Does Medicare Cover Gym Memberships?

Some Medicare Advantage plans may cover gym memberships and health programs such as SilverSneakers. Find a Medicare Advantage plan in your area that covers gym memberships.

Some Medicare Advantage (Part C) plans may cover gym memberships. Some plans may cover fitness programs such as SilverSneakers and other healthy living benefits such as nutritional home meal delivery.

Learn more and explore your Medicare Advantage plan coverage options.

Call to speak with a licensed insurance agent who can help you determine your eligibility to enroll and find Medicare Advantage plans in your area that may cover gym memberships at TTY Users: 711, 24/7.

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A man works with a trainer at the gym

When does Medicare pay for gym memberships?

Original Medicare (Medicare Part A and Part B) is administered by the federal government and does not typically include coverage for gym memberships.

Medicare Advantage plans are provided by private insurance companies. They are required to cover the same benefits as Original Medicare, but they are free to also offer some additional benefits.

The additional benefits covered by some Medicare Advantage plans may often be centered around living a healthy life. Gym membership coverage is one way some plans help beneficiaries stay healthy.

Does Medicare cover SilverSneakers?

SilverSneakers is a nationwide fitness program that helps older adults get active with gyms and fitness centers.

If you have a Medicare Advantage plan that covers SilverSneakers membership, you can visit participating gyms and fitness centers to enjoy a number of programs and amenities, such as:

  • Fitness classes
  • Yoga
  • Workout equipment
  • Water workouts

Your Medicare Advantage plan may potentially offer gym memberships that aren’t a part of the SilverSneakers program.

Medicare Advantage plans can offer additional benefits

Some Medicare Advantage plans may offer additional benefits that Original Medicare doesn’t cover, such as prescription drug coverage, routine dental care and non-emergency transportation.

Some plans may also offer allowances for over-the-counter drugs and supplies, which may include vitamins and other health-related products.

Medicare Advantage plan availability and the benefits they offer can vary from one location to another. A licensed insurance agent can help you compare the plans that are available where you live and help determine your eligibility to enroll.


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Or call TTY Users: 711 24/7 to speak with a licensed insurance agent.