Thinking about switching to Medicare Advantage? If so, you may want to consider a Health Maintenance Organization (HMO) plan. These health insurance plans offer numerous benefits, making them a popular choice for seniors.
Medicare Advantage recipients have several options for the type of plan they’ll receive coverage under, including Medicare HMOs, Preferred Provider Organizations (PPOs), private fee-for-service plans (PFFS), and special needs plans.
But even with the diversity of options, 64 percent of all Medicare Advantage plans offered in 2019 will be HMO plans.1
Under most HMO plans, you can receive health care only from providers that are within the plan’s network, except in the case of an emergency.
Why choose a Medicare Advantage HMO plan over Original Medicare?
Every senior likely has his or her own reason for choosing Medicare Advantage, but for many, the reasons to choose Medicare Advantage come down to these details:
Is a Medicare HMO right for you? There’s no simple answer to this question, though a couple factors (such as cost and the size of your HMO network) can help you make an informed decision.
Speak with a licensed insurance agent at TTY Users: 711 for more information about Medicare Advantage plans available in your area.
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1 Kaiser Family Foundation. Medicare Advantage 2019 Spotlight: First Look. (Oct. 16, 2018). Retrieved from www.kff.org/medicare/issue-brief/medicare-advantage-2019-spotlight-first-look.
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Plan availability varies by region and state. For a complete list of available plans, please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov.
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