Some qualified beneficiaries may be automatically enrolled in Original Medicare (Part A and Part B).
If you need to apply for Medicare, here are some of the important documents and information you’ll need to have ready when you fill out your Medicare application.
There are three ways to apply for Medicare:
If you are applying in person for Medicare benefits, you may want to have the following documents handy when you apply.
You typically need to be at least 65 years old to receive Medicare benefits, unless you have a qualifying disability or condition. However, you may begin the enrollment process three months before turning 65, which is when your Medicare Initial Enrollment Period (IEP) typically begins.
Learn more about the Medicare Initial Enrollment Period.
You must be a U.S. citizen or a legal resident of the U.S. for at least five continuous years to be eligible for Medicare.
If you are already receiving benefits from Social Security or the Railroad Retirement Board, you may be required to supply your Social Security card when applying for Medicare.
Depending on your situation, you may be able to use Medicare in conjunction with other types of health insurance.
If you already have a health insurance policy, you may need to show documents that detail your current coverage and your insurance plan terms and conditions. Medicare can use these important documents to help determine which insurer will pay first for any health care services you receive.
You may have to show some of your tax record information, such as a W-2, when you sign up for Medicare.
The number of years that you have worked and paid Medicare taxes can determine whether you are eligible for premium-free Medicare Part A (hospital insurance).
Your reported income from two years prior can determine how much you will pay for your Medicare Part B (medical insurance) premium.
There are some specific rules concerning Medicare and veteran’s health insurance benefits, and you may have to provide records of your military service if you are receiving any such military or veteran’s benefits.
If you originally opted out of Medicare Part B and now want to sign up, you may have to fill out a Part B enrollment application.
Medicare Advantage plans (Medicare Part C) provide the same benefits as Original Medicare, and many plans may offer additional benefits that Original Medicare doesn’t cover.
If you are eligible for Original Medicare, you may also be eligible for a Medicare Advantage plan. To find out more about your eligibility and to compare plans that are available where you live, speak with a licensed insurance agent today by calling TTY Users: 711 24 hours a day, 7 days a week.