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Freedom Platinum Rewards Plan Rx (HMO) - H5427-107-000

4.5 out of 5 stars* for plan year 2026

$0.00

Monthly Premium

Freedom Platinum Rewards Plan Rx (HMO) is a HMO Medicare Advantage (Medicare Part C) plan offered by Freedom Health Inc.

Plan ID: H5427-107-000

* Every year, the Centers for Medicare & Medicaid Services (CMS) evaluates plans based on a 5-star rating system.

$0.00

Monthly Premium

Florida Medicare beneficiaries may want to consider reviewing their Medicare Advantage (Medicare Part C) plan options. A Medicare Advantage plan combines your Original Medicare (Part A and Part B) benefits into a single plan.

Most Medicare Advantage plans cover prescription drugs, and many plans may offer other additional benefits Original Medicare doesn’t cover.

Learn more about Florida Medicare Advantage plans like the one below and find a plan that offers the benefits you want at an affordable price. 

Enrollment may be limited to certain times of the year. See why you may be able to enroll today.

Compare plans today.

Speak with a licensed insurance agent

1-888-876-5731
|
TTY 711, 24/7

Basic Costs and Coverage

CoverageDetails
Monthly plan premium$0.00
Vision coverage
Dental coverage
Hearing coverage
Prescription drugs
Medical deductible$0.00
Out-of-pocket maximum$3,400.00
Initial drug coverage limit$0.00
Catastrophic drug coverage limit$2,100.00
Primary care doctor visitIn-Network:
$0.00 copay
Specialty doctor visitIn-Network:
$10.00 copay
Inpatient hospital careIn-Network:
Days 1-5: $95.00 per day, per admission / Days 6-90: $0.00 per day, per admission
Urgent careUrgent Care: $10.00 copay
Emergency room visitEmergency Care: $150.00 copay
Copay waived if admitted to hospital within 72 hours
Worldwide Coverage: This plan covers urgent care and emergency services, including emergency transportation, when traveling outside of the United States for less than six months. This benefi
Ambulance transportationGround Ambulance: $200.00 copay Per Trip
Air Ambulance: 20% coinsurance

Health Care Services and Medical Supplies

Freedom Platinum Rewards Plan Rx (HMO) covers a range of additional benefits. Learn more about Freedom Platinum Rewards Plan Rx (HMO) benefits, some of which may not be covered by Original Medicare (Part A and Part B).

CoverageDetails
Chiropractic servicesIn-Network:
Medicare Covered Chiropractic Services: $10.00 copay
Diabetes supplies, training, nutrition therapy and monitoringIn-Network:
Diabetic Supplies: 0% coinsurance - 20%
Durable medical equipment (DME)In-Network:
20% coinsurance
Diagnostic tests, lab and radiology services, and X-raysIn-Network:
Lab Services: $0.00 copay - $50.00 copay
X-Rays: $0.00 copay - $95.00 copay
Therapeutic Radiological Services: 20% coinsurance
Outpatient Diagnostic Procedures/Tests: $0.00 copay - $95.00 copay
Diagnostic Radiological Services: $25.00 copay - $95.00 copay
Home health careIn-Network:
$0.00 copay
Mental health inpatient careIn-Network:
Days 1-5: $95.00 per day, per admission / Days 6-90: $0.00 per day, per admission
Mental health outpatient careIn-Network:
Individual and Group Sessions: $10.00 copay
Outpatient services/surgeryIn-Network:
Outpatient Hospital - Surgery: $95.00 copay
Observation Services: $95.00 copay
Ambulatory Surgical Center: $50.00 copay
Outpatient substance abuse careIn-Network:
Individual and Group Sessions: $10.00 copay - $95.00 copay
Over-the-counter itemsThis plan covers certain approved, non-prescription, over-the-counter drugs and health-related items, up to $55 every month. Unused OTC amounts expire at the end of each month.
Podiatry servicesIn-Network:
Medicare Covered Podiatry Services: $10.00 copay
Skilled Nursing Facility (SNF) careIn-Network:
Days 1 - 20: $0.00 per day / Days 21 - 100: $218.00 per day

Dental Benefits

The following dental services are covered, though there may be provider network restrictions. See the plan Evidence of Coverage.

CoverageDetails
Dental careIn-Network:
Preventive Dental Services: $0.00 copay
This plan covers: 2 oral exams, 2 emergency exams, 2 prophylaxis cleanings, 2 fluoride treatments and dental X-rays every year.

Medicare Covered Dental: $0.00 copay
Comprehensive Dental Services: $0.00 copay

This plan covers up to: 2 resin or amalgam fillings, 2 simple or surgical extractions (in 1 or more visits), 2 periodontal maintenance procedures, 1 periodontal scaling and root planing per quadrant, 1 denture adjustment/reline every year, 1 full mouth debridement every 2 years, and 1 set of complete or partial dentures every five years.

Vision Benefits

The following vision services are covered, though there may be provider network restrictions. See the plan Evidence of Coverage

CoverageDetails
Vision careIn-Network:
Medicare Covered Eye Exam: $0.00 copay
Routine Eye Exam: $0.00 copay
This plan covers 1 routine eye exam(s) every year.
Medicare Covered Eye Wear: $0.00 copay
Routine Eye Wear: $0.00 copay and $30
This plan covers up to $150 for 1 pair(s) of eyeglasses or contact lenses every

Hearing Benefits

The following hearing services are covered, though there may be provider network restrictions. See the plan Evidence of Coverage.

CoverageDetails
Hearing careIn-Network:
Medicare Covered Hearing Exam: $0.00 copay
Routine Hearing Exam: $0.00 copay for routine hearing exam(s). $0.00 copay for hearing aids up to the maximum plan benefit amount.
This plan covers 1 routine hearing exam every year. This plan covers 1 routine hearing aid fitting evaluation and a $750 maximum plan benefit for prescribed hearing aids per ear every year.

Preventive Services and Health/Wellness Education Programs

The following services are covered, though there may be provider network restrictions. See the plan Evidence of Coverage.

CoverageDetails
Preventive services and health/wellness education programsIn-Network:
$0.00 copay for Medicare Covered Preventive Services

When reviewing Florida Medicare plans, be sure to find out if your doctors are part of the plan network. If a Medicare Advantage plan covers prescription drugs, make sure the plan formulary (list of drugs covered by the plan) includes your drugs.

You may be able to find plans in your part of Florida that offer similar benefits at similar or lower prices than the plan above. Call 1-888-876-5731 TTY 711, 24/7 to speak with a licensed insurance agent who can help you compare plans.

Plan Documents

Links to plan documents

Florida Counties Served

We offer plans from Humana, UnitedHealthcare®, Anthem Blue Cross and Blue Shield*, Aetna, Healthspring, Wellcare, or Kaiser Permanente.

Enrollment may be limited to certain times of the year. See why you may be able to enroll today.

Back to plans in Florida

Compare plans today.

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