Medicare Advantage Plans in Lee County, FL

Looking for Medicare Advantage plans in Lee County? Enter your ZIP below to compare affordable or $0 premium plans in your area.

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Lee County, FL, is home to 39 Medicare Advantage (Medicare Part C) plans in 2023.

Learn more about Medicare Advantage in Florida or call to speak with a licensed insurance agent who can help you compare Lee County Medicare Advantage plans and – if you're eligible – help you enroll.

2023 Fort Myers Medicare Advantage Plans


The wide range of Fort Myers Medicare Advantage plans in 2023 includes plan types such as HMO, PPO and SNP plans.

2023 Medicare Advantage plans in Fort Myers – whatever plan type they are – combine your Medicare Part A (hospital insurance) and Part B (medical insurance) coverage into one simple plan. Medicare Advantage plans may also offer additional benefits Part A and B don't cover.

These additional benefits may include things like prescription drug coverage, dental, hearing, vision, transportation, fitness club memberships and more. Original Medicare (Part A and Part B) doesn't cover these additional benefits.

You can get help comparing Medicare Advantage plans in Fort Myers and all across Lee County by calling to speak with a licensed insurance agent, or you can start by exploring the list of 2023 Fort Myers Medicare Advantage plans below.

2023 Medicare Advantage plans in Lee County

2023 Medicare Advantage Plans in Lee
Number of unique plans39
Average monthly premium$5.49
Average (in-network) out-of-pocket maximum$3562.82
Average Medicare Star Rating*3.62

While the number of unique plans in any county can change slightly every year, the table above presents a good idea of what you can expect to see in 2023.

The average monthly premium for Medicare Advantage plans in Lee is $5.49 per month in 2023, though there may be plans available where you live that feature different premiums.

Medicare Advantage plans in Lee County have an average Medicare Star Rating of 3.62 in 2023.* Plans rated four stars or higher are considered top-rated Medicare plans.

Premiums, deductibles and other costs may vary. The numbers reported in the table above are taken from the Centers for Medicare & Medicaid Services (CMS). A licensed insurance agent will be able to help you review and compare costs for specific plans available in Florida or wherever you may live.

* Every year, the Centers for Medicare & Medicaid Services (CMS) evaluates plans based on a 5-star rating system.

List of Medicare Advantage plans in Lee County

The following table includes cost information and other plan details for Medicare Advantage plans available in Lee in 2023.

Plan NamePlan CodeMonthly PremiumDeductibleOut of Pocket MaxPrescription Drug CoverageMedicare Star Rating
AARP Medicare Advantage (HMO-POS)H1045-028-000$0$0$4000Yes3.5 out of 5 stars
AARP Medicare Advantage Choice (PPO)H2406-009-000$0$0$4900Yes3.5 out of 5 stars
AARP Medicare Advantage Choice Plan 2 (Regional PPO)R0759-001-000$0$195$6700Yes3.5 out of 5 stars
AARP Medicare Advantage Patriot (Regional PPO)R0759-002-000$0N/A$6700No3.5 out of 5 stars
AARP Medicare Advantage Plan 2 (HMO-POS)H1045-034-000$0$0$2900Yes3.5 out of 5 stars
Aetna Medicare Assure Plus (HMO D-SNP)H1609-056-000$0$0$3450Yes4 out of 5 stars
Aetna Medicare Eagle (PPO)H5521-306-000$0N/A$5000No3.5 out of 5 stars
Aetna Medicare Premier (PPO)H5521-033-000$0$300$6700Yes3.5 out of 5 stars
Aetna Medicare Premier Plus (PPO)H5521-272-000$0$150$4900Yes3.5 out of 5 stars
Aetna Medicare Select (HMO)H1609-027-000$0$0$2900Yes4 out of 5 stars
Cigna Preferred Medicare (HMO)H5410-039-000$0$0$3300Yes4.5 out of 5 stars
Cigna Preferred Savings Medicare (HMO)H5410-041-000$0$0$3700Yes4.5 out of 5 stars
Cigna TotalCare (HMO D-SNP)H5410-055-000$0$0$0Yes4.5 out of 5 stars
Cigna TotalCare Plus (HMO D-SNP)H5410-047-000$0$0$0Yes4.5 out of 5 stars
Cigna True Choice Medicare (PPO)H7849-056-000$0$150$5200Yes3 out of 5 stars
Humana Gold Plus H1036-217 (HMO)H1036-217-000$0$0$3800Yes4.5 out of 5 stars
Humana Gold Plus H1036-278 (HMO)H1036-278-000$0$0$4400Yes4.5 out of 5 stars
Humana Gold Plus SNP-DE H1036-284 (HMO D-SNP)H1036-284-000$0$0$0Yes4.5 out of 5 stars
Humana Gold Plus SNP-DE H1036-285 (HMO D-SNP)H1036-285-000$0$0$0Yes4.5 out of 5 stars
Humana Honor (HMO)H1036-288-000$0N/A$6700No4.5 out of 5 stars
Humana Honor (PPO)H5216-257-000$0N/A$5100No4.5 out of 5 stars
HumanaChoice Florida H5216-072 (PPO)H5216-072-000$0$150$4900Yes4.5 out of 5 stars
HumanaChoice Florida H5216-304 (PPO)H5216-304-000$0$0$4700Yes4.5 out of 5 stars
HumanaChoice R5826-005 (Regional PPO)R5826-005-000$111$100$6700Yes3 out of 5 stars
HumanaChoice R5826-018 (Regional PPO)R5826-018-000$0N/A$7550No3 out of 5 stars
HumanaChoice R5826-074 (Regional PPO)R5826-074-000$4$395$7550Yes3 out of 5 stars
Simply Freedom (PPO)H9469-007-000$0$125$5000YesPlan too new to be measured
Simply Freedom Extra (PPO)H9469-004-000$0$125$6100YesPlan too new to be measured
UnitedHealthcare Dual Complete Choice (PPO D-SNP)H1889-002-002$0$0$0Yes4 out of 5 stars
UnitedHealthcare Dual Complete LP (HMO-POS D-SNP)H1045-039-000$0$0$0Yes3.5 out of 5 stars
UnitedHealthcare Medicare Advantage Walgreens (HMO-POS C-SNP)H1045-048-002$0$0$2900Yes3.5 out of 5 stars
Wellcare Dual Access (HMO D-SNP)H1032-124-000$0$0$0Yes3 out of 5 stars
Wellcare Dual Access Open (PPO D-SNP)H5199-016-000$0$0$0Yes2 out of 5 stars
Wellcare Dual Liberty (HMO D-SNP)H1032-175-000$0$0$0Yes3 out of 5 stars
Wellcare Dual Select (HMO D-SNP)H1032-182-000$0$0$0Yes3 out of 5 stars
Wellcare Giveback (HMO)H1032-198-000$0$0$3400Yes3 out of 5 stars
Wellcare No Premium (HMO)H1032-199-000$0$0$2900Yes3 out of 5 stars
Wellcare No Premium Open (PPO)H5199-012-000$0$100$3400Yes2 out of 5 stars
Wellcare Premium Enhanced Open (PPO)H5199-010-000$99$0$3500Yes2 out of 5 stars

Fall Medicare open enrollment in Fort Myers


The 2022 Medicare open enrollment period starts on October 15, and it only lasts until December 7. Depending on your circumstances, fall 2022 Medicare open enrollment may the only time of year you can make changes to your 2023 Medicare coverage.

Call to speak with a licensed insurance agent to find out if you're eligible to enroll in 2023 Medicare Advantage plans in Fort Myers.​

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