Medicare Benefits

Medicare plans come with a wide range of benefits to enrollees, but the specific benefits will vary according to the type of Medicare plan.

Original Medicare Benefits

Original Medicare (Parts A and B) typically covers emergency care (under Medicare part A) and outpatient health care, preventive care and medical devices (under Medicare Part B).

Most people who enroll in Original Medicare will have to pay a monthly premium for Part B coverage. Original Medicare does not cover routine vision or dental care, and it does not typically cover prescription drugs.

Medicare Advantage Benefits

Medicare Advantage (Medicare Part C) plans are privately administered, so costs and benefits can vary according to the particular plan you choose. Some Medicare Advantage plans may feature $0 monthly premiums.

Most Part C plans offer prescription drug coverage. Some plans may also cover routine vision and dental care as well as a number of other benefits such as free gym memberships and transportation costs related to medical care, all of which is not covered by Original Medicare. However, it’s important to check with an insurance agent or with your plan carrier to find out exactly what benefits may be covered under your Medicare Advantage plan.

Medicare Supplement Benefits

Medicare Supplement (Medigap) plans can help pay for some out-of-pocket Medicare costs such as deductibles, copays and coinsurance. In addition to help covering costs associated with Original Medicare, some plans also can help pay for medical care needed while traveling internationally.

Read more below to learn about the benefits offered by different parts of Medicare and how each type of coverage works.

Does Medicare Cover Plastic Surgery?

Original Medicare (Part A and Part B) typically does not typically cover plastic surgery . In some limited circumstances, Medicare may cover cosmetic surgery due to surgery, an accident or to imp...
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Does Medicare Cover Physical Therapy?

Medicare Part B typically does cover physical therapy if it is considered medically necessary by a doctor or therapist. Medicare Advantage (Medicare Part C) plans can also cover physical thera...
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Does Medicare Pay for Over-the-Counter (OTC) Drugs?

Original Medicare (Part A and Part B) doesn’t typically cover prescription medication. If it does, it’s in only limited circumstances. So do Medicare beneficiaries have any options for coverage of...
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Does Medicare Cover Life Alert?

Although Original Medicare doesn’t cover Life Alert, some Medicare Advantage plans (also called Medicare Part C) may cover Life Alert , medical alert systems and other personal emergency response...
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Does Medicare Cover LASIK Eye Surgery?

No, Original Medicare (Part A and Part B) does not cover LASIK eye surgery, because it's considered an elective surgery and not medically necessary. Some Medicare Advantage plans (Medicare Part...
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Does Medicare Cover Hormone Replacement Therapy?

Many Medicare Advantage (Part C) plans may cover prescription drugs, which may cover hormone replacement therapy drugs . The drugs that are covered by a Medicare Advantage plan or a Medicar...
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Does Medicare Cover Home Health Care?

Original Medicare (Medicare Part A and Part B) does cover some limited home health services . Some Medicare Advantage (Part C) plans also cover home health care , as well as additional benefit...
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Can Medicare Help Cover the Cost of My Hearing Aids?

Our sense of hearing allows us to connect with the world and build strong relationships. Without fair hearing, conversations can be difficult, and you can miss out on essential interactions with t...
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Does Medicare Cover Gym Memberships?

Some Medicare Advantage (Part C) plans may cover gym memberships . Some plans may cover fitness programs such as SilverSneakers and other healthy living benefits such as nutritional home meal del...
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Does Medicare Cover Funeral Expenses?

Original Medicare (Part A and Part B) does not cover funeral expenses . If you have a Medicare Medical Savings Account (MSA), your surviving spouse could potentially use any leftover funds from...
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