Medicare Advantage Plans in Charlotte, NC

Looking for Medicare Advantage Plans in Mecklenburg County? Enter your ZIP below to compare affordable or $0 premium plans in your area.

North Carolina state

There are 38 different Medicare Advantage (Medicare Part C) plans available in Mecklenburg County in 2022.1

Learn more about Medicare Advantage in North Carolina, or call to speak with a licensed insurance agent who can help you compare plans where you live, including what they cost, what they cover and whether your doctor is part of the plan network. 

Find $0 premium Medicare Advantage plans in Charlotte

Compare Plans

Or call TTY Users: 711 to speak with a licensed insurance agent. We accept calls 24/7!

2022 Medicare Advantage plans in Mecklenburg County and Charlotte

Number of unique plans 38
Average monthly premium $64.52
Average drug deductible $225.00
Average (in-network) out-of-pocket maximum $5,348.65
Percentage of plans rated four stars or higher 60.5%

Although the average premium for Charlotte Medicare Advantage plans in 2022 is $64.52 per month, you may be able to find Mecklenberg County Medicare Advantage plans that feature $0 premiums.

Over 60% of Medicare Advantage plans in Mecklenberg are rated four stars or higher based on Medicare Star Ratings in 2022.2 Plans rated four stars or higher are considered top-rated Medicare plans.

Premiums, deductibles and other costs may vary. The numbers reported in the table above are taken from the Centers for Medicare & Medicaid Services (CMS). A licensed insurance agent will be able to help you review and compare costs for specific plans available in Mecklenburg County or wherever you may live.

List of Medicare Advantage plans in Charlotte and Mecklenburg County

Medicare Advantage plans can come in several different forms, such as HMOs and PPOs.

  • HMO (Health Maintenance Organization) plans utilize a network of participating doctors and other health care providers. Care is typically not covered by the plan when received outside of the network. 

  • PPO (Preferred Provider Organization) plans are also available in North Carolina. These plans offer some more flexibility when choosing a doctor and allow for some coverage outside of the plan’s intended network. 

How to Sign up for a Medicare Advantage Plan in Mecklenburg County

There are different Medicare enrollment periods in the year during which you may able to sign up for a Medicare Advantage plan in Charlotte and Mecklenburg County, depending on your eligibility. 

Medicare IEP graphic

Initial Enrollment Period (IEP)

When you first become eligible for Medicare, you will typically be granted an Initial Enrollment Period (IEP). This period begins three months before you turn 65 years old, includes the month of your birthday and continues for an additional three months. 

Medicare open enrollment graphic

Annual Enrollment Period (AEP)

The Annual Enrollment Period (AEP, also called the Medicare Open Enrollment Period for Medicare Advantage plans) takes place from October 15 to December 7 each year. This period is open to all eligible Medicare beneficiaries who wish to add, drop or change Medicare plans.  

Special Enrollment Period

If you experience a qualifying circumstance, you may be granted a Special Enrollment Period (SEP) at any time throughout the year to allow you to enroll in a Medicare Advantage plan.

Such circumstances may include situations like moving outside of your plan’s service area or losing your Medicare Advantage plan coverage through no fault of your own. A licensed insurance agent can help you determine if you are eligible for a Special Enrollment Period and what actions you may be able to take during that time. 

Find a Medicare Advantage plan where you live

Medicare Advantage plans can come in a variety of types and can include different benefits, networks, costs and more.

Connect with a licensed insurance agent today for help determining your eligibility and finding the best Medicare Advantage plan for you in Mecklenburg County. 

Find $0 premium Medicare Advantage plans in Charlotte

Compare Plans

Or call TTY Users: 711 to speak with a licensed insurance agent. We accept calls 24/7!

 

1 MedicareAdvantage.com's The Best States for Medicare report.

2 Every year, Medicare evaluates plans based on a 5-star rating system.