Medicare Benefits

Medicare plans come with a wide range of benefits to enrollees, but the specific benefits will vary according to the type of Medicare plan.

Original Medicare Benefits

Original Medicare (Parts A and B) typically covers emergency care (under Medicare part A) and outpatient health care, preventive care and medical devices (under Medicare Part B). Most people who enroll in Original Medicare will have to pay a monthly premium for Part B coverage. Original Medicare does not cover routine vision or dental care, and it does not typically cover prescription drugs.

Medicare Advantage Benefits

Medicare Advantage (Medicare Part C) plans are privately administered, so costs and benefits can vary according to the particular plan you choose. Some Medicare Advantage plans may feature $0 monthly premiums. Most Part C plans offer prescription drug coverage. Some plans may also cover routine vision and dental care as well as a number of other benefits such as free gym memberships and transportation costs related to medical care, all of which is not covered by Original Medicare. However, it’s important to check with an insurance agent or with your plan carrier to find out exactly what benefits may be covered under your Medicare Advantage plan.

Medicare Supplement Benefits

Medicare Supplement (Medigap) plans can help pay for some out-of-pocket Medicare costs such as deductibles, copays and coinsurance. In addition to help covering costs associated with Original Medicare, some plans also can help pay for medical care needed while traveling internationally.

Read more below to learn about the benefits offered by different parts of Medicare and how each type of coverage works.

Does Medicare Cover Funeral Expenses?

Original Medicare (Part A and Part B) does not cover funeral expenses . If you have a Medicare Medical Savings Account (MSA), your surviving spouse could potentially use any leftover funds from...
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Does Medicare Cover Fertility Treatments?

Medicare Part B may help cover some fertility treatments if they are deemed medically necessary by a doctor, but specific coverage rules and costs will vary from situation to situation. In ord...
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Does Medicare Cover Eyeglasses?

One in three Americans will have developed a vision-impairing eye disease by age 65, 1 so it makes sense that many Medicare beneficiaries may wonder if Medicare covers eyeglasses. Although Orig...
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Does Medicare Cover Dentures?

Are Dentures covered under Medicare? No, Original Medicare (Parts A and B) does not cover dentures or routine dental care, except when part of an emergency inpatient procedure. This means that y...
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Does Medicare Cover CPAP Machines?

Medicare typically does cover CPAP machines that are deemed medically necessary by a doctor. Medicare Part B is typically responsible for coverage of a CPAP machine if you’ve been diagnosed with...
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Does Medicare Cover Cochlear Implants?

Medicare Part B does cover cochlear implants if they are deemed medically necessary by a doctor. Medicare Advantage (Part C) plans also cover cochlear implants when they are medically necess...
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Does Medicare Cover Chiropractic Services?

Are you bothered by back pain or a stiff neck? Perhaps you’re one of the 16 percent of adults in the United States who’ve seen a chiropractor in the last 12 months. 1 More than half of Ameri...
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Does Medicare Cover Acupuncture?

Medicare does cover acupuncture for the treatment of chronic lower back pain. This means that you may be able to get some coverage for acupuncture treatments if you have Original Medicare covera...
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