Medicare Advantage Plans in Mecklenburg County, NC

Looking for Medicare Advantage plans in Mecklenburg County? Enter your ZIP below to compare affordable or $0 premium plans in your area.

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Mecklenburg County, NC, is home to 48 Medicare Advantage (Medicare Part C) plans in 2023.

Learn more about Medicare Advantage in North Carolina or call to speak with a licensed insurance agent who can help you compare Mecklenburg County Medicare Advantage plans and – if you're eligible – help you enroll.

2023 Charlotte Medicare Advantage Plans


2023 Medicare Advantage plans in Charlotte and all across Mecklenburg County ​combine your Medicare Part A (hospital insurance) and Part B (medical insurance) coverage into one simple plan, and some plans may also offer additional benefits Part A and B don't cover.

These additional benefits may include things like prescription drug coverage, dental, hearing, vision, transportation, fitness club memberships and more. Original Medicare (Part A and Part B) doesn't cover these additional benefits.

You can get help comparing Charlotte Medicare plans by calling to speak with a licensed insurance agent, or you can start by exploring the list of 2023 Charlotte Medicare Advantage plans below.

2023 Medicare Advantage plans in Mecklenburg County

2023 Medicare Advantage Plans in Mecklenburg
Number of unique plans48
Average monthly premium$8.50
Average (in-network) out-of-pocket maximum$4667.02
Average Medicare Star Rating*3.91

While the number of unique plans in any county can change slightly every year, the table above presents a good idea of what you can expect to see in 2023.

The average monthly premium for Medicare Advantage plans in Mecklenburg is $8.50 per month in 2023, though there may be plans available where you live that feature different premiums.

Medicare Advantage plans in Mecklenburg County have an average Medicare Star Rating of 3.91 in 2023.* Plans rated four stars or higher are considered top-rated Medicare plans.

Premiums, deductibles and other costs may vary. The numbers reported in the table above are taken from the Centers for Medicare & Medicaid Services (CMS). A licensed insurance agent will be able to help you review and compare costs for specific plans available in North Carolina or wherever you may live.

* Every year, the Centers for Medicare & Medicaid Services (CMS) evaluates plans based on a 5-star rating system.

List of Medicare Advantage plans in Mecklenburg County

The following table includes cost information and other plan details for Medicare Advantage plans available in Mecklenburg in 2023.

Plan NamePlan CodeMonthly PremiumDeductibleOut of Pocket MaxPrescription Drug CoverageMedicare Star Rating
AARP Medicare Advantage Choice Flex Plan 1 (PPO)H2228-018-000$36$0$3900Yes4 out of 5 stars
AARP Medicare Advantage Choice Flex Plan 2 (PPO)H2228-127-000$0$0$4900Yes4 out of 5 stars
AARP Medicare Advantage Patriot (HMO-POS)H5253-040-000$0N/A$3600No4.5 out of 5 stars
AARP Medicare Advantage Plan 1 (HMO-POS)H5253-037-000$27$0$3600Yes4.5 out of 5 stars
AARP Medicare Advantage Plan 2 (HMO-POS)H5253-038-000$0$0$4500Yes4.5 out of 5 stars
AARP Medicare Advantage Plan 3 (HMO-POS)H5253-117-000$0$0$3600Yes4.5 out of 5 stars
AARP Medicare Advantage Rebate (HMO-POS)H5253-110-000$0$435$6700Yes4.5 out of 5 stars
Aetna Medicare Assure Plan (HMO D-SNP)H3146-008-000$0$0$8300Yes4 out of 5 stars
Aetna Medicare Eagle Plan (PPO)H5521-241-000$0N/A$6500No3.5 out of 5 stars
Aetna Medicare Essential Plan (PPO)H5521-354-000$0$200$7500Yes3.5 out of 5 stars
Aetna Medicare Premier Plan (PPO)H5521-081-000$0$150$5900Yes3.5 out of 5 stars
Aetna Medicare Value Plan (HMO-POS)H3146-001-000$0$0$5500Yes4 out of 5 stars
Aetna Medicare Value Plus Plan (HMO)H3146-006-000$7$95$5500Yes4 out of 5 stars
Blue Medicare Choice (HMO)H3449-026-000$0$0$3400Yes4.5 out of 5 stars
Blue Medicare Essential (HMO)H3449-027-001$0$375$8300Yes4.5 out of 5 stars
Blue Medicare Essential Plus (HMO-POS)H3449-023-001$0$150$4200Yes4.5 out of 5 stars
Blue Medicare Freedom+ (PPO)H3404-004-000$0N/A$8300No4.5 out of 5 stars
Blue Medicare Medical Only (HMO-POS)H3449-012-000$0N/A$3900No4.5 out of 5 stars
Blue Medicare PPO Enhanced (PPO)H3404-003-001$29$0$5900Yes4.5 out of 5 stars
Cigna Courage Medicare (HMO)H9725-005-000$0N/A$3600No4 out of 5 stars
Cigna Preferred Medicare (HMO)H9725-009-001$0$0$3900Yes4 out of 5 stars
Cigna Preferred Plus Medicare (HMO)H9725-006-000$27$0$3900Yes4 out of 5 stars
Cigna Preferred Savings Medicare (HMO)H9725-012-000$0$280$7200Yes4 out of 5 stars
Cigna Preferred Select Medicare (HMO)H9725-014-000$0$195$3950Yes4 out of 5 stars
Cigna TotalCare (HMO D-SNP)H9725-003-000$0$0$0Yes4 out of 5 stars
Cigna TotalCare Plus (HMO D-SNP)H9725-013-000$0$0$0Yes4 out of 5 stars
Cigna True Choice Medicare (PPO)H7849-019-000$0$0$5450Yes3 out of 5 stars
Healthy Blue + Medicare (HMO D-SNP)H9147-001-000$0$0$0YesNot enough data available
Humana Gold Choice H8145-004 (PFFS)H8145-004-000$68$160N/AYes4 out of 5 stars
Humana Gold Plus H1036-137 (HMO-POS)H1036-137-000$0$0$4400Yes4.5 out of 5 stars
Humana Gold Plus SNP-DE H1036-167 (HMO-POS D-SNP)H1036-167-000$0$0$0Yes4.5 out of 5 stars
Humana Honor (Regional PPO)R1390-003-000$0N/A$7550No3.5 out of 5 stars
HumanaChoice H5216-017 (PPO)H5216-017-000$0$265$8300Yes4.5 out of 5 stars
HumanaChoice H5216-211 (PPO)H5216-211-000$47$160$6700Yes4.5 out of 5 stars
HumanaChoice H5216-343 (PPO)H5216-343-000$0N/A$5900No4.5 out of 5 stars
HumanaChoice R1390-001 (Regional PPO)R1390-001-000$0N/A$6950No3.5 out of 5 stars
HumanaChoice R1390-002 (Regional PPO)R1390-002-000$98$480$7550Yes3.5 out of 5 stars
UnitedHealthcare Dual Complete (HMO-POS D-SNP)H5253-041-000$0$0$0Yes4.5 out of 5 stars
UnitedHealthcare Dual Complete Choice (PPO D-SNP)H1889-005-000$0$0$0Yes4 out of 5 stars
UnitedHealthcare Dual Complete Select (HMO-POS D-SNP)H5253-116-000$0$0$0Yes4.5 out of 5 stars
Wellcare Assist Open (PPO)H7175-003-000$14$505$8300Yes2.5 out of 5 stars
Wellcare Dual Access (HMO D-SNP)H4073-002-000$0$0$0YesPlan too new to be measured
Wellcare Dual Liberty Open (PPO D-SNP)H7175-002-000$0$0$0Yes2.5 out of 5 stars
Wellcare Giveback Open (PPO)H7175-004-000$0$250$8300Yes2.5 out of 5 stars
Wellcare No Premium (HMO)H4073-001-000$0$150$4500YesPlan too new to be measured
Wellcare No Premium Open (PPO)H7175-001-000$0$150$5900Yes2.5 out of 5 stars
Wellcare Patriot No Premium Open (PPO)H7175-005-000$0N/A$6500No2.5 out of 5 stars
Wellcare Premium Enhanced Open (PPO)H7175-006-000$55$100$6500Yes2.5 out of 5 stars

Fall Medicare open enrollment in Charlotte


If you live in Charlotte or Mecklenburg County and are eligible for Medicare, the fall 2022 Medicare open enrollment period is an important time. Depending on your circumstances, fall Medicare open enrollment may be the only time of year to make changes to your 2023 Medicare coverage.

The 2022 Medicare open enrollment period starts on October 15 and lasts until December 7.

Call to speak with a licensed insurance agent to find out if you're eligible to enroll in 2023 Medicare Advantage plans in Charlotte.​

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