Does Aetna Medicare cover vision?

At a glance

  • $0 premium plans available in some areas
  • Many plans offer prescription drug coverage and routine vision and dental benefits
  • About 1.75 million people are enrolled in an Aetna Medicare Advantage Plan1

Certain Aetna Medicare Advantage plans may offer coverage for routine vision care.

Medicare Part B will pay for a yearly eye exam for diabetic retinopathy. It will also help pay for corrective lenses following certain cataract surgeries. Generally, it doesn’t cover routine vision care or glasses.

Aetna Medicare Advantage plans offer the same coverage as Original Medicare, and some plans may even offer additional benefits that cover routine vision care like eye exams, glasses, and contacts.

What vision services may be covered by an Aetna Medicare plan?

If you enroll in an Aetna Medicare Advantage plan that includes vision coverage, the plan may cover:

  • Annual eye exams
  • Prescription lenses
    • Single vision
    • Bifocal
    • Trifocal
    • Standard or premium progressive
  • Contact lenses
    • Conventional
    • Disposable

The costs associated with vision benefits may be included as part of your plan’s premiums or as an Optional Supplemental Benefit, which means you would pay an additional premium.

If your plan covers vision, the benefits may be available to you as either an allowance or via a provider network.

A plan allowance allows you to see any licensed vision care provider. You pay the provider for their services and submit a receipt to your plan for reimbursement up to the allowance amount.

A plan network requires you to see a vision care provider who is a part of the plan network to receive covered services.

Aetna Medicare Advantage (also called Medicare Part C) plans cover all of the benefits and services that are covered by Medicare Part A and Part B. Aetna Medicare Advantage plans may also provide additional benefits such as coverage for:

  • Prescription drugs
  • Routine vision
  • Routine dental
  • Fitness benefits and wellness programs

The benefits you receive will vary depending on the plan you choose.

How do I enroll in an Aetna Medicare Advantage plan?

A licensed insurance agent can help you compare Aetna Medicare Advantage plans available where you live.

Speak with a licensed insurance agent by calling TTY Users: 711 24 hours a day, 7 days a week.

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