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Medicare Advantage Plans in Pinellas County, FL
Looking for Medicare Advantage plans in Pinellas County? Enter your ZIP Code below to compare affordable monthly premium plans in your area.
Pinellas County, FL, is home to 61 Medicare Advantage (Medicare Part C) plans in 2027.
Learn more about Medicare Advantage in Florida or call to speak with a licensed insurance agent who can help you compare Pinellas County Medicare Advantage plans and – if you're eligible – help you enroll.
We offer plans from Humana, UnitedHealthcare®, Anthem Blue Cross and Blue Shield*, Aetna, HealthspringSM or Kaiser Permanente.
2027 St. Petersburg and Clearwater Medicare Advantage Plans
2027 Medicare Advantage plans in Clearwater, St. Petersburg and across the Tampa Bay area combine your Medicare Part A (hospital insurance) and Part B (medical insurance) coverage into one simple plan, and some plans may also offer additional benefits Part A and B don't cover.
These additional benefits may include things like prescription drug coverage, dental, hearing, vision, transportation, fitness club memberships and more. Original Medicare (Part A and Part B) doesn't cover these additional benefits.
You can get help comparing Pinellas County Medicare plans by calling to speak with a licensed insurance agent, or you can start by exploring the list of 2027 Clearwater and St. Petersburg Medicare Advantage plans below.
2027 Medicare Advantage plans in Pinellas County
| 2027 Medicare Advantage Plans in Pinellas | |
|---|---|
| Number of unique plans | 61 |
| Average monthly premium | $0.15 |
| Average (in-network) out-of-pocket maximum | $4,369.67 |
| Average Medicare Star Rating* | 4.06 |
While the number of unique plans in any county can change slightly every year, the table above presents a good idea of what you can expect to see in 2027.
The average monthly premium for Medicare Advantage plans in Pinellas is $0.15 per month in 2027, though there may be plans available where you live that feature different premiums.
Medicare Advantage plans in Pinellas County have an average Medicare Star Rating of 4.06 in 2027.* Plans rated four stars or higher are considered top-rated Medicare plans.
Premiums, deductibles and other costs may vary. The numbers reported in the table above are taken from the Centers for Medicare & Medicaid Services (CMS). A licensed insurance agent will be able to help you review and compare costs for specific plans available in Florida or wherever you may live.
* Every year, the Centers for Medicare & Medicaid Services (CMS) evaluates plans based on a 5-star rating system.
List of Medicare Advantage plans in Pinellas County
The following table includes cost information and other plan details for Medicare Advantage plans available in Pinellas County in 2027.
| Plan Name | Plan Code | Monthly Premium | Deductible | Out of Pocket Max | Prescription Drug Coverage | Medicare Star Rating |
|---|---|---|---|---|---|---|
| AARP Medicare Advantage CareFlex from UHC FL-34 (HMO-POS) | H1045-059-000 | $0.00 | $685.00 | $7,150.00 | Yes | 4 out of 5 stars |
| AARP Medicare Advantage from UHC FL-0006 (HMO-POS) | H1045-028-000 | $0.00 | $405.00 | $3,800.00 | Yes | 4 out of 5 stars |
| AARP Medicare Advantage from UHC FL-0019 (PPO) | H2406-011-000 | $0.00 | $685.00 | $7,150.00 | Yes | 4 out of 5 stars |
| AARP Medicare Advantage from UHC FL-003P (HMO-POS) | H1045-045-000 | $0.00 | $405.00 | $3,500.00 | Yes | 4 out of 5 stars |
| AARP Medicare Advantage Giveback from UHC FL-40 (HMO-POS) | H1045-071-000 | $0.00 | $685.00 | $7,150.00 | Yes | 4 out of 5 stars |
| Aetna Medicare Chronic Care (HMO C-SNP) | H1609-082-000 | $0.00 | $300.00 | $3,900.00 | Yes | 4 out of 5 stars |
| Aetna Medicare Eagle Giveback (PPO) H5521-306 | H5521-306-000 | $0.00 | N/A | $7,150.00 | No | 4 out of 5 stars |
| Aetna Medicare Full Dual Select (HMO D-SNP) H1609-088 | H1609-088-000 | $0.00 | $700.00 | $9,850.00 | Yes | 4 out of 5 stars |
| Aetna Medicare Partial Dual Select (HMO D-SNP) | H1609-105-000 | $0.00 | $700.00 | $9,850.00 | Yes | 4 out of 5 stars |
| Aetna Medicare QMB Only Select (HMO D-SNP) H1609-044 | H1609-044-000 | $0.00 | $700.00 | $9,850.00 | Yes | 4 out of 5 stars |
| Aetna Medicare Select (HMO) | H1609-087-000 | $0.00 | $200.00 | $3,900.00 | Yes | 4 out of 5 stars |
| Aetna Medicare Select Extra (HMO-POS) H1609-028 | H1609-028-000 | $0.00 | $700.00 | $6,750.00 | Yes | 4 out of 5 stars |
| Aetna Medicare Signature (PPO) H5521-702 | H5521-702-000 | $0.00 | $700.00 | $7,150.00 | Yes | 4 out of 5 stars |
| Aetna Medicare Signature Legacy (PPO) H5521-270 | H5521-270-000 | $0.00 | $700.00 | $7,150.00 | Yes | 4 out of 5 stars |
| CareAccess (HMO) | H1019-144-000 | $0.00 | $700.00 | $4,000.00 | Yes | 4 out of 5 stars |
| CareBreeze (HMO C-SNP) | H1019-154-000 | $0.00 | $700.00 | $2,000.00 | Yes | 4 out of 5 stars |
| CareBreeze Platinum (HMO C-SNP) | H1019-151-002 | $0.00 | $700.00 | $2,500.00 | Yes | 4 out of 5 stars |
| CareComplete (HMO C-SNP) | H1019-150-000 | $0.00 | $700.00 | $2,000.00 | Yes | 4 out of 5 stars |
| CareComplete Platinum (HMO C-SNP) | H1019-147-002 | $0.00 | $700.00 | $2,500.00 | Yes | 4 out of 5 stars |
| CareFree Platinum Giveback (HMO) | H1019-104-002 | $0.00 | $0.00 | $2,400.00 | Yes | 4 out of 5 stars |
| CareNeeds Platinum (HMO D-SNP) | H1019-146-000 | $0.00 | $700.00 | $3,400.00 | Yes | 4 out of 5 stars |
| CareNeeds Plus (HMO D-SNP) | H1019-073-000 | $0.00 | $700.00 | $3,400.00 | Yes | 4 out of 5 stars |
| CareOne Plus (HMO-POS) | H1019-103-002 | $0.00 | $700.00 | $1,500.00 | Yes | 4 out of 5 stars |
| CareSalute (HMO) | H1019-132-000 | $0.00 | N/A | $4,150.00 | No | 4 out of 5 stars |
| DEVOTED C-SNP ENHANCED 069 FL (HMO C-SNP) | H1290-069-000 | $0.00 | $465.00 | $4,400.00 | Yes | 4.5 out of 5 stars |
| DEVOTED CHOICE GIVEBACK 008 FL (PPO) | H9884-008-000 | $0.00 | $461.00 | $9,850.00 | Yes | Plan too new to be measured |
| DEVOTED CORE 036 FL (HMO) | H1290-036-002 | $0.00 | $650.00 | $6,750.00 | Yes | 4.5 out of 5 stars |
| DEVOTED CORE 037 FL (HMO) | H1290-037-005 | $0.00 | $650.00 | $3,900.00 | Yes | 4.5 out of 5 stars |
| DEVOTED CORE 065 FL (HMO) | H1290-065-000 | $0.00 | $650.00 | $3,900.00 | Yes | 4.5 out of 5 stars |
| DEVOTED DUAL 024 FL (HMO D-SNP) | H1290-024-000 | $0.00 | $700.00 | $4,400.00 | Yes | 4.5 out of 5 stars |
| DEVOTED DUAL FULL 082 FL (HMO D-SNP) | H1290-082-000 | $0.00 | $700.00 | $9,850.00 | Yes | 4.5 out of 5 stars |
| DEVOTED GIVEBACK 051 FL (HMO) | H1290-051-002 | $0.00 | $650.00 | $7,150.00 | Yes | Plan too new to be measured |
| DEVOTED GIVEBACK EXTRAS 115 FL (HMO) | H1290-115-000 | $0.00 | $700.00 | $5,150.00 | Yes | 4.5 out of 5 stars |
| Freedom Medi-Medi Partial (HMO D-SNP) | H5427-078-000 | $0.00 | $105.00 | $500.00 | Yes | 4 out of 5 stars |
| Freedom Savings Plan (HMO) | H5427-052-000 | $0.00 | N/A | $4,450.00 | No | 4 out of 5 stars |
| Freedom VIP Care (HMO C-SNP) | H5427-070-000 | $0.00 | $0.00 | $1,000.00 | Yes | 4 out of 5 stars |
| Freedom VIP Savings (HMO C-SNP) | H5427-072-000 | $0.00 | $0.00 | $3,400.00 | Yes | 4 out of 5 stars |
| Freedom VIP Savings COPD (HMO C-SNP) | H5427-077-000 | $0.00 | $0.00 | $3,400.00 | Yes | 4 out of 5 stars |
| Humana Dual Integrated (HMO D-SNP) | H1036-340-000 | $0.00 | $0.00 | $0.00 | Yes | 4.5 out of 5 stars |
| Humana Dual Select H1036-102 (HMO D-SNP) | H1036-102-000 | $0.00 | $700.00 | $1,500.00 | Yes | 4.5 out of 5 stars |
| Humana Dual Select H1036-314 (HMO D-SNP) | H1036-314-000 | $0.00 | $700.00 | $3,400.00 | Yes | 4.5 out of 5 stars |
| Humana Dual Select H5216-394 (PPO D-SNP) | H5216-394-000 | $0.00 | $50.00 | $4,900.00 | Yes | 4 out of 5 stars |
| Humana Essentials Plus Giveback (PPO) | H7617-126-000 | $0.00 | $700.00 | $7,150.00 | Yes | 4.5 out of 5 stars |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | H1036-299-000 | $0.00 | $700.00 | $2,000.00 | Yes | 4.5 out of 5 stars |
| Humana Gold Plus Giveback H1036-265 (HMO) | H1036-265-001 | $0.00 | $0.00 | $2,400.00 | Yes | 4.5 out of 5 stars |
| Humana Gold Plus H1036-025 (HMO) | H1036-025-000 | $0.00 | $0.00 | $2,000.00 | Yes | 4.5 out of 5 stars |
| Humana Gold Plus Lung (HMO C-SNP) | H1036-312-000 | $0.00 | $700.00 | $2,000.00 | Yes | 4.5 out of 5 stars |
| Humana USAA Honor Giveback (HMO) | H1036-119-000 | $0.00 | N/A | $3,900.00 | No | 4.5 out of 5 stars |
| Humana USAA Honor Giveback (PPO) | H5216-257-000 | $0.00 | N/A | $6,000.00 | No | 4 out of 5 stars |
| Humana USAA Honor Giveback (PPO) | H7617-108-000 | $0.00 | N/A | $6,750.00 | No | 4.5 out of 5 stars |
| Humana Value Choice (PPO) | H5216-072-000 | $0.00 | $700.00 | $5,600.00 | Yes | 4 out of 5 stars |
| HumanaChoice R5826-018 (Regional PPO) | R5826-018-000 | $9.00 | N/A | $7,550.00 | No | 4 out of 5 stars |
| Optimum Diamond (HMO C-SNP) | H5594-036-000 | $0.00 | $0.00 | $1,000.00 | Yes | 4.5 out of 5 stars |
| Optimum Diamond Rewards (HMO C-SNP) | H5594-028-000 | $0.00 | $0.00 | $1,750.00 | Yes | 4.5 out of 5 stars |
| Optimum Diamond Rewards COPD (HMO C-SNP) | H5594-029-000 | $0.00 | $0.00 | $1,750.00 | Yes | 4.5 out of 5 stars |
| Optimum Emerald Partial (HMO D-SNP) | H5594-016-000 | $0.00 | $105.00 | $500.00 | Yes | 4.5 out of 5 stars |
| Optimum Gold Rewards Plan (HMO) | H5594-001-000 | $0.00 | $0.00 | $1,900.00 | Yes | 4.5 out of 5 stars |
| Optimum Platinum Plan (HMO) | H5594-002-000 | $0.00 | $0.00 | $1,000.00 | Yes | 4.5 out of 5 stars |
| UHC Complete Care FL-14 (HMO-POS C-SNP) | H1045-048-003 | $0.00 | $405.00 | $3,400.00 | Yes | 4 out of 5 stars |
| UHC Dual Complete FL-QV2 (HMO-POS D-SNP) | H1045-039-000 | $0.00 | $75.00 | $9,850.00 | Yes | 4 out of 5 stars |
| UHC Dual Complete FL-Y5 (HMO-POS D-SNP) | H1045-073-000 | $0.00 | $0.00 | $0.00 | Yes | 4 out of 5 stars |
Fall Medicare open enrollment in Clearwater and St. Petersburg
Fall Medicare open enrollment is an important time for beneficiaries in the Tampa Bay area and across the country.
The 2027 Medicare open enrollment period started on October 15 and only lasts until December 7. Depending on your circumstances, this may be the only time of year to make changes to your 2027 Medicare coverage.
Call to speak with a licensed insurance agent to find out if you're eligible to enroll in 2027 Medicare Advantage plans in St. Petersburg and Clearwater.