Does Cigna Medicare Cover Prescription Drugs?

At a glance

  • $0 premium plans available in some areas*
  • Many plans offer prescription drug coverage and vision and dental benefits
  • 89% of Cigna Medicare Advantage customers are enrolled in a plan rated 4-Stars or greater in 2022.1

Some Cigna Medicare plans may include prescription drug coverage. Your coverage will depend on which plan you have.

Although Medicare Part A and Part B (also called Original Medicare) do not typically cover most prescription drugs, Medicare beneficiaries can consider obtaining prescription drug coverage by enrolling in a Cigna Medicare Advantage plan (also called Medicare Part C) that includes coverage for prescription medication, or a standalone prescription drug plan (Part D).

Some 2023 Medicare Advantage Plans May Offer Prescription Drug Coverage

Cigna Medicare Advantage plans provide the same benefits as Original Medicare under one plan. A Cigna Medicare Advantage plan can also offer some additional benefits not covered by Original Medicare.

Cigna Medicare Advantage plans that offer prescription drug coverage are contracted with over 67,000 network pharmacies across the U.S.2

The network includes major retail pharmacy chains as well as independent pharmacies, so that you can have convenient access to pharmacies where you live.

You can also choose to mail order your maintenance medications so that your prescriptions are delivered straight to your home at standard shipping costs.

Cigna Medicare Part D Prescription Drug Plans

A Cigna Medicare Part D plan can give you coverage for some of your prescription drug costs, but it won’t offer some of the other benefits that a Medicare Advantage plan or Original Medicare offer.

You are eligible to enroll in any Cigna Medicare Part D plan that is available where you live, as long as you are entitled to Medicare Part A and/or enrolled in Medicare Part B.

Cigna Medicare Part D plans can offer extensive drug coverage, with over 3,000 medications covered for people on Medicare.3

Like Cigna Medicare Advantage plans, these Part D plans give you access to a national network of over 67,000 pharmacies.2

Additional features of Cigna Medicare drug plans can include:

  • Plans with no deductibles
  • Plans with expanded gap (or “donut hole”) coverage
  • Plans designed specifically for Medicare beneficiaries who get Extra Help paying for Medicare prescription drug coverage

As a beneficiary of a Cigna Medicare Part D plan, you can also access a team of Medicare Part D experts who can help you save money by working with you and your doctor to find lower-cost prescription alternatives to brand-name drugs.

Cigna Medicare Plans With Drug Coverage Can Help You Save Money

A Medicare Advantage plan from Cigna Medicare can help you combine all of your Medicare Part A and Part B health care benefits into one plan that promotes a team approach to your health.

A Cigna Medicare plan that includes prescription drug coverage can also help you save money on some of the out-of-pocket costs for the medicine you need.

Given the potentially high costs of medication, prescription drug coverage can be vital both to one’s health and pocketbook.

Enroll in a Cigna Medicare Advantage Plan

Find out more about Medicare Advantage plans with prescription drug coverage that may be available in your area. Call TTY Users: 711 24 hours a day, 7 days a week to speak with a licensed insurance agent.

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