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Medicare Advantage Plans in Lee County, FL

Looking for Medicare Advantage plans in Lee County? Enter your ZIP below to compare affordable or $0 premium plans in your area.

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Lee County, FL, is home to 62 Medicare Advantage (Medicare Part C) plans in 2024.

Learn more about Medicare Advantage in Florida or call to speak with a licensed insurance agent who can help you compare Lee County Medicare Advantage plans and – if you're eligible – help you enroll.

We represent carriers such as Humana, UnitedHealthcare®, Anthem Blue Cross and Blue Shield, Aetna, Cigna Healthcare, Wellcare, or Kaiser Permanente.

2024 Fort Myers Medicare Advantage Plans


The wide range of Fort Myers Medicare Advantage plans in 2024 includes plan types such as HMO, PPO and SNP plans.

2024 Medicare Advantage plans in Fort Myers – whatever plan type they are – combine your Medicare Part A (hospital insurance) and Part B (medical insurance) coverage into one simple plan. Medicare Advantage plans may also offer additional benefits Part A and B don't cover.

These additional benefits may include things like prescription drug coverage, dental, hearing, vision, transportation, fitness club memberships and more. Original Medicare (Part A and Part B) doesn't cover these additional benefits.

You can get help comparing Medicare Advantage plans in Fort Myers and all across Lee County by calling to speak with a licensed insurance agent, or you can start by exploring the list of 2024 Fort Myers Medicare Advantage plans below.

2024 Medicare Advantage plans in Lee County

2024 Medicare Advantage Plans in Lee
Number of unique plans62
Average monthly premium$10.30
Average (in-network) out-of-pocket maximum$4451.61
Average Medicare Star Rating*4.23

While the number of unique plans in any county can change slightly every year, the table above presents a good idea of what you can expect to see in 2024.

The average monthly premium for Medicare Advantage plans in Lee is $10.30 per month in 2024, though there may be plans available where you live that feature different premiums.

Medicare Advantage plans in Lee County have an average Medicare Star Rating of 4.23 in 2024.* Plans rated four stars or higher are considered top-rated Medicare plans.

Premiums, deductibles and other costs may vary. The numbers reported in the table above are taken from the Centers for Medicare & Medicaid Services (CMS). A licensed insurance agent will be able to help you review and compare costs for specific plans available in Florida or wherever you may live.

* Every year, the Centers for Medicare & Medicaid Services (CMS) evaluates plans based on a 5-star rating system.

List of Medicare Advantage plans in Lee County

The following table includes cost information and other plan details for Medicare Advantage plans available in Lee in 2024.

Plan NamePlan CodeMonthly PremiumDeductibleOut of Pocket MaxPrescription Drug CoverageMedicare Star Rating
AARP Medicare Advantage from UHC FL-0006 (HMO-POS)H1045-028-000$0$0$3800Yes4.5 out of 5 stars
AARP Medicare Advantage from UHC FL-0010 (HMO-POS)H1045-034-000$0$0$2900Yes4.5 out of 5 stars
AARP Medicare Advantage from UHC FL-0017 (PPO)H2406-009-000$0$0$4900Yes4 out of 5 stars
AARP Medicare Advantage from UHC FL-0031 (Regional PPO)R0759-001-000$0$395$7900Yes3.5 out of 5 stars
AARP Medicare Advantage Patriot No Rx FL-MA01 (Regional PPO)R0759-002-000$0N/A$7500No3.5 out of 5 stars
Aetna Medicare Assure Plus (HMO D-SNP)H1609-056-000$21.3$0$3850Yes3.5 out of 5 stars
Aetna Medicare Eagle (PPO)H5521-306-000$0N/A$5000No4 out of 5 stars
Aetna Medicare Explorer Premier (PPO)H5521-438-000$0$0$4700Yes4 out of 5 stars
Aetna Medicare Premier (PPO)H5521-033-000$0$300$6700Yes4 out of 5 stars
Aetna Medicare Premier (PPO)H5521-272-000$0$150$5100Yes4 out of 5 stars
Aetna Medicare Select (HMO)H1609-027-000$0$0$2900Yes3.5 out of 5 stars
Cigna Courage Medicare (HMO)H5410-058-000$0N/A$3400No4.5 out of 5 stars
Cigna Preferred Medicare (HMO)H5410-039-000$0$0$2750Yes4.5 out of 5 stars
Cigna Preferred Savings Medicare (HMO)H5410-041-000$0$0$3900Yes4.5 out of 5 stars
Cigna TotalCare (HMO D-SNP)H5410-055-000$0$0$4500Yes4.5 out of 5 stars
Cigna TotalCare Plus (HMO D-SNP)H5410-047-000$0$0$1500Yes4.5 out of 5 stars
Cigna True Choice Courage Medicare (PPO)H7787-002-000$0N/A$5700No3 out of 5 stars
Cigna True Choice Medicare (PPO)H7849-056-000$0$0$4600Yes3 out of 5 stars
Freedom Medicare Plan Rx (HMO)H5427-059-000$0$0$3000Yes4.5 out of 5 stars
Freedom Medi-Medi Full (HMO D-SNP)H5427-087-000$16.8$545$500Yes4.5 out of 5 stars
Freedom Medi-Medi Partial (HMO D-SNP)H5427-078-000$25.9$545$500Yes4.5 out of 5 stars
Freedom Platinum Plan Rx (HMO)H5427-098-000$0$0$3400Yes4.5 out of 5 stars
Freedom Platinum Plus Plan Rx (HMO)H5427-111-000$43$0$2000Yes4.5 out of 5 stars
Freedom Platinum Rewards Plan Rx (HMO)H5427-105-000$0$0$3400Yes4.5 out of 5 stars
Freedom Savings Plan (HMO)H5427-052-000$0N/A$3400No4.5 out of 5 stars
Freedom VIP Savings (HMO C-SNP)H5427-082-000$0$0$3400Yes4.5 out of 5 stars
Freedom VIP Savings COPD (HMO C-SNP)H5427-083-000$0$0$3400Yes4.5 out of 5 stars
Humana Gold Plus - Diabetes and Heart (HMO C-SNP)H1036-311-000$0$0$3300Yes5 out of 5 stars
Humana Gold Plus H1036-217 (HMO)H1036-217-000$0$0$3800Yes5 out of 5 stars
Humana Gold Plus H1036-278 (HMO)H1036-278-000$0$0$4400Yes5 out of 5 stars
Humana Gold Plus Lung (HMO C-SNP)H1036-310-000$0$0$3300Yes5 out of 5 stars
Humana Gold Plus SNP-DE H1036-285 (HMO D-SNP)H1036-285-000$0$0$3400Yes5 out of 5 stars
Humana Gold Plus SNP-DE H1036-314 (HMO D-SNP)H1036-314-000$0$0$3400Yes5 out of 5 stars
Humana USAA Honor (HMO)H1036-290-000$0N/A$6700No5 out of 5 stars
Humana USAA Honor (PPO)H5216-257-000$0N/A$5100No4.5 out of 5 stars
HumanaChoice Florida H5216-072 (PPO)H5216-072-000$0$150$5400Yes4.5 out of 5 stars
HumanaChoice Florida H5216-304 (PPO)H5216-304-000$0$0$4700Yes4.5 out of 5 stars
HumanaChoice Florida H5216-392 (PPO)H5216-392-000$22$150$3400Yes4.5 out of 5 stars
HumanaChoice Florida H5216-393 (PPO)H5216-393-000$0$350$6500Yes4.5 out of 5 stars
HumanaChoice Florida SNP-DE H5216-394 (PPO D-SNP)H5216-394-000$0$0$5000Yes4.5 out of 5 stars
HumanaChoice R5826-005 (Regional PPO)R5826-005-000$173$100$6700Yes3.5 out of 5 stars
HumanaChoice R5826-018 (Regional PPO)R5826-018-000$59N/A$7550No3.5 out of 5 stars
HumanaChoice R5826-074 (Regional PPO)R5826-074-000$31$395$7550Yes3.5 out of 5 stars
Optimum Diamond Rewards (HMO C-SNP)H5594-034-000$0$0$6700Yes5 out of 5 stars
Optimum Diamond Rewards COPD (HMO C-SNP)H5594-035-000$0$0$6700Yes5 out of 5 stars
Optimum Emerald Full (HMO D-SNP)H5594-017-000$25.3$545$500Yes5 out of 5 stars
Optimum Emerald Partial (HMO D-SNP)H5594-016-000$24.4$545$500Yes5 out of 5 stars
Simply Freedom (PPO)H9469-007-000$0$125$5000YesPlan too new to be measured
Simply Freedom Extra (PPO)H9469-004-000$0$125$6400YesPlan too new to be measured
UHC Care Advantage FL-E001 (PPO I-SNP)H0710-012-000$37.7$0$1500Yes5 out of 5 stars
UHC Complete Care Walgreens FL-0014 (HMO-POS C-SNP)H1045-048-002$0$0$2900Yes3.5 out of 5 stars
UHC Dual Complete FL-D002 (HMO-POS D-SNP)H1045-039-000$0$0$8850Yes4.5 out of 5 stars
UHC Dual Complete FL-D003 (PPO D-SNP)H1889-002-002$0$0$8850Yes4.5 out of 5 stars
UHC Nursing Home Plan FL-F001 (PPO I-SNP)H0710-010-000$32.4$545$1000Yes5 out of 5 stars
Wellcare All Dual (HMO D-SNP)H1032-124-000$34.1$0$8300Yes3.5 out of 5 stars
Wellcare Dual Access Open (PPO D-SNP)H5199-016-000$0$0$8850Yes3 out of 5 stars
Wellcare Dual Liberty (HMO D-SNP)H1032-175-000$0$0$8850Yes3.5 out of 5 stars
Wellcare Dual Reserve (HMO D-SNP)H1032-202-000$0$0$1500Yes3.5 out of 5 stars
Wellcare Giveback (HMO)H1032-198-000$0$545$5000Yes3.5 out of 5 stars
Wellcare No Premium (HMO)H1032-199-000$0$0$2900Yes3.5 out of 5 stars
Wellcare No Premium Open (PPO)H5199-012-000$0$100$3400Yes3 out of 5 stars
Wellcare Premium Enhanced Open (PPO)H5199-010-000$93$0$3500Yes3 out of 5 stars

Fall Medicare open enrollment in Fort Myers


The 2023 Medicare open enrollment period lasts from October 15 until December 7. Depending on your circumstances, fall 2022 Medicare open enrollment may the only time of year you can make changes to your 2024 Medicare coverage.

Call to speak with a licensed insurance agent to find out if you're eligible to enroll in 2024 Medicare Advantage plans in Fort Myers.​

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