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Monthly Premium
Optimum Diamond Savings COPD (HMO C-SNP) is a HMO C-SNP Medicare Advantage (Medicare Part C) plan offered by Optimum HealthCare Inc.
Plan ID: H5594-031-000
* Every year, the Centers for Medicare & Medicaid Services (CMS) evaluates plans based on a 5-star rating system.
Monthly Premium
Florida Medicare beneficiaries may want to consider reviewing their Medicare Advantage (Medicare Part C) plan options. A Medicare Advantage plan combines your Original Medicare (Part A and Part B) benefits into a single plan.
Most Medicare Advantage plans cover prescription drugs, and many plans may offer other additional benefits Original Medicare doesn’t cover.
Learn more about Florida Medicare Advantage plans like the one below and find a plan that offers the benefits you want at an affordable price.
Enrollment may be limited to certain times of the year. See why you may be able to enroll today.
| Coverage | Details |
|---|---|
| Monthly plan premium | $0.00 |
| Vision coverage | |
| Dental coverage | |
| Hearing coverage | |
| Prescription drugs | |
| Medical deductible | -$1.00 |
| Out-of-pocket maximum | $5,000.00 |
| Initial drug coverage limit | $0.00 |
| Catastrophic drug coverage limit | $2,100.00 |
| Primary care doctor visit | In-Network: $0.00 copay |
| Specialty doctor visit | In-Network: $30.00 copay |
| Inpatient hospital care | In-Network: Days 1-7: $195.00 per day, per admission / Days 8-90: $0.00 per day, per admission |
| Urgent care | Urgent Care: $10.00 copay |
| Emergency room visit | Emergency Care: $130.00 copay Copay waived if admitted to hospital within 72 hours Worldwide Coverage: This plan covers urgent care and emergency services, including emergency transportation, when traveling outside of the United States for less than six months. This benefi |
| Ambulance transportation | Ground Ambulance: $200.00 copay Per Trip Air Ambulance: 20% coinsurance |
Optimum Diamond Savings COPD (HMO C-SNP) covers a range of additional benefits. Learn more about Optimum Diamond Savings COPD (HMO C-SNP) benefits, some of which may not be covered by Original Medicare (Part A and Part B).
| Coverage | Details |
|---|---|
| Chiropractic services | In-Network: Medicare Covered Chiropractic Services: $15.00 copay |
| Diabetes supplies, training, nutrition therapy and monitoring | In-Network: Diabetic Supplies: 0% coinsurance - 20% |
| Durable medical equipment (DME) | In-Network: 20% coinsurance |
| Diagnostic tests, lab and radiology services, and X-rays | In-Network: Lab Services: $0.00 copay - $50.00 copay X-Rays: $0.00 copay - $195.00 copay Therapeutic Radiological Services: 20% coinsurance Outpatient Diagnostic Procedures/Tests: $0.00 copay - $195.00 copay Diagnostic Radiological Services: $25.00 copay - $195.00 copay |
| Home health care | In-Network: $0.00 copay |
| Mental health inpatient care | In-Network: Days 1-7: $195.00 per day, per admission / Days 8-90: $0.00 per day, per admission |
| Mental health outpatient care | In-Network: Individual and Group Sessions: $30.00 copay |
| Outpatient services/surgery | In-Network: Outpatient Hospital - Surgery: $195.00 copay Observation Services: $195.00 copay Ambulatory Surgical Center: $25.00 copay |
| Outpatient substance abuse care | In-Network: Individual and Group Sessions: $30.00 copay - $195.00 copay |
| Over-the-counter items | This plan covers certain approved, non-prescription, over-the-counter drugs and health-related items, up to $35 every month. Unused OTC amounts expire at the end of each month. |
| Podiatry services | In-Network: Medicare Covered Podiatry Services: $30.00 copay |
| Skilled Nursing Facility (SNF) care | In-Network: Days 1 - 20: $0.00 per day / Days 21 - 100: $218.00 per day |
The following dental services are covered, though there may be provider network restrictions. See the plan Evidence of Coverage.
| Coverage | Details |
|---|---|
| Dental care | In-Network: Preventive Dental Services: $0.00 copay This plan covers: 2 oral exams, 2 emergency exams, 2 prophylaxis cleanings, 2 fluoride treatments and dental X-rays every year. Medicare Covered Dental: $0.00 copay Comprehensive Dental Services: $0.00 copay This plan covers up to: 2 resin or amalgam fillings, 2 simple or surgical extractions (in 1 or more visits), 2 periodontal maintenance procedures, 1 periodontal scaling and root planing per quadrant every year, and 1 full mouth debridement every 2 years. |
The following vision services are covered, though there may be provider network restrictions. See the plan Evidence of Coverage
| Coverage | Details |
|---|---|
| Vision care | In-Network: Medicare Covered Eye Exam: $0.00 copay Routine Eye Exam: $0.00 copay This plan covers 1 routine eye exam(s) every year. Medicare Covered Eye Wear: $0.00 copay Routine Eye Wear: $10.00 copay and $30 This plan covers up to $150 for 1 pair(s) of eyeglasses or contact lenses every |
The following hearing services are covered, though there may be provider network restrictions. See the plan Evidence of Coverage.
| Coverage | Details |
|---|---|
| Hearing care | In-Network: Medicare Covered Hearing Exam: $0.00 copay Routine Hearing Exam: $0.00 copay for routine hearing exam(s). $0.00 copay for hearing aids up to the maximum plan benefit amount. This plan covers 1 routine hearing exam every year. This plan covers 1 routine hearing aid fitting evaluation and a $500 maximum plan benefit for prescribed hearing aids per ear every year. |
The following services are covered, though there may be provider network restrictions. See the plan Evidence of Coverage.
| Coverage | Details |
|---|---|
| Preventive services and health/wellness education programs | In-Network: $0.00 copay for Medicare Covered Preventive Services |
When reviewing Florida Medicare plans, be sure to find out if your doctors are part of the plan network. If a Medicare Advantage plan covers prescription drugs, make sure the plan formulary (list of drugs covered by the plan) includes your drugs.
You may be able to find plans in your part of Florida that offer similar benefits at similar or lower prices than the plan above. Call 1-855-861-8771 TTY 711, 24/7 to speak with a licensed insurance agent who can help you compare plans.
| Links to plan documents |
We offer plans from Humana, UnitedHealthcare®, Anthem Blue Cross and Blue Shield*, Aetna, Healthspring, Wellcare, or Kaiser Permanente.
Enrollment may be limited to certain times of the year. See why you may be able to enroll today.
We help someone enroll in a Medicare Advantage plan every 60 seconds.1