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Medicare Benefits

Medicare plans come with a wide range of benefits to enrollees, but the specific benefits will vary according to the type of Medicare plan.

Original Medicare Benefits

Original Medicare (Parts A and B) typically covers inpatient care under Medicare part A and outpatient health care, preventive care and medical devices under Medicare Part B.

Most people who enroll in Original Medicare will have to pay a monthly premium for Part B coverage. Original Medicare does not cover routine vision or dental care, and it does not typically cover prescription drugs.

Medicare Advantage Benefits

Medicare Advantage (Medicare Part C) plans are privately administered, so costs and benefits can vary according to the particular plan you choose. Medicare Advantage plans cover everything Original Medicare covers and can include more benefits that aren't covered by Part A and Part B.

It’s important to check with an insurance agent or with your plan carrier to find out exactly what benefits may be covered under your Medicare Advantage plan.

Medicare Supplement Benefits

Medicare Supplement (Medigap) plans can help pay for some out-of-pocket Medicare costs such as deductibles, copays and coinsurance. In addition to help covering costs associated with Original Medicare, some plans also can help pay for medical care needed while traveling internationally.

Read more below to learn about the benefits offered by different parts of Medicare and how each type of coverage works.

Does Medicare Cover Vasectomy?
Medicare typically does not cover vasectomy procedures. Some Medicare Advantage plans may cover vasectomies, depending your specific plan. Learn more and compare plans in your area.
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Does Medicare Cover Physical Therapy?
Medicare Part B typically covers physical therapy if it is considered medically necessary. Medicare Advantage plans also cover physical therapy and may offer additional benefits.
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Does Medicare Cover Plastic Surgery?
Medicare does not typically cover elective plastic surgery. Medicare may, however, cover cosmetic surgery if it’s needed due to an injury, surgery or a physical defect. 
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Does Medicare Cover Wigs for Cancer Patients?
Medicare typically does not cover wigs for cancer patients. But some Medicare Advantage plans may cover benefits not found in Original Medicare. Learn more about your Medicare cancer coverage.
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Does Medicare Cover Root Canals?
Medicare Advantage (Part C) plans that have dental benefits can help cover root canals. Original Medicare (Part A and Part B) does not offer routine dental care benefits, however.
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Does Medicare Cover Fertility Treatments?
Medicare does not typically cover fertility treatments, unless they are deemed medically necessary by a doctor. Learn more about the circumstances in which Medicare might cover your fertility treat...
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Medicare Annual Wellness Exam: What You Need to Know
The Medicare annual wellness exam is a free health benefit that includes a personalized prevention plan. Taking advantage of this important benefit can help beneficiaries take proactive steps to st...
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Does Medicare Cover Pregnancy?
Medicare typically covers pregnancy, childbirth and some postnatal care. Medicare Advantage plans typically also cover pregnancy and childbirth, and they include an annual out-of-pocket spending li...
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Does Medicare Cover Cochlear Implants?
Medicare Part B generally covers cochlear implants when medically necessary. Medicare Advantage plans also cover cochlear implants, as they're required to cover the same benefits Original Medicare...
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Does Medicare Cover Hormone Replacement Therapy?
Many Medicare plans may provide prescription drug coverage, which may include some hormone replacement therapy drugs, depending on your plan. Plan coverage varies, so learn more about the plans ava...
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