Medicare Advantage Plans in Polk County, FL
Looking for Medicare Advantage plans in Polk County? Enter your ZIP below to compare affordable or $0 premium plans in your area.
Polk County, FL, is home to 62 Medicare Advantage (Medicare Part C) plans in 2023.
Learn more about Medicare Advantage in Florida or call to speak with a licensed insurance agent who can help you compare Polk County Medicare Advantage plans and – if you're eligible – help you enroll.
2023 Lakeland Medicare Advantage Plans
2023 Medicare Advantage plans in Lakeland and across Polk County combine your Medicare Part A (hospital insurance) and Part B (medical insurance) coverage into one simple plan, regardless of whether they're HMO plans, PPO plans or any other type of Medicare Advantage plan.
Medicare Advantage plans may also offer additional benefits Part A and B don't cover.
These additional benefits may include things like prescription drug coverage, dental, hearing, vision, transportation, fitness club memberships and more. Original Medicare (Part A and Part B) doesn't cover these additional benefits.
You can get help comparing Medicare Advantage plans in Lakeland and all across Polk County by calling to speak with a licensed insurance agent, or you can start by exploring the list of 2023 Lakeland Medicare Advantage plans below.
2023 Medicare Advantage plans in Polk County
| 2023 Medicare Advantage Plans in Polk | |
|---|---|
| Number of unique plans | 62 |
| Average monthly premium | $4.81 |
| Average (in-network) out-of-pocket maximum | $3670.97 |
| Average Medicare Star Rating* | 3.76 |
While the number of unique plans in any county can change slightly every year, the table above presents a good idea of what you can expect to see in 2023.
The average monthly premium for Medicare Advantage plans in Polk is $4.81 per month in 2023, though there may be plans available where you live that feature different premiums.
Medicare Advantage plans in Polk County have an average Medicare Star Rating of 3.76 in 2023.* Plans rated four stars or higher are considered top-rated Medicare plans.
Premiums, deductibles and other costs may vary. The numbers reported in the table above are taken from the Centers for Medicare & Medicaid Services (CMS). A licensed insurance agent will be able to help you review and compare costs for specific plans available in Florida or wherever you may live.
* Every year, the Centers for Medicare & Medicaid Services (CMS) evaluates plans based on a 5-star rating system.
List of Medicare Advantage plans in Polk County
The following table includes cost information and other plan details for Medicare Advantage plans available in Polk in 2023.
| Plan Name | Plan Code | Monthly Premium | Deductible | Out of Pocket Max | Prescription Drug Coverage | Medicare Star Rating |
|---|---|---|---|---|---|---|
| AARP Medicare Advantage (HMO-POS) | H1045-028-000 | $0 | $0 | $4000 | Yes | 3.5 out of 5 stars |
| AARP Medicare Advantage Choice (PPO) | H2406-011-000 | $0 | $0 | $4900 | Yes | 3.5 out of 5 stars |
| AARP Medicare Advantage Choice Plan 2 (Regional PPO) | R0759-001-000 | $0 | $195 | $6700 | Yes | 3.5 out of 5 stars |
| AARP Medicare Advantage Focus (HMO-POS) | H1045-045-000 | $0 | $0 | $2900 | Yes | 3.5 out of 5 stars |
| AARP Medicare Advantage Patriot (Regional PPO) | R0759-002-000 | $0 | N/A | $6700 | No | 3.5 out of 5 stars |
| Aetna Medicare Assure (HMO D-SNP) | H1609-019-000 | $0 | $0 | $3450 | Yes | 4 out of 5 stars |
| Aetna Medicare Assure Plus (HMO D-SNP) | H1609-049-000 | $0 | $0 | $3450 | Yes | 4 out of 5 stars |
| Aetna Medicare Choice (HMO-POS) | H1609-028-000 | $0 | $195 | $6700 | Yes | 4 out of 5 stars |
| Aetna Medicare Eagle (PPO) | H5521-308-000 | $0 | N/A | $5500 | No | 3.5 out of 5 stars |
| Aetna Medicare Premier (PPO) | H5521-033-000 | $0 | $300 | $6700 | Yes | 3.5 out of 5 stars |
| Aetna Medicare Premier Plus (PPO) | H5521-270-000 | $0 | $150 | $5500 | Yes | 3.5 out of 5 stars |
| Aetna Medicare Select (HMO) | H1609-022-000 | $0 | $0 | $2500 | Yes | 4 out of 5 stars |
| CareBreeze (HMO C-SNP) | H1019-116-000 | $0 | $0 | $3200 | Yes | 4 out of 5 stars |
| CareBreeze Platinum (HMO C-SNP) | H1019-125-000 | $0 | $0 | $2400 | Yes | 4 out of 5 stars |
| CareComplete (HMO C-SNP) | H1019-107-000 | $0 | $0 | $3000 | Yes | 4 out of 5 stars |
| CareComplete Platinum (HMO C-SNP) | H1019-122-000 | $0 | $0 | $2400 | Yes | 4 out of 5 stars |
| CareFree (HMO) | H1019-104-001 | $0 | $0 | $3000 | Yes | 4 out of 5 stars |
| CareNeeds Plus (HMO D-SNP) | H1019-026-000 | $0 | $0 | $0 | Yes | 4 out of 5 stars |
| CareOne Plus (HMO) | H1019-103-001 | $0 | $0 | $1600 | Yes | 4 out of 5 stars |
| CareSalute (HMO) | H1019-132-000 | $0 | N/A | $3900 | No | 4 out of 5 stars |
| Cigna Preferred Medicare (HMO) | H5410-024-000 | $0 | $0 | $2700 | Yes | 4.5 out of 5 stars |
| Cigna Preferred Savings Medicare (HMO) | H5410-026-000 | $0 | $0 | $3700 | Yes | 4.5 out of 5 stars |
| Cigna Primary Medicare (HMO) | H5410-033-000 | $17.2 | $505 | $3500 | Yes | 4.5 out of 5 stars |
| Cigna TotalCare (HMO D-SNP) | H5410-046-000 | $0 | $0 | $0 | Yes | 4.5 out of 5 stars |
| Cigna TotalCare Plus (HMO D-SNP) | H5410-025-000 | $0 | $0 | $0 | Yes | 4.5 out of 5 stars |
| Cigna True Choice Medicare (PPO) | H7849-017-000 | $0 | $0 | $4950 | Yes | 3 out of 5 stars |
| Devoted CHOICE GIVEBACK Polk (PPO) | H9884-006-000 | $0 | $150 | $5500 | Yes | Plan too new to be measured |
| Devoted CORE Tampa (HMO) | H1290-036-002 | $0 | $0 | $2900 | Yes | 4.5 out of 5 stars |
| Devoted DUAL Tampa (HMO D-SNP) | H1290-024-000 | $0 | $0 | $2900 | Yes | 4.5 out of 5 stars |
| Devoted ESSENTIALS Tampa (HMO) | H1290-051-002 | $0 | $0 | $3400 | Yes | 4.5 out of 5 stars |
| Devoted PRIME (HMO) | H1290-037-005 | $32 | $505 | $2900 | Yes | 4.5 out of 5 stars |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | H1036-296-000 | $0 | $0 | $3300 | Yes | 4.5 out of 5 stars |
| Humana Gold Plus H1036-230 (HMO) | H1036-230-000 | $0 | $0 | $2400 | Yes | 4.5 out of 5 stars |
| Humana Gold Plus H1036-268 (HMO) | H1036-268-000 | $0 | $0 | $4000 | Yes | 4.5 out of 5 stars |
| Humana Gold Plus SNP-DE H1036-231 (HMO D-SNP) | H1036-231-000 | $0 | $0 | $0 | Yes | 4.5 out of 5 stars |
| Humana Honor (HMO) | H1036-289-000 | $0 | N/A | $6700 | No | 4.5 out of 5 stars |
| Humana Honor (PPO) | H5216-257-000 | $0 | N/A | $5100 | No | 4.5 out of 5 stars |
| HumanaChoice Florida H5216-072 (PPO) | H5216-072-000 | $0 | $150 | $4900 | Yes | 4.5 out of 5 stars |
| HumanaChoice Florida H5216-304 (PPO) | H5216-304-000 | $0 | $0 | $4700 | Yes | 4.5 out of 5 stars |
| HumanaChoice R5826-005 (Regional PPO) | R5826-005-000 | $111 | $100 | $6700 | Yes | 3 out of 5 stars |
| HumanaChoice R5826-018 (Regional PPO) | R5826-018-000 | $0 | N/A | $7550 | No | 3 out of 5 stars |
| HumanaChoice R5826-074 (Regional PPO) | R5826-074-000 | $4 | $395 | $7550 | Yes | 3 out of 5 stars |
| Molina Medicare Choice Care (HMO) | H8130-010-000 | $0 | $125 | $8300 | Yes | 2.5 out of 5 stars |
| Molina Medicare Choice Care Select (HMO) | H8130-011-000 | $0 | $450 | $8300 | Yes | 2.5 out of 5 stars |
| Molina Medicare Complete Care Select (HMO D-SNP) | H8130-009-000 | $35.2 | $505 | $3400 | Yes | 2.5 out of 5 stars |
| Simply Complete (HMO D-SNP) | H5471-066-000 | $0 | $0 | $500 | Yes | 4.5 out of 5 stars |
| Simply Extra (HMO) | H5471-106-000 | $0 | $0 | $3450 | Yes | 4.5 out of 5 stars |
| Simply Freedom (PPO) | H9469-008-000 | $0 | $150 | $5000 | Yes | Plan too new to be measured |
| Simply Freedom Extra (PPO) | H9469-005-000 | $0 | $150 | $6100 | Yes | Plan too new to be measured |
| Simply Level (HMO C-SNP) | H5471-070-000 | $0 | $0 | $3450 | Yes | 4.5 out of 5 stars |
| Simply More (HMO) | H5471-071-000 | $0 | $0 | $3450 | Yes | 4.5 out of 5 stars |
| UnitedHealthcare Dual Complete Choice (PPO D-SNP) | H1889-002-001 | $0 | $505 | $8300 | Yes | 4 out of 5 stars |
| UnitedHealthcare Dual Complete LP (HMO-POS D-SNP) | H1045-039-000 | $0 | $0 | $0 | Yes | 3.5 out of 5 stars |
| UnitedHealthcare Medicare Advantage Walgreens (HMO-POS C-SNP) | H1045-048-003 | $0 | $0 | $2900 | Yes | 3.5 out of 5 stars |
| Wellcare Dual Access (HMO D-SNP) | H1032-124-000 | $0 | $0 | $0 | Yes | 3 out of 5 stars |
| Wellcare Dual Access Open (PPO D-SNP) | H5199-016-000 | $0 | $0 | $0 | Yes | 2 out of 5 stars |
| Wellcare Dual Liberty (HMO D-SNP) | H1032-175-000 | $0 | $0 | $0 | Yes | 3 out of 5 stars |
| Wellcare Dual Reserve (HMO D-SNP) | H1032-202-000 | $0 | $0 | $0 | Yes | 3 out of 5 stars |
| Wellcare Giveback (HMO) | H1032-200-000 | $0 | $0 | $2500 | Yes | 3 out of 5 stars |
| Wellcare No Premium (HMO) | H1032-201-000 | $0 | $0 | $1200 | Yes | 3 out of 5 stars |
| Wellcare No Premium Open (PPO) | H5199-012-000 | $0 | $100 | $3400 | Yes | 2 out of 5 stars |
| Wellcare Premium Enhanced Open (PPO) | H5199-010-000 | $99 | $0 | $3500 | Yes | 2 out of 5 stars |
Fall Medicare open enrollment in Lakeland
Medicare open enrollment is an important time for Medicare beneficiaries in Lakeland and in Polk County. The 2022 Medicare open enrollment period starts on October 15, and it only lasts until December 7.
Depending on your circumstances, this may be the only time of year you can make changes to your 2023 Medicare coverage.
Call to speak with a licensed insurance agent to find out if you're eligible to enroll in 2023 Medicare Advantage plans in the Lakeland area.
