Medicare typically does cover hospital beds that are deemed medically necessary by a doctor. Medicare Part B typically covers durable medical equipment (DME) such as hospital beds.
Medicare Advantage (Part C) plans can also cover a hospital bed that is deemed medically necessary by your doctor.
Some Medicare Advantage plans may also cover things like home meal delivery and certain home modifications such as bathroom grab bars.
Join our email series to receive your free Medicare guide and the latest information about Medicare and Medicare Advantage.
By clicking "Sign me up!” you are agreeing to receive emails from MedicareAdvantage.com.
Speak with a licensed insurance agent
A hospital bed is considered durable medical equipment that your doctor can prescribe for use in your own home.
Medicare Part B medical insurance typically covers a medically-necessary hospital bed when it meets certain requirements, such as:
If the doctor that prescribes your hospital bed and the supplier that provides the bed are both enrolled in Medicare and are “participating” providers, it means they accept Medicare reimbursement as payment in full for the hospital bed.
If your hospital bed supplier doesn’t accept Medicare assignment (they aren’t a participating provider), they could potentially charge you any amount for the bed.
If Medicare covers your hospital bed (and if your provider accepts Medicare assignment), there are some out-of-pocket costs you may need to pay, which may include:
We recommend speaking with your doctor directly for specific cost and coverage information related to your hospital bed.
Medicare Advantage plans are sold by private insurance companies as an alternative to Original Medicare (Medicare Part A and Part B).
Every Medicare Advantage plan must cover everything that Part A and Part B covers. This means that if your hospital bed is covered by Original Medicare, it will also be covered by a Medicare Advantage plan.
Some Medicare Advantage plans may also offer additional benefits, such as:
Some Medicare Advantage plans may also provide coverage for bathroom grab bars, wheelchair ramps, non-emergency transportation and other services that are designed to help you age in place.
A licensed insurance agent can help you compare Medicare Advantage plans that are available in your area that provide coverage for hospital beds.
Compare Medicare Advantage plans in your areaCompare Plans
Or call TTY Users: 711 to speak with a licensed insurance agent. We accept calls 24/7!
Christian Worstell is a senior Medicare and health insurance writer with MedicareAdvantage.com. He is also a licensed health insurance agent. Christian is well-known in the insurance industry for the thousands of educational articles he’s written, helping Americans better understand their health insurance and Medicare coverage.
Christian’s work as a Medicare expert has appeared in several top-tier and trade news outlets including Forbes, MarketWatch, WebMD and Yahoo! Finance.
Christian has written hundreds of articles for MedicareAvantage.com that teach Medicare beneficiaries the best practices for navigating Medicare. His articles are read by thousands of older Americans each month. By better understanding their health care coverage, readers may hopefully learn how to limit their out-of-pocket Medicare spending and access quality medical care.
Christian’s passion for his role stems from his desire to make a difference in the senior community. He strongly believes that the more beneficiaries know about their Medicare coverage, the better their overall health and wellness is as a result.
A current resident of Raleigh, Christian is a graduate of Shippensburg University with a bachelor’s degree in journalism.
If you’re a member of the media looking to connect with Christian, please don’t hesitate to email our public relations team at Mike@tzhealthmedia.com.