Will My Doctor Accept My 2024 Humana Medicare Plan?
At a glance:
- $0 premium Medicare Advantage plans available in some areas1
- Many plans offer prescription drug coverage and vision and dental benefits
- Over 5 million people are enrolled in a Humana Medicare Advantage Plan2
Whether or not your doctor will accept your Humana Medicare plan depends on what Medicare plan you have and if your doctor is in your plan network.
Humana offers three different types of Medicare plans: Medicare Advantage plans, Medicare stand-alone prescription drug plans and Medicare Supplement Insurance plans.
Each type of plan has different network rules.
How Do I Find Humana In-Network Doctors?
You may find a doctor in the Humana network by using the online Humana “Find a doctor” search tool at Humana.com/medicare.
The types of health care providers that can be found with the doctor search tool include doctors, dentists, eye care professionals, pharmacies and more. You may search by provider type, zip code and coverage type. Learn more about how to use the Humana doctor search tool.
If you’re already a Humana member, you may log in to your MyHumana account and enter your Humana member ID number, which is on your Humana member ID card.
Humana Medicare Advantage Plans
If you are enrolled in a Humana Medicare Advantage plan, your network will depend on the type of plan you have, such as an HMO, a PPO or a PFFS, and the area in which you live. Each plan has different rules about which medical providers and facilities you can use and what the plan will cover.3
If you have a Humana HMO plan, you must choose an in-network primary care doctor. If you visit a doctor outside of your plan’s network, you may be responsible for paying all of the costs associated with that visit. You should ask your doctor if they are in your plan’s network before receiving any treatment or you may be responsible for paying some or all of your medical costs.
If you have a Humana PPO plan, you can visit any Medicare-approved doctor who accepts Humana’s plan terms and agrees to bill the plan. You should ask your doctor if they accept the plan terms before receiving any treatment or you may be responsible for paying some or all of your medical costs. You typically pay less out-of-pocket if you visit an in-network provider.
If you have the Humana PFFS plan, you can visit almost any Medicare-approved doctor who accepts Humana’s plan terms and agrees to bill the plan. You should ask your doctor if they accept the plan terms before receiving any treatment or you may be responsible for paying some or all of your medical costs.
Humana Medicare Prescription Drug Plans
Medicare stand-alone prescription drug plans only provide prescription drug coverage. Your costs may depend on the pharmacy you use.
Depending on the Humana prescription drug plan you choose, your copayments and coinsurance may be less expensive if you fill them at certain network pharmacies.4 If you are unsure if your pharmacy is a preferred cost-sharing pharmacy, you should call and ask Humana before you fill your prescriptions.
Humana Medicare Supplement Insurance Plans
Medicare Supplement Insurance plans (also called Medigap) work with Original Medicare and can help cover some of the out-of-pocket costs not paid by Medicare Part A and Part B, such as Medicare copayments, coinsurance and deductibles.5
Medicare Supplement Insurance plan availability can vary by state.
Which Humana Medicare Plan Is Right for Me?
If you need help finding a Humana Medicare plan that accepts your current doctor, you can call TTY Users: 711 24 hours a day, 7 days a week to speak with a licensed insurance agent.6 You can also request a free plan quote online to compare your options, with no obligation to enroll in a plan.
More Articles About Humana Plans
- Humana Medicare Plan Reviews
- Humana
- Does Humana Medicare Cover Vision?
- Does Humana Medicare Cover Prescription Drugs?
- Humana Medicare
- What Does My Humana Dental Plan Cover?
- Humana Medicare Plans
- Humana Medicare Part D
- Humana HMO Plans
- Humana PPO Plans
- Humana Provider Directory 2024
- HumanaChoice PPO
- Humana Gold Choice PFFS
