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There are 1,588 different Louisiana Medicare Advantage plans available in 2023.1
A licensed insurance agent can help you compare the availability, benefits and costs of Medicare Advantage plans in your area of Louisiana, because not every plan is available in each parish.
Read below to learn more about Medicare in your state.
The average premium for a Medicare Advantage plan with prescription drug coverage in Louisiana in 2023 is $10.98 per month, though you may be able to find Medicare Advantage plans in your part of Louisiana that offer $0 premiums.1 And the medical deductibles for these plans average $0 per year.1
The premiums, deductibles and out-of-pocket costs for Louisiana Medicare plans near you may vary. A licensed insurance agent can help you compare Medicare Advantage plan costs in your area.
Compare Louisiana Medicare Advantage plan costs
Compare PlansOr call TTY Users: 711 to speak with a licensed insurance agent. We accept calls 24/7!
You may not sign up for a Medicare Advantage plan in Louisiana without first enrolling in Medicare Part A and Part B, also known together as Original Medicare.
To be eligible for Original Medicare at age 65, you must:
You may also be eligible for Medicare benefits under 65 if:
If you have ESRD, you may not qualify for most Medicare Advantage plans. You may, however, be able to enroll in a Louisiana Medicare Special Needs Plan (SNP).
The first time you typically can enroll in a Louisiana Medicare Part C plan is during your Medicare Initial Enrollment Period (IEP).
Your Medicare IEP begins three months before your 65th birthday, includes the month of your birthday and continues on for three more months.
If you do not enroll in Medicare Advantage during your IEP, you will have to wait for one of the following Medicare enrollment periods:
Medicare Advantage Open Enrollment Period: January 1 – March 31
Medicare Advantage open enrollment lasts from January 1 to March 31 every year. During this period, you may switch Medicare Advantage plans or drop your Medicare Advantage plan and return to Original Medicare.
If you return to Original Medicare during this period, you'll also be able to enroll in a Medicare prescription drug plan (Medicare Part D).
Medicare Annual Enrollment Period (AEP): October 15 – December 7
From October 15 to December 7 every year, you may enroll in a Medicare Advantage plan or switch from one Medicare Advantage plan to another.
During this fall open enrollment period, commonly known as the Annual Enrollment Period or AEP, you may also drop your existing Medicare Advantage plan and return to Original Medicare.
You may also join, switch or drop a Medicare Part D plan during AEP.
A Medicare Special Enrollment Period (SEP) could potentially be granted to you at any time throughout the year if you have a specific qualifying circumstance.
A licensed Louisiana insurance agent can help you find out if you qualify for a Medicare Special Enrollment Period.
Find $0 premium Louisiana Medicare Advantage plans today
Compare PlansOr call TTY Users: 711 to speak with a licensed insurance agent. We accept calls 24/7!
The Centers for Medicare & Medicaid Services (CMS) issues Star Ratings every year, using a system of one to five stars.
The Star Ratings show how each Medicare Advantage plan rates across several key areas.
Plans are re-evaluated annually, so a plan’s ratings can change from year to year.
For a Medicare Advantage plan to be considered a top-rated plan, it must have four or more stars out of five stars.
56.3% of 2023 Medicare Advantage plans in Louisiana with prescription drug coverage are rated four stars or higher.2
Star Ratings | |
---|---|
★★★★★ |
Excellent |
★★★★ |
Above Average |
★★★ |
Average |
★★ |
Below Average |
★ |
Poor |
Medicare Advantage plans are rated in the following five categories:
The information for the star ratings is gathered from member surveys, information that is submitted to Medicare and Medicare’s regular monitoring activities.
To view a list of plans offered where you live in Louisiana, use our plan comparison tool.
Find $0 premium Louisiana Medicare Advantage plans today
Compare PlansOr call TTY Users: 711 to speak with a licensed insurance agent. We accept calls 24/7!
There are multiple insurance carriers that may offer Medicare Advantage plans in Louisiana, though they may not offer plans where you live.
Private insurance companies offer Medicare Advantage plans that may be unique to the plan area they serve.
A licensed insurance agent can help you compare the Medicare Advantage plans that are sold by insurance companies in your area.
Choosing between Medicare Advantage insurance carriers in Louisiana may not be easy, but there are a few resources that can help in your decision:
Learn more about 2023 Louisiana Medicare Advantage plans by parish.
The major types of Medicare Advantage plans include:
Not all of these types of plans may be available in your area. A licensed insurance agent can help you compare the types of 2023 Louisiana Medicare Advantage plans that are available where you live.
1 MedicareAdvantage.com's The Best States for Medicare report.
2 Medicare evaluates plans based on a 5-star rating system.
Compare your Medigap plan options by visiting MedicareSupplement.com
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