Humana Medicare

Medicare is a federal health insurance program for people who are 65 and older, or people under 65 with certain disabilities and people of any age with End-Stage Renal Disease (ESRD, permanent kidney failure requiring dialysis or a kidney transplant).

Original Medicare has two parts: Medicare Part A (hospital insurance) and Medicare Part B (medical Insurance).

Both parts work together to provide hospital and medical insurance benefits, however Original Medicare does not cover everything, and may have some coverage gaps. Generally, Original Medicare doesn’t offer benefits such as dental, vision or prescription drug coverage. If you want additional coverage to help pay for some of these costs, you may be able to enroll in a Medicare Advantage plan that covers these types of benefits, such as a plan offered by a private insurance company, like Humana.

Humana offers a wide variety of Medicare plans including Medicare Advantage plans, as well as Medicare stand-alone prescription drug plans and Medicare Supplement Insurance plans.

Humana Medicare Advantage Plans

Humana Medicare Advantage plans provide the same coverage as Original Medicare, and some plans may include additional benefits such as coverage for prescription drugs, dental and vision.

Certain Humana Medicare Advantage plans also offer other benefits such as fitness programs, access to mail-order pharmacy services, caregiver support and a 24/7 nursing advice line.

Affordable plans are available to fit your coverage needs and budget. You may be able to enroll in a plan with a $0 monthly premium.1

Humana offers three Medicare Advantage plan types:2

  1. Humana Gold Plus® HMO
  2. HumanaChoice® PPO
  3. Humana Gold Choice® PFFS

Your plan options may vary depending on your location.

Humana Medicare Prescription Drug Plans

Humana Medicare prescription drug plans offer stand-alone prescription drug coverage for Medicare beneficiaries. The plans work with Original Medicare, Medicare Supplement Insurance plans and certain Medicare Advantage plans.

Your plan out-of-pocket costs will vary depending on which prescription drugs you take and which pharmacy you use.

Each plan charges different copayments or coinsurance when you fill a prescription within each tier. The tiers range from Tier 1, Preferred Generic, up to Tier 5, Specialty Tier.

Humana offers three Medicare prescription drug plans: 3

  1. Humana Walmart Rx Plan™ (PDP)
  2. Humana Preferred Rx Plan™ (PDP)
  3. Humana Enhanced™ (PDP) 

Your plan options may vary depending on your location.

Humana Medicare Supplement Insurance Plans

Humana Medicare Supplement Insurance plans work with Original Medicare and help cover some Medicare out-of-pocket costs such as certain copayments, coinsurance and deductibles.

Medicare Supplement Insurance plans are standardized by the federal government and work with Original Medicare and Medicare stand-alone prescription drug plans. You can’t have a Medicare Advantage plan and a Medicare Supplement Insurance plan at the same time.

Humana offers eight Medicare Supplement Insurance plans in most states.4 Your plan options may vary depending on your state. Medicare Supplement Insurance plans are standardized differently in Massachusetts, Minnesota and Wisconsin.

Which Humana Medicare Plan Is Right for Me?

Now that you understand how each type of Humana Medicare plan works, the next step is choosing a plan. A licensed sales agent5 can help you find out which Medicare Advantage plan or Medicare prescription drug plan is right for your coverage needs. Simply call  TTY Users: 711 24 hours a day, 7 days a week, or request a free plan comparison online with no obligation to enroll.

 

More Humana Articles

 

1You must continue to pay your Medicare Part B premium.

2Humana. Learn more about Humana Medicare Advantage plans. Retrieved from https://www.humana.com/medicare/products/medicare-advantage.

3Humana. Humana prescription drug plans (PDP). Retrieved from https://www.humana.com/medicare/products/drug-plan.

4Humana. Medicare Supplement Insurance plans. Retrieved from https://www.humana.com/medicare/products/supplement.

5TZ Insurance Solutions LLC/TruBridge licensed agents who may call you are not direct employees of Humana and are not connected with or endorsed by the U.S. Government or the federal Medicare program.

Copyright © 2018 TZ Insurance Solutions LLC. All rights reserved.

The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent/producer or insurance company.

MedicareAdvantage.com is a website owned and operated by TZ Insurance Solutions LLC. TZ Insurance Solutions LLC is a licensed and certified representative of A Medicare Advantage HMO, PPO and PFFS organization and a stand-alone prescription drug plan with a Medicare contract. Enrollment in any plan depends on contract renewal.

TZ Insurance Solutions LLC and the licensed sales agents that may call you are not connected with or endorsed by the U.S. Government or the federal Medicare program. This website does not contain a complete listing of plans available in your service area. For a complete listing please contact 1-800-MEDICARE (TTY users should call (877) 486-2048), 24 hours a day / 7 days a week or consult www.medicare.gov.

Not all plans or products are available in all markets. Additional plans may be available in your service area.

Humana is a Medicare Advantage HMO, PPO and PFFS organization and a stand-alone prescription drug plan with a Medicare contract. Enrollment in any Humana plan depends on contract renewal. This information is not a complete description of benefits. Contact the plan for more information. Limitations, copayments and restrictions may apply. Benefits, premiums and/or member cost-share may change on January 1 of each year. The Formulary, pharmacy network, and/or provider network may change at any time. You will receive notice when necessary.

Other Pharmacies/Physicians/Providers are available in our network.

This communication’s purpose is insurance solicitation. A licensed insurance agent/producer or insurance company will contact you. Medicare Supplement insurance plans are not linked with or sanctioned by the U.S. government or the federal Medicare program.

This is not a complete listing of plans available in your service area. For a complete listing please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov.

The plans we represent do not discriminate on the basis of race, color, national origin, age, disability, or sex. To learn more about a plan’s nondiscrimination policy, please click here.

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Last Updated 5/31/2018