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Medicare Advantage Plans in Mecklenburg County, NC
Looking for Medicare Advantage plans in Mecklenburg County? Enter your ZIP Code below to compare affordable monthly premium plans in your area.
Mecklenburg County, NC, is home to 51 Medicare Advantage (Medicare Part C) plans in 2027.
Learn more about Medicare Advantage in North Carolina or call to speak with a licensed insurance agent who can help you compare Mecklenburg County Medicare Advantage plans and – if you're eligible – help you enroll.
We offer plans from Humana, UnitedHealthcare®, Anthem Blue Cross and Blue Shield*, Aetna, HealthspringSM or Kaiser Permanente.
2027 Charlotte Medicare Advantage Plans
2027 Medicare Advantage plans in Charlotte and all across Mecklenburg County combine your Medicare Part A (hospital insurance) and Part B (medical insurance) coverage into one simple plan, and some plans may also offer additional benefits Part A and B don't cover.
These additional benefits may include things like prescription drug coverage, dental, hearing, vision, transportation, fitness club memberships and more. Original Medicare (Part A and Part B) doesn't cover these additional benefits.
You can get help comparing Charlotte Medicare plans by calling to speak with a licensed insurance agent, or you can start by exploring the list of 2027 Charlotte Medicare Advantage plans below.
2027 Medicare Advantage plans in Mecklenburg County
| 2027 Medicare Advantage Plans in Mecklenburg | |
|---|---|
| Number of unique plans | 51 |
| Average monthly premium | $3.50 |
| Average (in-network) out-of-pocket maximum | $7,399.02 |
| Average Medicare Star Rating* | 3.75 |
While the number of unique plans in any county can change slightly every year, the table above presents a good idea of what you can expect to see in 2027.
The average monthly premium for Medicare Advantage plans in Mecklenburg is $3.50 per month in 2027, though there may be plans available where you live that feature different premiums.
Medicare Advantage plans in Mecklenburg County have an average Medicare Star Rating of 3.75 in 2027.* Plans rated four stars or higher are considered top-rated Medicare plans.
Premiums, deductibles and other costs may vary. The numbers reported in the table above are taken from the Centers for Medicare & Medicaid Services (CMS). A licensed insurance agent will be able to help you review and compare costs for specific plans available in North Carolina or wherever you may live.
* Every year, the Centers for Medicare & Medicaid Services (CMS) evaluates plans based on a 5-star rating system.
List of Medicare Advantage plans in Mecklenburg County
The following table includes cost information and other plan details for Medicare Advantage plans available in Mecklenburg County in 2027.
| Plan Name | Plan Code | Monthly Premium | Deductible | Out of Pocket Max | Prescription Drug Coverage | Medicare Star Rating |
|---|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC NC-0016 (PPO) | H2406-034-000 | $53.00 | $595.00 | $4,450.00 | Yes | 4 out of 5 stars |
| AARP Medicare Advantage from UHC NC-0017 (PPO) | H2406-098-000 | $0.00 | $685.00 | $7,150.00 | Yes | 4 out of 5 stars |
| AARP Medicare Advantage from UHC NC-0021 (HMO-POS) | H5253-037-000 | $42.00 | $595.00 | $4,900.00 | Yes | 4 out of 5 stars |
| AARP Medicare Advantage from UHC NC-0022 (HMO-POS) | H5253-038-000 | $0.00 | $685.00 | $5,900.00 | Yes | 4 out of 5 stars |
| AARP Medicare Advantage from UHC NC-15 (HMO-POS) | H5253-117-000 | $0.00 | $685.00 | $4,450.00 | Yes | 4 out of 5 stars |
| AARP Medicare Advantage Giveback from UHC NC-14 (HMO-POS) | H5253-110-000 | $0.00 | $685.00 | $9,500.00 | Yes | 4 out of 5 stars |
| AARP Medicare Advantage Patriot No Rx NC-MA02 (HMO-POS) | H5253-040-000 | $0.00 | N/A | $9,300.00 | No | 4 out of 5 stars |
| Aetna Medicare Chronic Care (HMO C-SNP) | H3146-037-000 | $0.00 | $700.00 | $6,750.00 | Yes | 3.5 out of 5 stars |
| Aetna Medicare Chronic Care Value (HMO C-SNP) | H3146-044-000 | $0.00 | $700.00 | $9,250.00 | Yes | 3.5 out of 5 stars |
| Aetna Medicare Eagle (PPO) H5521-241 | H5521-241-000 | $0.00 | N/A | $7,150.00 | No | 4 out of 5 stars |
| Aetna Medicare Full Dual (HMO D-SNP) H3146-002 | H3146-002-000 | $0.00 | $700.00 | $9,850.00 | Yes | 3.5 out of 5 stars |
| Aetna Medicare Full Dual Care (HMO D-SNP) H3146-022 | H3146-022-000 | $0.00 | $700.00 | $9,850.00 | Yes | 3.5 out of 5 stars |
| Aetna Medicare Signature (HMO) | H3146-001-000 | $0.00 | $400.00 | $5,500.00 | Yes | 3.5 out of 5 stars |
| Aetna Medicare Signature (PPO) H5521-081 | H5521-081-000 | $0.00 | $500.00 | $5,900.00 | Yes | 4 out of 5 stars |
| Aetna Medicare Signature Giveback (PPO) H5521-348 | H5521-348-000 | $0.00 | $700.00 | $7,500.00 | Yes | 4 out of 5 stars |
| DEVOTED C-SNP ENHANCED 016 NC (HMO C-SNP) | H5299-016-000 | $0.00 | $461.00 | $5,400.00 | Yes | 4.5 out of 5 stars |
| DEVOTED C-SNP GIVEBACK EXTRAS 031 NC (HMO C-SNP) | H5299-031-000 | $0.00 | $700.00 | $7,050.00 | Yes | 4.5 out of 5 stars |
| DEVOTED CHOICE 001 NC (PPO) | H9700-001-000 | $0.00 | $461.00 | $6,150.00 | Yes | 4 out of 5 stars |
| DEVOTED CHOICE GIVEBACK 002 NC (PPO) | H9700-002-000 | $0.00 | $461.00 | $9,250.00 | Yes | Plan too new to be measured |
| DEVOTED CHOICE MA ONLY 007 NC (PPO) | H9700-007-000 | $0.00 | N/A | $9,250.00 | No | Plan too new to be measured |
| DEVOTED CORE 037 NC (HMO) | H5299-037-000 | $0.00 | $650.00 | $4,950.00 | Yes | 4.5 out of 5 stars |
| DEVOTED DUAL 009 NC (HMO D-SNP) | H5299-009-000 | $0.00 | $700.00 | $6,750.00 | Yes | 4.5 out of 5 stars |
| DEVOTED DUAL FULL 013 NC (HMO D-SNP) | H5299-013-000 | $0.00 | $700.00 | $9,850.00 | Yes | 4.5 out of 5 stars |
| DEVOTED DUAL PLUS 006 NC (HMO D-SNP) | H5299-006-000 | $0.00 | $700.00 | $9,850.00 | Yes | 4.5 out of 5 stars |
| DEVOTED GIVEBACK 012 NC (HMO) | H5299-012-000 | $0.00 | $461.00 | $9,850.00 | Yes | Plan too new to be measured |
| DEVOTED GIVEBACK EXTRAS 039 NC (HMO) | H5299-039-000 | $0.00 | $700.00 | $7,050.00 | Yes | 4.5 out of 5 stars |
| HealthSpring Courage (HMO) | H9725-005-000 | $0.00 | N/A | $6,750.00 | No | 3 out of 5 stars |
| HealthSpring TotalCare (HMO D-SNP) | H9725-003-000 | $13.30 | $700.00 | $9,850.00 | Yes | 3 out of 5 stars |
| HealthSpring TotalCare Plus (HMO D-SNP) | H9725-013-000 | $13.30 | $0.00 | $9,850.00 | Yes | 3 out of 5 stars |
| Humana Dual Select H1036-307 (HMO D-SNP) | H1036-307-000 | $0.00 | $200.00 | $9,850.00 | Yes | 4.5 out of 5 stars |
| Humana Dual Select H5525-072 (PPO D-SNP) | H5525-072-000 | $13.30 | $700.00 | $9,850.00 | Yes | 4 out of 5 stars |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | H1036-308-000 | $0.00 | $550.00 | $9,850.00 | Yes | 4.5 out of 5 stars |
| Humana Gold Plus Giveback H1036-318 (HMO-POS) | H1036-318-000 | $0.00 | $700.00 | $9,850.00 | Yes | 4.5 out of 5 stars |
| Humana Gold Plus Giveback H1036-343 (HMO-POS) | H1036-343-000 | $0.00 | $700.00 | $9,850.00 | Yes | 4.5 out of 5 stars |
| Humana Gold Plus H1036-137 (HMO-POS) | H1036-137-000 | $0.00 | $450.00 | $9,850.00 | Yes | 4.5 out of 5 stars |
| Humana Gold Plus SNP-DE H1036-331 (HMO D-SNP) | H1036-331-000 | $0.00 | $0.00 | $0.00 | Yes | 4.5 out of 5 stars |
| Humana USAA Honor Giveback (PPO) | H5525-065-000 | $0.00 | N/A | $9,850.00 | No | 4 out of 5 stars |
| Humana USAA Honor Giveback (PPO) | H5216-343-000 | $0.00 | N/A | $9,850.00 | No | 4 out of 5 stars |
| Humana USAA Honor Giveback (Regional PPO) | R0110-006-000 | $0.00 | N/A | $9,850.00 | No | 3.5 out of 5 stars |
| HumanaChoice Giveback H5216-017 (PPO) | H5216-017-000 | $0.00 | $700.00 | $9,850.00 | Yes | 4 out of 5 stars |
| HumanaChoice Giveback H5525-035 (PPO) | H5525-035-000 | $0.00 | $700.00 | $9,850.00 | Yes | 4 out of 5 stars |
| HumanaChoice H5525-070 (PPO) | H5525-070-000 | $13.30 | $700.00 | $9,850.00 | Yes | 4 out of 5 stars |
| HumanaChoice H7617-122 (PPO) | H7617-122-000 | $13.00 | $700.00 | $9,850.00 | Yes | 4.5 out of 5 stars |
| HumanaChoice R0110-004 (Regional PPO) | R0110-004-000 | $0.00 | N/A | $9,850.00 | No | 3.5 out of 5 stars |
| HumanaChoice SNP-DE H5525-036 (PPO D-SNP) | H5525-036-000 | $0.00 | $0.00 | $0.00 | Yes | 4 out of 5 stars |
| UHC Complete Care NC-28 (HMO-POS C-SNP) | H5253-189-000 | $0.00 | $595.00 | $4,450.00 | Yes | 4 out of 5 stars |
| UHC Dual Advantage NC-V1 (HMO-POS D-SNP) | H5253-116-000 | $13.30 | $700.00 | $5,900.00 | Yes | 4 out of 5 stars |
| UHC Dual Complete NC-Q1 (PPO D-SNP) | H1889-005-000 | $0.00 | $700.00 | $0.00 | Yes | 3.5 out of 5 stars |
| UHC Dual Complete NC-Q2 (HMO-POS D-SNP) | H5253-217-001 | $0.00 | $700.00 | $9,850.00 | Yes | 4 out of 5 stars |
| UHC Dual Complete NC-S2 (PPO D-SNP) | H1889-034-000 | $0.00 | $700.00 | $0.00 | Yes | 3.5 out of 5 stars |
| UHC Dual Complete NC-S3 (HMO-POS D-SNP) | H5253-216-001 | $3.80 | $700.00 | $0.00 | Yes | 4 out of 5 stars |
Fall Medicare open enrollment in Charlotte
If you live in Charlotte or Mecklenburg County and are eligible for Medicare, the fall Medicare open enrollment period is an important time. Depending on your circumstances, fall Medicare open enrollment may be the only time of year to make changes to your 2027 Medicare coverage.
The 2027 Medicare open enrollment period lasts from October 15 until December 7.
Call to speak with a licensed insurance agent to find out if you're eligible to enroll in 2027 Medicare Advantage plans in Charlotte.