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Freedom Savings Plan (HMO) - H5427-052-000
$0.00
Monthly Premium
Freedom Savings Plan (HMO) is a HMO Medicare Advantage (Medicare Part C) plan offered by Freedom Health Inc.
Plan ID: H5427-052-000
* Every year, the Centers for Medicare & Medicaid Services (CMS) evaluates plans based on a 5-star rating system.
$0.00
Monthly Premium
Florida Medicare beneficiaries may want to consider reviewing their Medicare Advantage (Medicare Part C) plan options. A Medicare Advantage plan combines your Original Medicare (Part A and Part B) benefits into a single plan.
Most Medicare Advantage plans cover prescription drugs, and many plans may offer other additional benefits Original Medicare doesn’t cover.
Learn more about Florida Medicare Advantage plans like the one below and find a plan that offers the benefits you want at an affordable price.
Basic Costs and Coverage
| Coverage | Details |
|---|---|
| Monthly plan premium | $0.00 |
| Vision coverage | |
| Dental coverage | |
| Hearing coverage | |
| Prescription drugs | |
| Medical deductible | -$1.00 |
| Out-of-pocket maximum | $4,450.00 |
| Initial drug coverage limit | $0.00 |
| Catastrophic drug coverage limit | $2,100.00 |
| Primary care doctor visit | In-Network: $0.00 copay |
| Specialty doctor visit | In-Network: $40.00 copay |
| Inpatient hospital care | In-Network: Days 1-7: $225.00 per day, per admission / Days 8-90: $0.00 per day, per admission |
| Urgent care | Urgent Care: $10.00 copay |
| Emergency room visit | $150.00 copayment $500.00 copayment for each emergency service, urgent service and emergency transportation outside the U.S. $100,000.00 plan coverage limit for emergency services, urgent services and emergency transportation outside the U.S. every year. Contact the plan for details. |
| Ambulance transportation | Ground Ambulance: $200.00 copay Per Trip Air Ambulance: 20% coinsurance |
Health Care Services and Medical Supplies
Freedom Savings Plan (HMO) covers a range of additional benefits. Learn more about Freedom Savings Plan (HMO) benefits, some of which may not be covered by Original Medicare (Part A and Part B).
| Coverage | Details |
|---|---|
| Chiropractic services | In-Network: Medicare Covered Chiropractic Services: $20.00 copay |
| Diabetes supplies, training, nutrition therapy and monitoring | In-Network: Diabetic Supplies: $0.00 copay through the plan mail order program |
| Durable medical equipment (DME) | In-Network: 20% coinsurance |
| Diagnostic tests, lab and radiology services, and X-rays | In-Network: Lab Services: $0.00 copay - $50.00 copay X-Rays: $0.00 copay - $195.00 copay Therapeutic Radiological Services: 20% coinsurance Outpatient Diagnostic Procedures/Tests: $0.00 copay - $195.00 copay Diagnostic Radiological Services: $25.00 copay - $195.00 copay |
| Home health care | In-Network: $10.00 copay |
| Mental health inpatient care | In-Network: Days 1-7: $225.00 per day, per admission / Days 8-90: $0.00 per day, per admission |
| Mental health outpatient care | In-Network: Individual and Group Sessions: $40.00 copay |
| Outpatient services/surgery | In-Network: Outpatient Hospital - Surgery: $195.00 copay Observation Services: $195.00 copay Ambulatory Surgical Center: $50.00 copay |
| Outpatient substance abuse care | In-Network: Individual and Group Sessions: $40.00 copay - $195.00 copay |
| Over-the-counter items | This plan covers certain approved, non-prescription, over-the-counter drugs and health-related items, up to $35.00 every month Please contact the plan or visit our website for specific instructions for using this benefit and our list of covered over-the-counter items. Call Member Services at 1-800-401-2740, TTY users call 711, or visit our website at www.freedomhealth.com Unused OTC amounts expire at the end of each month. |
| Podiatry services | In-Network: Medicare Covered Podiatry Services: $40.00 copay |
| Skilled Nursing Facility (SNF) care | In-Network: Days 1 - 20: $0.00 per day / Days 21 - 100: $218.00 per day |
Dental Benefits
The following dental services are covered, though there may be provider network restrictions. See the plan Evidence of Coverage.
| Coverage | Details |
|---|---|
| Dental care | In-Network: Preventive Dental Services: $0.00 copay This plan covers: 2 oral exams, 2 emergency exams, 2 prophylaxis cleanings, 2 fluoride treatments and dental X-rays every year. Medicare Covered Dental: $0.00 copay Comprehensive Dental Services: $0.00 copay This plan covers up to: 2 simple or surgical extractions (in 1 or more visits) every year. |
Vision Benefits
The following vision services are covered, though there may be provider network restrictions. See the plan Evidence of Coverage
| Coverage | Details |
|---|---|
| Vision care | In-Network: Medicare Covered Eye Exam: $0.00 copay Routine Eye Exam: $0.00 copay This plan covers 1 routine eye exam(s) every year. Medicare Covered Eye Wear: $0.00 copay Routine Eye Wear: $10.00 copay and $30 copay for CR-39 lenses This plan covers up to $100 for 1 pair(s) of eyeglasses or contact lenses every year |
Hearing Benefits
The following hearing services are covered, though there may be provider network restrictions. See the plan Evidence of Coverage.
| Coverage | Details |
|---|---|
| Hearing care | In-Network: Medicare Covered Hearing Exam: $0.00 copay Routine Hearing Exam: $0.00 copay for routine hearing exam(s). $0.00 copay for hearing aids up to the maximum plan benefit amount. This plan covers 1 routine hearing exam every year. This plan covers 1 routine hearing aid fitting evaluation and a $500 maximum plan benefit for prescribed hearing aids per ear every year. |
Preventive Services and Health/Wellness Education Programs
The following services are covered, though there may be provider network restrictions. See the plan Evidence of Coverage.
| Coverage | Details |
|---|---|
| Preventive services and health/wellness education programs | In-Network: $0.00 copay |
When reviewing Florida Medicare plans, be sure to find out if your doctors are part of the plan network. If a Medicare Advantage plan covers prescription drugs, make sure the plan formulary (list of drugs covered by the plan) includes your drugs.
You may be able to find plans in your part of Florida that offer similar benefits at similar or lower prices than the plan above. Call 1-800-557-6059 TTY 711, 24/7 to speak with a licensed insurance agent who can help you compare plans.
Plan Documents
| Links to plan documents |
Florida Counties Served
We offer plans from Humana, UnitedHealthcare®, Anthem Blue Cross and Blue Shield*, Aetna, HealthspringSM or Kaiser Permanente.