Humana Medicare

At a glance:

  • $0 premium Medicare Advantage plans available in some areas1
  • Many plans offer prescription drug coverage and vision and dental benefits
  • Over 5 million people are enrolled in a Humana Medicare Advantage Plan2

Medicare is a federal health insurance program for people who are 65 and older, or people under 65 with certain disabilities or anyone with End-Stage Renal Disease (ESRD, permanent kidney failure requiring dialysis or a kidney transplant).

Original Medicare has two parts: Medicare Part A (hospital insurance) and Medicare Part B (medical insurance).

Both parts work together to provide hospital and medical insurance benefits, however Original Medicare does not cover everything, and may have some coverage gaps. Generally, Original Medicare doesn’t offer benefits such as routine dental and vision or prescription drug coverage. If you want additional coverage to help pay for some of these costs, you may be able to enroll in a Medicare Advantage plan that offers these types of benefits, such as a plan offered by a private insurance company, like Humana.

Humana offers a few types of Medicare plans including Medicare Advantage plans, as well as Medicare stand-alone prescription drug plans and Medicare Supplement Insurance plans.

Humana Medicare Advantage Plans

As with any Medicare Advantage plan, Humana Medicare Advantage plans provide the same coverage as Original Medicare, and some plans may include additional benefits such as coverage for prescription drugs, and routine dental and vision.

Certain Humana Medicare Advantage plans also offer other benefits and services such as access to mail-order pharmacy services and caregiver support.

Affordable plans are available to fit your coverage needs and budget. You may be able to enroll in a plan with an affordable, or in some areas, a $0 monthly premium.1

Humana offers four Medicare Advantage plan types:3

  1. Humana HMO plans
  2. Humana PPO plans
  3. Humana PFFS plans
  4. Humana Medicare Advantage Special Needs Plans (SNPs)

Your plan options may vary depending on your location.

Humana Medicare Prescription Drug Plans

Humana Medicare prescription drug plans offer stand-alone prescription drug coverage for Medicare beneficiaries. The plans work with Original Medicare, Medicare Supplement Insurance plans and certain Medicare Advantage plans.

Your plan out-of-pocket costs will vary depending on which prescription drugs you take and which pharmacy you use.

Each plan charges different copayments or coinsurance when you fill a prescription within each tier. The tiers range from Tier 1, Preferred Generic, up to Tier 5, Specialty Tier.

Humana offers three Medicare prescription drug plans: 4

  1. Humana Walmart Value Rx Plan™ (PDP)
  2. Humana Premier Rx Plan™ (PDP)
  3. Humana Basic RX Plan™ (PDP) 

Your plan options may vary depending on your location.

Humana Medicare Supplement Insurance Plans

Medicare Supplement Insurance plans like those offered by Humana work with Original Medicare and help pay some Medicare out-of-pocket costs such as certain copayments, coinsurance and deductibles.

Medicare Supplement Insurance plans are standardized by the federal government and work with Original Medicare and Medicare stand-alone prescription drug plans. You can’t have a Medicare Advantage plan and a Medicare Supplement Insurance plan at the same time.

Humana offers eight Medicare Supplement Insurance plans in most states.5 Your plan options may vary depending on your state. Medicare Supplement Insurance plans are standardized differently in Massachusetts, Minnesota and Wisconsin.

Which Humana Medicare Plan Is Right for Me?

Now that you understand how each type of Humana Medicare plan works, the next step is choosing a plan. A licensed sales agent6 can help you find out which Medicare Advantage plan or Medicare prescription drug plan is right for your coverage needs. Simply call  TTY Users: 711 24 hours a day, 7 days a week, or request a free plan comparison online with no obligation to enroll.

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