2025 Medicare Costs

Learn how 2025 Medicare changes could affect your coverage and costs. Review our 2025 Medicare Costs Overview or read the informational guides and articles below.

Average cost of Medicare Part A

If you or your spouse worked and paid Medicare taxes for the equivalent of 10 years (40 quarters), you qualify for premium-free Medicare Part A.

If you paid Medicare taxes for only 30-39 quarters, your 2025 Part A premium will be $285 per month. If you paid Medicare taxes for fewer than 30 quarters, your premium will be $518 per month.

Average cost of Medicare part B

The standard monthly premium for Medicare Part B is $185 per month in 2025.

Some Medicare beneficiaries may pay more or less per month for their Part B coverage. The Part B premium is based on your reported income from two years ago (2023).

Average cost of Medicare Part C

In 2025, the nationwide average monthly premium for a Medicare Part C (Medicare Advantage) plan is $11.02 per month.¹

Average cost of Medicare Part C (Medicare Advantage) by state and county

Average cost of Medicare Part D

The average 2025 Part D plan premium is $46.50 per month.²

Average cost of Medicare Part D

Medicare Supplement (Medigap) Costs

In 2025, the average Medicare Supplement (also called Medigap) plan premium was $150.51 per month.³ But the average cost of each type of Medigap plan can vary quite a bit from one plan type to another.

The average premium a Medicare Supplement Insurance (also called Medigap) plan can vary based on factors such as where you live, your age, your health status and more.

Average cost of Medicare Supplement Plans

Medicare Cost Articles

Medicare Advantage Plans: An Alternative to Original Medicare

Medicare Advantage plans are an alternative to Original Medicare (Part A and Part B). Learn about these Medicare-approved health plans offered by private insurance companies.

IRMAA Brackets and Rules

SiteVar:PlanYear Medicare IRMAA (Income-Related Monthly Adjustment Amount) amounts are increased premiums higher income earners must pay for Medicare Part B and Part D benefits. Here’s how it...

When Does Medicare Pay First?

If you have Medicare and other insurance, your primary payer is the insurance that pays first. Learn about how Medicare works with COBRA and other insurance types.

Medicare Deductions From Social Security

Original Medicare premiums can be automatically deducted from your Social Security retirement benefits. Learn more about Social Security Medicare deductions as well as other ways you can pay your M...

17 Health Care Costs You May Be Able to Deduct From Your Taxes

You may be surprised to learn about some of the possible health care expenses that you can deduct on your taxes this spring. Learn more about how you may be able to save some money.

Medicare Copays and Other Medicare Costs

The typical Medicare copay is the 20% Medicare Part B copay, though you could pay other copay amounts depending on the Medicare-covered services you receive.

Medicare Premiums According to Your Income Level

Medicare Part B and Part D premiums can both be affected by your income level. Learn more about what you may pay for Medicare, depending on your income.

What Is the Average Cost of Medicare Supplement Insurance?

Compare the average cost of each standardized type of Medicare Supplement Insurance plan (Medigap). Find out what affects these costs and compare plans in your area.

Medicare Easy Pay: What You Need to Know

Medicare Easy Pay, a free and secure automatic payment method, helps avoid missed payments for Medicare Part A and B premiums and gives you peace of mind for seamless health care coverage.

A Closer Look at 2024 Medicare Out-Of-Pocket Costs

Medicare includes a number of out-of-pocket costs such as deductibles, coinsurance and copayment. See a full breakdown and learn ways you could save.