Will My Doctor Accept My Cigna-HealthSpring Medicare Plan?

Whether or not your doctor will accept your Cigna-HealthSpring Medicare plan depends on what Medicare plan you have and if your doctor is in your plan network.

Cigna-HealthSpring has a global network of over 1 million health care professionals, clinics and facilities, including more than 68,000 contracted pharmacies.1

To get help finding a Cigna-HealthSpring Medicare plan that accepts your current doctor, you can call a licensed insurance agent at TTY Users: 711 24 hours a day, 7 days a week.

Types of Medicare Advantage Plans

Cigna-HealthSpring Medicare plans are accepted by a wide range of doctors, pharmacists and other types of health care providers all over the U.S. There are a few primary types of Medicare Advantage plans, such as an HMO or a PPO, and each type of plan has different network rules.

Health Maintenance Organization (HMO)

A Medicare HMO plan gives you access to a Medicare-approved network of doctors and hospitals. In many cases with an HMO plan, your costs may not be covered when you receive care from a provider outside of your plan network, and you may need a referral from your primary care physician before seeing a specialist.

Cigna-HealthSpring offers a number of Medicare HMO plans. Some of these plans include, but are not limited to:

  • Cigna-HealthSpring Advantage (HMO)
  • Cigna-HealthSpring Preferred (HMO)
  • Cigna-HealthSpring PreventiveCare (HMO)
  • Cigna-HealthSpring Primary (HMO)

Not all plans are available in all areas. Plan availability depends on where you live.

Preferred Provider Organization (PPO)

A Medicare PPO plan typically allows you to visit doctors both in and outside of the plan network. Any medical care you receive from doctors or hospitals outside of your plan network will typically come with higher out-of-pocket costs, such as a copay or coinsurance.

Cigna-HealthSpring offers a number of Medicare PPO plans. Some of these plans include, but are not limited to:

  • Cigna-HealthSpring Advantage (PPO)
  • Cigna-HealthSpring Preferred (PPO)

Not all plans are available in all areas. Plan availability depends on where you live.

Review Your Medicare Plan Before Open Enrollment

Medicare plans can change from one year to the next. Some of these plan changes can include out-of-pocket costs, network coverage and the doctors and hospitals who will accept the plan’s terms and conditions.

Each year, prior to the Fall Medicare Open Enrollment Period, contact your Medicare Advantage plan provider to inquire about any changes to your plan for the upcoming year.

If you discover that your doctor will be leaving your plan’s network and you wish to remain with that doctor, you can use the Open Enrollment Period to shop for a plan that will include your doctor in the plan network.  

Which Cigna-HealthSpring Medicare Plan Is Right For Me?

A licensed insurance agent can help you compare Medicare Advantage plans in your area and may be able to help you find a Cigna-HealthSpring Medicare plan that accepts your current doctor.

To speak with an agent, call TTY Users: 711 24 hours a day, 7 days a week. You can also request a free plan quote online to compare your options, with no obligation to enroll in a plan.

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1 Information provided as of first quarter, 2017. Cigna Fact Sheet 2016. Retrieved from https://www.cigna.com/assets/docs/about-cigna/cigna-facts-brochure.pdf.

Copyright © 2018 TZ Insurance Solutions LLC. All rights reserved.

*You must continue to pay your Medicare Part B premium, unless it is entirely paid by rebates under the plan. Availability will depend on plan options in your area. This information is not a complete description of benefits. Call TTY Users: 711 for more information. Limitations, copayments and restrictions may apply. Benefits, premiums and/or copayments or coinsurance may change on January 1 of each year.

MedicareAdvantage.com is a website owned and operated by TZ Insurance Solutions LLC. TZ Insurance Solutions LLC is a licensed and certified representative of A Medicare Advantage HMO, PPO and PFFS organization and a stand-alone prescription drug plan with a Medicare contract. Enrollment in any plan depends on contract renewal.

TZ Insurance Solutions LLC and the licensed sales agents that may call you are not connected with or endorsed by the U.S. Government or the federal Medicare program. This website does not contain a complete listing of plans available in your service area. For a complete list of available plans please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day / 7 days a week or consult www.medicare.gov.

Not all plans or products are available in all markets. Additional plans may be available in your service area.

Last Updated: 10/24/2018

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