost of Medicare Part D Plans in Each State?

How much does is the average Medicare Part D plan cost? Learn about 2025 Medicare prescription drug plan costs in your state.

2025 IRMAA Brackets and Rules

2025 Medicare IRMAA (Income-Related Monthly Adjustment Amount) amounts are increased premiums higher income earners must pay for Medicare Part B and Part D benefits. Here’s how it works.

The Average Cost of Medicare in Every State

Learn the average cost of Medicare Advantage plans and Medigap plans in every state, as well as 2025 Medicare Part A and Part B costs.

2025 Medicare Costs: Parts A, B, C, D and Medigap

Explore 2025 Medicare costs such as deductibles, copayments, coinsurance and other costs. Learn how you may be able to get help covering your Medicare costs.

How Much do Medicare Advantage Plans Cost?

Medicare Advantage (Part C) plans are sold by private insurance companies, and plan premiums vary. Learn about average Part C premiums in your state and find out how to compare local plan options.

How to Understand Your True Out-of-Pocket Limit (TrOOP) for Medicare Part D

Your true out-of-pocket limit (TrOOP) for Medicare Part D is an important threshold that affects what you’ll owe for prescription medications. Learn what expenses count toward TrOOP and what happen...