Does Cigna Medicare Cover Dental?
At a glance
- $0 premium plans available in some areas*
- Many plans offer prescription drug coverage and vision and dental benefits
- 89% of Cigna Medicare Advantage customers are enrolled in a plan rated 4-Stars or greater in 2022.1
Certain Cigna Medicare Advantage plans may offer coverage for dental care.
If you don’t currently have a Cigna Medicare plan with dental coverage, you can get more information by calling a licensed insurance agent at TTY Users: 711, or by requesting a free plan quote online.
What Dental Services May Be Covered by a Cigna Medicare Plan?
While Medicare Part A and Part B (also called Original Medicare) do not cover most routine dental care, procedures or supplies, some Cigna Medicare Advantage plans can cover certain dental care services, which may include:
- Routine cleanings
- Exams
- Fillings
- Tooth extractions
- Dentures
- X-rays
- Periodontics
- Prosthodontics and oral surgery
The specific plan benefits, coverage and costs included in your plan will vary depending on which plan you have. Not all plans are available in all areas.
Does Cigna Cover Dental Implants?
Cigna dental insurance may help cover implants, depending on your plan.
For example, the Cigna Dental PPO plan covers major services such as surgical implants with no deductible and an annual maximum spending limit of $1,000. The plan also covers dentures or other prostheses that are used along with the implants.
Not every Cigna Medicare plan covers dental implants or other restorative services, so be sure to talk with a licensed insurance agent about plan benefits before enrolling.
Some Cigna plans may not cover dental implants but provide a spending allowance that may be used to pay for qualified health care services, which may include dental implants.
How Do I Find Cigna Medicare Dentists Near Me?
Cigna Medicare members may search for dentists in their area using the company’s online search tool to find dentists by specialty, name or facility. Visit hcpdirectory.cigna.com to use the Cigna provider lookup tool.
Cigna members may also use their myCigna online portal or mobile app to find nearby dentists that will accept their Cigna Medicare Advantage plan.
You may also request a printed directory of Cigna dental providers.
Medicare Advantage Plans With Dental Coverage Can Help You Save Money
Data from the Centers for Medicare & Medicaid Services shows that Medicare beneficiaries pay about 75 percent of their dental costs out of pocket, on average, and around half of all Medicare beneficiaries do not utilize any dental services in a given year.2
A Medicare Advantage plan from Cigna that offers dental coverage can help you save money on your out-of-pocket dental care costs.
Enroll in a Cigna Medicare Advantage Plan With Dental Coverage
Find out more about Cigna Medicare Advantage plans in your area that may offer dental coverage. Call TTY Users: 711 24 hours a day, 7 days a week to speak with a licensed insurance agent.
