Expand your Medicare coverage with a Medicare Advantage Plan. Some plans may offer prescription drug, dental and vision coverage.
4 things to know about Medicare Part B:
Medicare Part B provides medical insurance coverage. It covers many different services such as doctor visits and medical services.
Part B is optional. If you are automatically enrolled in Medicare Parts A and B, you can opt out of Medicare Part B. When you receive your Medicare card in the mail, just follow the instructions that come attached and send the card back. If you do not follow these instructions, you will be enrolled in Part B and must pay the Part B premiums.
Part B is considered medical insurance. Part B covers a wide variety of medical services, including the following:
Your Part B costs will come in the forms of premiums, deductibles, copayments, and coinsurance.
Part B comes with a monthly premium. Many people pay the standard premium amount of $134 per month in 2018.
You may pay higher or lower premiums than the standard premium based on how you pay your premium or your yearly income.
Part B also comes with a $183 annual deductible in 2018. Part B will not cover anything until you pay that amount each year that you use the coverage.
In addition to the annual deductible, you must pay for a portion of the services covered by Part B. Usually, you must pay 20% of the Medicare-approved amount for a service. Part B covers the other 80%.
So if your doctor charges Medicare $100 for a service covered by Part B, you could have to pay $20. Part B will pay for the remaining $80.
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*You must continue to pay your Medicare Part B premium.
$0 premium plans may not be available in all areas.
**Medicare.gov, "Medicare 2018 Costs at a Glance." Published 2017. https://www.medicare.gov/your-medicare-costs/costs-at-a-glance/costs-at-glance.html
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This information is not a complete description of benefits. Contact the plan for more information. Limitations, copayments and restrictions may apply. Benefits, premiums and/or member cost-share may change on January 1 of each year.
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Last Updated: 09/12/2017 Accepted