Your Medicare Advantage plan comparison is just one step away!

Cartoon laptop

Online

Compare Medicare Advantage plans and benefits in your local area.

Compare plans
or
Cartoon mobile phone with speech bubble.

On the phone

Our licensed insurance agents can help you compare plans and keep your current doctor.

TTY 711

Medicare Advantage Plans in Polk County, FL

Looking for Medicare Advantage plans in Polk County? Enter your ZIP below to compare affordable or $0 premium plans in your area.

Road sign with Florida text and state outline.

Polk County, FL, is home to 89 Medicare Advantage (Medicare Part C) plans in 2024.

Learn more about Medicare Advantage in Florida or call to speak with a licensed insurance agent who can help you compare Polk County Medicare Advantage plans and – if you're eligible – help you enroll.

We represent carriers such as Humana, UnitedHealthcare®, Anthem Blue Cross and Blue Shield, Aetna, Cigna Healthcare, Wellcare, or Kaiser Permanente.

2024 Lakeland Medicare Advantage Plans


2024 Medicare Advantage plans in Lakeland and across Polk County combine your Medicare Part A (hospital insurance) and Part B (medical insurance) coverage into one simple plan, regardless of whether they're HMO plans, PPO plans or any other type of Medicare Advantage plan.

Medicare Advantage plans may also offer additional benefits Part A and B don't cover.

These additional benefits may include things like prescription drug coverage, dental, hearing, vision, transportation, fitness club memberships and more. Original Medicare (Part A and Part B) doesn't cover these additional benefits.

You can get help comparing Medicare Advantage plans in Lakeland and all across Polk County by calling to speak with a licensed insurance agent, or you can start by exploring the list of 2024 Lakeland Medicare Advantage plans below.

2024 Medicare Advantage plans in Polk County

2024 Medicare Advantage Plans in Polk
Number of unique plans89
Average monthly premium$7.55
Average (in-network) out-of-pocket maximum$3929.21
Average Medicare Star Rating*4.30

While the number of unique plans in any county can change slightly every year, the table above presents a good idea of what you can expect to see in 2024.

The average monthly premium for Medicare Advantage plans in Polk is $7.55 per month in 2024, though there may be plans available where you live that feature different premiums.

Medicare Advantage plans in Polk County have an average Medicare Star Rating of 4.30 in 2024.* Plans rated four stars or higher are considered top-rated Medicare plans.

Premiums, deductibles and other costs may vary. The numbers reported in the table above are taken from the Centers for Medicare & Medicaid Services (CMS). A licensed insurance agent will be able to help you review and compare costs for specific plans available in Florida or wherever you may live.

* Every year, the Centers for Medicare & Medicaid Services (CMS) evaluates plans based on a 5-star rating system.

List of Medicare Advantage plans in Polk County

The following table includes cost information and other plan details for Medicare Advantage plans available in Polk in 2024.

Plan NamePlan CodeMonthly PremiumDeductibleOut of Pocket MaxPrescription Drug CoverageMedicare Star Rating
AARP Medicare Advantage from UHC FL-0006 (HMO-POS)H1045-028-000$0$0$3800Yes4.5 out of 5 stars
AARP Medicare Advantage from UHC FL-0019 (PPO)H2406-011-000$0$0$4900Yes4 out of 5 stars
AARP Medicare Advantage from UHC FL-0031 (Regional PPO)R0759-001-000$0$395$7900Yes3.5 out of 5 stars
AARP Medicare Advantage from UHC FL-003P (HMO-POS)H1045-045-000$0$0$2900Yes4.5 out of 5 stars
AARP Medicare Advantage Patriot No Rx FL-MA01 (Regional PPO)R0759-002-000$0N/A$7500No3.5 out of 5 stars
Aetna Medicare Assure (HMO D-SNP)H1609-019-000$37.7$0$3850Yes3.5 out of 5 stars
Aetna Medicare Assure Plus (HMO D-SNP)H1609-049-000$37.7$0$3850Yes3.5 out of 5 stars
Aetna Medicare Choice (HMO-POS)H1609-028-000$0$150$5700Yes3.5 out of 5 stars
Aetna Medicare Eagle (PPO)H5521-308-000$0N/A$5500No4 out of 5 stars
Aetna Medicare Explorer Premier (PPO)H5521-437-000$0$0$4700Yes4 out of 5 stars
Aetna Medicare Premier (PPO)H5521-270-000$0$150$5500Yes4 out of 5 stars
Aetna Medicare Premier (PPO)H5521-033-000$0$300$6700Yes4 out of 5 stars
Aetna Medicare Select (HMO)H1609-022-000$0$0$2400Yes3.5 out of 5 stars
CareBreeze Platinum (HMO C-SNP)H1019-125-000$0$0$2400Yes4 out of 5 stars
CareComplete Platinum (HMO C-SNP)H1019-122-000$0$0$2400Yes4 out of 5 stars
CareFree (HMO)H1019-104-001$0$0$3000Yes4 out of 5 stars
CareNeeds Platinum (HMO D-SNP)H1019-146-000$0$0$3400Yes4 out of 5 stars
CareNeeds Plus (HMO D-SNP)H1019-026-000$0$0$3400Yes4 out of 5 stars
CareOne Plus (HMO)H1019-103-001$0$0$1600Yes4 out of 5 stars
CareSalute (HMO)H1019-132-000$0N/A$3900No4 out of 5 stars
Cigna Courage Medicare (HMO)H5410-057-000$0N/A$3400No4.5 out of 5 stars
Cigna Preferred Medicare (HMO)H5410-024-000$0$0$2650Yes4.5 out of 5 stars
Cigna Preferred Savings Medicare (HMO)H5410-026-000$0$0$3200Yes4.5 out of 5 stars
Cigna TotalCare (HMO D-SNP)H5410-046-000$0$0$2950Yes4.5 out of 5 stars
Cigna TotalCare Plus (HMO D-SNP)H5410-025-000$0$0$1500Yes4.5 out of 5 stars
Cigna True Choice Access Medicare (PPO)H7849-116-000$0$0$4600Yes3 out of 5 stars
Cigna True Choice Courage Medicare (PPO)H7787-002-000$0N/A$5700No3 out of 5 stars
Cigna True Choice Medicare (PPO)H7849-017-000$0$0$4500Yes3 out of 5 stars
Devoted CHOICE GIVEBACK Polk (PPO)H9884-006-000$0$150$5500YesNot enough data available
Devoted CORE Tampa (HMO)H1290-036-002$0$0$2300Yes5 out of 5 stars
Devoted DUAL PLUS Florida (HMO D-SNP)H1290-052-000$0$0$3400Yes5 out of 5 stars
Devoted DUAL Tampa (HMO D-SNP)H1290-024-000$0$0$3400Yes5 out of 5 stars
Devoted ESSENTIALS Tampa (HMO)H1290-051-002$0$150$4900Yes5 out of 5 stars
Devoted PREMIUM Florida (HMO)H1290-037-005$21.9$545$3200Yes5 out of 5 stars
Freedom Máximo (HMO-POS)H5427-113-000$0$0$1900Yes4.5 out of 5 stars
Freedom Medi-Medi Full (HMO D-SNP)H5427-087-000$16.8$545$500Yes4.5 out of 5 stars
Freedom Medi-Medi Partial (HMO D-SNP)H5427-078-000$25.9$545$500Yes4.5 out of 5 stars
Freedom Platinum Plan Rx (HMO)H5427-092-000$0$0$1750Yes4.5 out of 5 stars
Freedom Platinum Rewards Plan Rx (HMO)H5427-107-000$0$0$3400Yes4.5 out of 5 stars
Freedom Savings Plan (HMO)H5427-052-000$0N/A$3400No4.5 out of 5 stars
Freedom VIP Care (HMO C-SNP)H5427-070-000$0$0$1500Yes4.5 out of 5 stars
Freedom VIP Rewards (HMO C-SNP)H5427-099-000$0$0$3400Yes4.5 out of 5 stars
Freedom VIP Savings (HMO C-SNP)H5427-072-000$0$0$3400Yes4.5 out of 5 stars
Freedom VIP Savings COPD (HMO C-SNP)H5427-077-000$0$0$3400Yes4.5 out of 5 stars
Humana Fully Integrated H1036-280 (HMO D-SNP)H1036-280-000$0$0$3400Yes4.5 out of 5 stars
Humana Gold Plus - Diabetes and Heart (HMO C-SNP)H1036-299-000$0$0$2400Yes5 out of 5 stars
Humana Gold Plus H1036-230 (HMO)H1036-230-000$0$0$2400Yes5 out of 5 stars
Humana Gold Plus H1036-266 (HMO)H1036-266-000$0$0$3400Yes5 out of 5 stars
Humana Gold Plus Lung (HMO C-SNP)H1036-312-000$0$0$2400Yes5 out of 5 stars
Humana Gold Plus SNP-DE H1036-102 (HMO D-SNP)H1036-102-000$0$0$1500Yes5 out of 5 stars
Humana Gold Plus SNP-DE H1036-314 (HMO D-SNP)H1036-314-000$0$0$3400Yes5 out of 5 stars
Humana USAA Honor (HMO)H1036-119-000$0N/A$3900No5 out of 5 stars
Humana USAA Honor (PPO)H5216-257-000$0N/A$5100No4.5 out of 5 stars
HumanaChoice Florida H5216-072 (PPO)H5216-072-000$0$150$5400Yes4.5 out of 5 stars
HumanaChoice Florida H5216-304 (PPO)H5216-304-000$0$0$4700Yes4.5 out of 5 stars
HumanaChoice Florida H5216-392 (PPO)H5216-392-000$22$150$3400Yes4.5 out of 5 stars
HumanaChoice Florida H5216-393 (PPO)H5216-393-000$0$350$6500Yes4.5 out of 5 stars
HumanaChoice Florida SNP-DE H5216-394 (PPO D-SNP)H5216-394-000$0$0$5000Yes4.5 out of 5 stars
HumanaChoice R5826-005 (Regional PPO)R5826-005-000$173$100$6700Yes3.5 out of 5 stars
HumanaChoice R5826-018 (Regional PPO)R5826-018-000$59N/A$7550No3.5 out of 5 stars
HumanaChoice R5826-074 (Regional PPO)R5826-074-000$31$395$7550Yes3.5 out of 5 stars
Optimum Diamond Savings (HMO C-SNP)H5594-030-000$0$0$5000Yes5 out of 5 stars
Optimum Diamond Savings COPD (HMO C-SNP)H5594-031-000$0$0$5000Yes5 out of 5 stars
Optimum Emerald Full (HMO D-SNP)H5594-017-000$25.3$545$500Yes5 out of 5 stars
Optimum Emerald Partial (HMO D-SNP)H5594-016-000$24.4$545$500Yes5 out of 5 stars
Optimum Gold Plan (HMO)H5594-019-000$0$0$3400Yes5 out of 5 stars
Simply Complete (HMO D-SNP)H5471-066-000$0$0$500Yes5 out of 5 stars
Simply Complete Platinum (HMO D-SNP)H5471-118-000$0$0$500Yes5 out of 5 stars
Simply Extra (HMO)H5471-106-000$0$0$3450Yes5 out of 5 stars
Simply Extra Platinum (HMO)H5471-117-000$0$0$3200Yes5 out of 5 stars
Simply Freedom (PPO)H9469-008-000$0$150$5000YesPlan too new to be measured
Simply Freedom Extra (PPO)H9469-005-000$0$150$6400YesPlan too new to be measured
Simply Level (HMO C-SNP)H5471-070-000$0$0$3450Yes5 out of 5 stars
Simply Level Platinum (HMO C-SNP)H5471-119-000$0$0$2450Yes5 out of 5 stars
Simply More (HMO)H5471-071-000$0$0$3450Yes5 out of 5 stars
UHC Care Advantage FL-E001 (PPO I-SNP)H0710-012-000$37.7$0$1500Yes5 out of 5 stars
UHC Complete Care Walgreens FL-0014 (HMO-POS C-SNP)H1045-048-003$0$0$2900Yes3.5 out of 5 stars
UHC Dual Complete FL-D002 (HMO-POS D-SNP)H1045-039-000$0$0$8850Yes4.5 out of 5 stars
UHC Dual Complete FL-D003 (PPO D-SNP)H1889-002-001$0$0$8850Yes4.5 out of 5 stars
UHC Dual Complete FL-Y001 (HMO-POS D-SNP)H2509-001-000$0$0$8850YesPlan too new to be measured
UHC Nursing Home Plan FL-F001 (PPO I-SNP)H0710-010-000$32.4$545$1000Yes5 out of 5 stars
Wellcare All Dual (HMO D-SNP)H1032-124-000$34.1$0$8300Yes3.5 out of 5 stars
Wellcare Dual Access Open (PPO D-SNP)H5199-016-000$0$0$8850Yes3 out of 5 stars
Wellcare Dual Liberty (HMO D-SNP)H1032-175-000$0$0$8850Yes3.5 out of 5 stars
Wellcare Dual Reserve (HMO D-SNP)H1032-202-000$0$0$1500Yes3.5 out of 5 stars
Wellcare Giveback (HMO)H1032-200-000$0$545$5000Yes3.5 out of 5 stars
Wellcare No Premium (HMO)H1032-201-000$0$0$1200Yes3.5 out of 5 stars
Wellcare No Premium Open (PPO)H5199-012-000$0$100$3400Yes3 out of 5 stars
Wellcare Premium Enhanced Open (PPO)H5199-010-000$93$0$3500Yes3 out of 5 stars

Fall Medicare open enrollment in Lakeland


Medicare open enrollment is an important time for Medicare beneficiaries in Lakeland and in Polk County. The 2022 Medicare open enrollment period starts on October 15, and it only lasts until December 7. 

Depending on your circumstances, this may be the only time of year you can make changes to your 2023 Medicare coverage.

Call to speak with a licensed insurance agent to find out if you're eligible to enroll in 2024 Medicare Advantage plans in the Lakeland area.​

Every 60 seconds, we help someone enroll in a Medicare Advantage plan.1

Ready to find your plan?

Or call a licensed insurance agent

1-800-557-6059

TTY 711, 24/7

Or call a licensed insurance agent

  • secure website