Learn how 2026 Medicare changes could affect your coverage and costs. Review the informational guides and articles below.

Average cost of Medicare Part A

If you or your spouse worked and paid Medicare taxes for the equivalent of 10 years (40 quarters), you qualify for premium-free Medicare Part A.

If you paid Medicare taxes for only 30-39 quarters, your 2026 Part A premium will be $311 per month. If you paid Medicare taxes for fewer than 30 quarters, your premium will be $565 per month.

Average cost of Medicare part B

The standard monthly premium for Medicare Part B is $202.90 per month in 2026.

Some Medicare beneficiaries may pay more or less per month for their Part B coverage. The Part B premium is based on your reported income from two years ago (2024).

Average cost of Medicare Part C

In 2026, the nationwide average monthly premium for a Medicare Part C (Medicare Advantage) plan is $11.02 per month.¹

Average cost of Medicare Part C (Medicare Advantage) by state and county

Average cost of Medicare Part D

The average 2026 Part D plan premium is $34.50 per month.²

Average cost of Medicare Part D

Medicare Supplement (Medigap) Costs

The average Medicare Supplement (also called Medigap) plan premium is $160.43 per month.³ But the average cost of each type of Medigap plan can vary quite a bit from one plan type to another.

The average premium a Medicare Supplement Insurance (also called Medigap) plan can vary based on factors such as where you live, your age, your health status and more.

Average cost of Medicare Supplement Plans