Cigna-HealthSpring Medicare Advantage Plans

Cigna-HealthSpring Medicare Advantage plans provide the same benefits as Part A and Part B (also called Original Medicare) under one plan. A Medicare Advantage plan from Cigna-HealthSpring can also offer some additional benefits not covered by Original Medicare.

Some of the additional benefits that may be offered by Cigna-HealthSpring Medicare Advantage plans can include:

  • Coverage for prescription drugs
  • Dental
  • Vision
  • Hearing
  • Memberships to gyms and wellness programs

Types of Medicare Advantage Plans

There are several different types of Medicare Advantage plans. The primary types of Medicare Advantage plans include:

  • Health Maintenance Organization (HMO)
    An HMO plan gives beneficiaries access to a network of health care providers and hospitals. These contracted network providers can coordinate your care with an emphasis on preventive care. In most cases, the costs for health care you receive outside of your HMO network of providers may not be covered.

  • Preferred Provider Organization (PPO)
    A Medicare Advantage PPO plan provides beneficiaries with a network of doctors and hospitals, similar to an HMO. With a PPO plan, you are typically allowed to use health care providers outside of the plan network, though any care you receive may come with increased out-of-pocket costs such as a higher copay or coinsurance.

  • Private Fee-For-Service (PFFS)
    A Medicare Advantage PFFS plan allows beneficiaries to visit any doctor or hospital that is approved by Medicare and that accepts the PFFS plan’s terms and conditions. The health plan then decides how much it will pay for the health care services you receive, as well as any out-of-pocket costs you are required to pay, such as a copay or coinsurance.

  • Medicare Special Needs Plans (SNPs)
    A Medicare Advantage SNP plan is designed specifically for Medicare beneficiaries who have specific health care needs or who have chronic conditions such as diabetes.

  • Medicare Medical Savings Account (MSA)
    An MSA is a health plan that typically has a high deductible and includes a bank account where the insurance company deposits a set amount of money each year. You can pay for some of your Medicare Part A and Part B costs using these contributions. Once you meet your deductible for the year, the MSA plan will cover the rest of your Medicare-covered health care services.

The types of Medicare Advantage plans that are available, the benefits they offer and the costs of each plan can vary based on where you live, so it’s important to speak with a licensed insurance agent to learn more about Cigna-HealthSpring Medicare Advantage plans that may be available in your area.

Enroll in a Cigna-HealthSpring Medicare Advantage Plan

A Medicare Advantage plan from Cigna-HealthSpring can help you combine all of your Medicare Part A and Part B health care benefits into one plan that promotes a team approach to your health.

Find out more about plans that may be available in your area. Call TTY Users: 711 24 hours a day, 7 days a week to speak with a licensed insurance agent.

More Cigna-HealthSpring Articles

Copyright © 2018 TZ Insurance Solutions LLC. All rights reserved.

*You must continue to pay your Medicare Part B premium, unless it is entirely paid by rebates under the plan. Availability will depend on plan options in your area. This information is not a complete description of benefits. Call TTY Users: 711 for more information. Limitations, copayments and restrictions may apply. Benefits, premiums and/or copayments or coinsurance may change on January 1 of each year.

MedicareAdvantage.com is a website owned and operated by TZ Insurance Solutions LLC. TZ Insurance Solutions LLC is a licensed and certified representative of A Medicare Advantage HMO, PPO and PFFS organization and a stand-alone prescription drug plan with a Medicare contract. Enrollment in any plan depends on contract renewal.

TZ Insurance Solutions LLC and the licensed sales agents that may call you are not connected with or endorsed by the U.S. Government or the federal Medicare program. This website does not contain a complete listing of plans available in your service area. For a complete list of available plans please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day / 7 days a week or consult www.medicare.gov.

Not all plans or products are available in all markets. Additional plans may be available in your service area.

Last Updated: 10/24/2018

Y0036_19_69509_M Accepted XX/XX/XXXX