Medicare Benefits

Medicare plans come with a wide range of benefits to enrollees, but the specific benefits will vary according to the type of Medicare plan.

Original Medicare Benefits

Original Medicare (Parts A and B) typically covers emergency care (under Medicare part A) and outpatient health care, preventive care and medical devices (under Medicare Part B). Most people who enroll in Original Medicare will have to pay a monthly premium for Part B coverage. Original Medicare does not cover routine vision or dental care, and it does not typically cover prescription drugs.

Medicare Advantage Benefits

Medicare Advantage (Medicare Part C) plans are privately administered, so costs and benefits can vary according to the particular plan you choose. Some Medicare Advantage plans may feature $0 monthly premiums. Most Part C plans offer prescription drug coverage. Some plans may also cover routine vision and dental care as well as a number of other benefits such as free gym memberships and transportation costs related to medical care, all of which is not covered by Original Medicare. However, it’s important to check with an insurance agent or with your plan carrier to find out exactly what benefits may be covered under your Medicare Advantage plan.

Medicare Supplement Benefits

Medicare Supplement (Medigap) plans can help pay for some out-of-pocket Medicare costs such as deductibles, copays and coinsurance. In addition to help covering costs associated with Original Medicare, some plans also can help pay for medical care needed while traveling internationally.

Read more below to learn about the benefits offered by different parts of Medicare and how each type of coverage works.

Medicare Lifts Annual Limits on Therapy

February 2018 Among the measures packed into Congress’ February budget agreement was a lift on the annual coverage limits for Medicare patients receiving physical, occupational or speech thera...
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Some Medicare Advantage Beneficiaries Get Stylish With Warby Parker Frames

Around 2 million members of UnitedHealthcare Medicare Advantage plans will soon be some of the most fashionable seniors around. UnitedHealthcare announced that some of its Medicare Advantage p...
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Does Medicare Cover Eye Exams?

As many of us grow older, our vision tends to worsen. That means we need to get eye care from a skilled optometrist—and often a new pair of glasses and/or contact lenses. But does Medicare cover e...
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Understanding Medicare: A Guide for Caregivers

If you provide long-term care to someone on Medicare, it can be helpful for you to understand their health insurance coverage and how it works. Most Medicare beneficiaries have the option...
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Medicare Assistance for the Hearing Impaired

If you have questions about Medicare or Medicare Advantage, but are unable to speak with an agent because you are hearing impaired, there are several options available to you to help you get the i...
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Study: Medicare Advantage Beneficiaries Experience 33% Fewer ER Visits

A new study by health research firm Avalere Health shows that people with Medicare Advantage plans experienced up to 33 percent fewer emergency room visits and 23 percent fewer hospital stays than...
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4 Predictions About the Future of Medicare Advantage Plans

In 2003, just over five million Medicare beneficiaries enrolled in a Medicare Advantage plan, which represented only 13 percent of the total Medicare beneficiary population. By 2020, total Medic...
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Employer-Sponsored Plans Cover 4.1 Million Medicare Advantage Beneficiaries

November 14, 2018 The popularity of Medicare Advantage plans is on the rise , and employers are making more Medicare Advantage (MA) plan options available through work-provided coverage....
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Can I Use Medicare Supplement Insurance in Another Country?

Original Medicare (Part A and Part B) won’t typically cover health care or medical supplies you receive in a foreign country. Certain Medicare Supplement Insurance (Medigap) plans do offer some...
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When Does Medicare Cover Oral Surgery?

Oral surgery may be covered by Medicare if it is determined to be medically necessary. Original Medicare (Part A and Part B) does not cover routine dental services. Below is a breakdown of how...
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