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Your Medicare Advantage plan comparison is just one step away!
On the phone
Our licensed insurance agents can help you compare plans and keep your current doctor.
Looking for Medicare Advantage plans in Mecklenburg County? Enter your ZIP below to compare affordable or $0 premium plans in your area.
Mecklenburg County, NC, is home to 48 Medicare Advantage (Medicare Part C) plans in 2023.
Learn more about Medicare Advantage in North Carolina or call to speak with a licensed insurance agent who can help you compare Mecklenburg County Medicare Advantage plans and – if you're eligible – help you enroll.
2023 Medicare Advantage plans in Charlotte and all across Mecklenburg County combine your Medicare Part A (hospital insurance) and Part B (medical insurance) coverage into one simple plan, and some plans may also offer additional benefits Part A and B don't cover.
These additional benefits may include things like prescription drug coverage, dental, hearing, vision, transportation, fitness club memberships and more. Original Medicare (Part A and Part B) doesn't cover these additional benefits.
You can get help comparing Charlotte Medicare plans by calling to speak with a licensed insurance agent, or you can start by exploring the list of 2023 Charlotte Medicare Advantage plans below.
| 2023 Medicare Advantage Plans in Mecklenburg | |
|---|---|
| Number of unique plans | 48 |
| Average monthly premium | $8.50 |
| Average (in-network) out-of-pocket maximum | $6092.55 |
| Average Medicare Star Rating* | 3.91 |
While the number of unique plans in any county can change slightly every year, the table above presents a good idea of what you can expect to see in 2023.
The average monthly premium for Medicare Advantage plans in Mecklenburg is $8.50 per month in 2023, though there may be plans available where you live that feature different premiums.
Medicare Advantage plans in Mecklenburg County have an average Medicare Star Rating of 3.91 in 2023.* Plans rated four stars or higher are considered top-rated Medicare plans.
Premiums, deductibles and other costs may vary. The numbers reported in the table above are taken from the Centers for Medicare & Medicaid Services (CMS). A licensed insurance agent will be able to help you review and compare costs for specific plans available in North Carolina or wherever you may live.
* Every year, the Centers for Medicare & Medicaid Services (CMS) evaluates plans based on a 5-star rating system.
The following table includes cost information and other plan details for Medicare Advantage plans available in Mecklenburg in 2023.
| Plan Name | Plan Code | Monthly Premium | Deductible | Out of Pocket Max | Prescription Drug Coverage | Medicare Star Rating |
|---|---|---|---|---|---|---|
| AARP Medicare Advantage Choice Flex Plan 1 (PPO) | H2228-018-000 | $36 | $0 | $3900 | Yes | 4 out of 5 stars |
| AARP Medicare Advantage Choice Flex Plan 2 (PPO) | H2228-127-000 | $0 | $0 | $4900 | Yes | 4 out of 5 stars |
| AARP Medicare Advantage Patriot (HMO-POS) | H5253-040-000 | $0 | N/A | $3600 | No | 4.5 out of 5 stars |
| AARP Medicare Advantage Plan 1 (HMO-POS) | H5253-037-000 | $27 | $0 | $3600 | Yes | 4.5 out of 5 stars |
| AARP Medicare Advantage Plan 2 (HMO-POS) | H5253-038-000 | $0 | $0 | $4500 | Yes | 4.5 out of 5 stars |
| AARP Medicare Advantage Plan 3 (HMO-POS) | H5253-117-000 | $0 | $0 | $3600 | Yes | 4.5 out of 5 stars |
| AARP Medicare Advantage Rebate (HMO-POS) | H5253-110-000 | $0 | $435 | $6700 | Yes | 4.5 out of 5 stars |
| Aetna Medicare Assure Plan (HMO D-SNP) | H3146-008-000 | $0 | $0 | $8300 | Yes | 4 out of 5 stars |
| Aetna Medicare Eagle Plan (PPO) | H5521-241-000 | $0 | N/A | $6500 | No | 3.5 out of 5 stars |
| Aetna Medicare Essential Plan (PPO) | H5521-354-000 | $0 | $200 | $7500 | Yes | 3.5 out of 5 stars |
| Aetna Medicare Premier Plan (PPO) | H5521-081-000 | $0 | $150 | $5900 | Yes | 3.5 out of 5 stars |
| Aetna Medicare Value Plan (HMO-POS) | H3146-001-000 | $0 | $0 | $5500 | Yes | 4 out of 5 stars |
| Aetna Medicare Value Plus Plan (HMO) | H3146-006-000 | $7 | $95 | $5500 | Yes | 4 out of 5 stars |
| Blue Medicare Choice (HMO) | H3449-026-000 | $0 | $0 | $3200 | Yes | 4.5 out of 5 stars |
| Blue Medicare Essential (HMO) | H3449-027-001 | $0 | $375 | $7500 | Yes | 4.5 out of 5 stars |
| Blue Medicare Essential Plus (HMO-POS) | H3449-023-001 | $0 | $150 | $3950 | Yes | 4.5 out of 5 stars |
| Blue Medicare Freedom+ (PPO) | H3404-004-000 | $0 | N/A | $8300 | No | 4.5 out of 5 stars |
| Blue Medicare Medical Only (HMO-POS) | H3449-012-000 | $0 | N/A | $3900 | No | 4.5 out of 5 stars |
| Blue Medicare PPO Enhanced (PPO) | H3404-003-001 | $29 | $0 | $5650 | Yes | 4.5 out of 5 stars |
| Cigna Courage Medicare (HMO) | H9725-005-000 | $0 | N/A | $3600 | No | 4 out of 5 stars |
| Cigna Preferred Medicare (HMO) | H9725-009-001 | $0 | $0 | $3900 | Yes | 4 out of 5 stars |
| Cigna Preferred Plus Medicare (HMO) | H9725-006-000 | $27 | $0 | $3900 | Yes | 4 out of 5 stars |
| Cigna Preferred Savings Medicare (HMO) | H9725-012-000 | $0 | $280 | $7200 | Yes | 4 out of 5 stars |
| Cigna Preferred Select Medicare (HMO) | H9725-014-000 | $0 | $195 | $3950 | Yes | 4 out of 5 stars |
| Cigna TotalCare (HMO D-SNP) | H9725-003-000 | $0 | $0 | $7550 | Yes | 4 out of 5 stars |
| Cigna TotalCare Plus (HMO D-SNP) | H9725-013-000 | $0 | $0 | $7550 | Yes | 4 out of 5 stars |
| Cigna True Choice Medicare (PPO) | H7849-019-000 | $0 | $0 | $5450 | Yes | 3 out of 5 stars |
| Healthy Blue + Medicare (HMO D-SNP) | H9147-001-000 | $0 | $0 | $8300 | Yes | Not enough data available |
| Humana Gold Choice H8145-004 (PFFS) | H8145-004-000 | $68 | $160 | N/A | Yes | 4 out of 5 stars |
| Humana Gold Plus H1036-137 (HMO-POS) | H1036-137-000 | $0 | $0 | $4400 | Yes | 4.5 out of 5 stars |
| Humana Gold Plus SNP-DE H1036-167 (HMO-POS D-SNP) | H1036-167-000 | $0 | $0 | $8300 | Yes | 4.5 out of 5 stars |
| Humana Honor (Regional PPO) | R1390-003-000 | $0 | N/A | $7550 | No | 3.5 out of 5 stars |
| HumanaChoice H5216-017 (PPO) | H5216-017-000 | $0 | $265 | $8300 | Yes | 4.5 out of 5 stars |
| HumanaChoice H5216-211 (PPO) | H5216-211-000 | $47 | $160 | $6700 | Yes | 4.5 out of 5 stars |
| HumanaChoice H5216-343 (PPO) | H5216-343-000 | $0 | N/A | $5900 | No | 4.5 out of 5 stars |
| HumanaChoice R1390-001 (Regional PPO) | R1390-001-000 | $0 | N/A | $6950 | No | 3.5 out of 5 stars |
| HumanaChoice R1390-002 (Regional PPO) | R1390-002-000 | $98 | $480 | $7550 | Yes | 3.5 out of 5 stars |
| UnitedHealthcare Dual Complete (HMO-POS D-SNP) | H5253-041-000 | $0 | $0 | $8300 | Yes | 4.5 out of 5 stars |
| UnitedHealthcare Dual Complete Choice (PPO D-SNP) | H1889-005-000 | $0 | $0 | $8300 | Yes | 4 out of 5 stars |
| UnitedHealthcare Dual Complete Select (HMO-POS D-SNP) | H5253-116-000 | $0 | $0 | $3600 | Yes | 4.5 out of 5 stars |
| Wellcare Assist Open (PPO) | H7175-003-000 | $14 | $505 | $8300 | Yes | 2.5 out of 5 stars |
| Wellcare Dual Access (HMO D-SNP) | H4073-002-000 | $0 | $0 | $8300 | Yes | Plan too new to be measured |
| Wellcare Dual Liberty Open (PPO D-SNP) | H7175-002-000 | $0 | $0 | $8300 | Yes | 2.5 out of 5 stars |
| Wellcare Giveback Open (PPO) | H7175-004-000 | $0 | $250 | $8300 | Yes | 2.5 out of 5 stars |
| Wellcare No Premium (HMO) | H4073-001-000 | $0 | $150 | $4500 | Yes | Plan too new to be measured |
| Wellcare No Premium Open (PPO) | H7175-001-000 | $0 | $150 | $5900 | Yes | 2.5 out of 5 stars |
| Wellcare Patriot No Premium Open (PPO) | H7175-005-000 | $0 | N/A | $6500 | No | 2.5 out of 5 stars |
| Wellcare Premium Enhanced Open (PPO) | H7175-006-000 | $55 | $100 | $6500 | Yes | 2.5 out of 5 stars |
If you live in Charlotte or Mecklenburg County and are eligible for Medicare, the fall 2022 Medicare open enrollment period is an important time. Depending on your circumstances, fall Medicare open enrollment may be the only time of year to make changes to your 2023 Medicare coverage.
The 2022 Medicare open enrollment period starts on October 15 and lasts until December 7.
Call to speak with a licensed insurance agent to find out if you're eligible to enroll in 2023 Medicare Advantage plans in Charlotte.
Compare your Medigap plan options by visiting MedicareSupplement.com
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