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Medicare Advantage Plans in Saint Louis County, MO
Looking for Medicare Advantage plans in Saint Louis County? Enter your ZIP below to compare affordable monthly premium plans in your area.
Saint Louis County, MO, is home to 55 Medicare Advantage (Medicare Part C) plans in 2025.
Learn more about Medicare Advantage in Missouri or call to speak with a licensed insurance agent who can help you compare Saint Louis County Medicare Advantage plans and – if you're eligible – help you enroll.
We offer plans from Humana, UnitedHealthcare®, Anthem Blue Cross and Blue Shield*, Aetna, Cigna Healthcare, Wellcare, or Kaiser Permanente.
Enrollment may be limited to certain times of the year. See why you may be able to enroll.
2025 Medicare Advantage plans in Saint Louis County
| 2025 Medicare Advantage Plans in Saint Louis | |
|---|---|
| Number of unique plans | 55 |
| Average monthly premium | $9.59 |
| Average (in-network) out-of-pocket maximum | $5,544.53 |
| Average Medicare Star Rating* | 3.35 |
While the number of unique plans in any county can change slightly every year, the table above presents a good idea of what you can expect to see in 2025.
The average monthly premium for Medicare Advantage plans in Saint Louis is $9.59 per month in 2025, though there may be plans available where you live that feature different premiums.
Medicare Advantage plans in Saint Louis County have an average Medicare Star Rating of 3.35 in 2025.* Plans rated four stars or higher are considered top-rated Medicare plans.
Premiums, deductibles and other costs may vary. The numbers reported in the table above are taken from the Centers for Medicare & Medicaid Services (CMS). A licensed insurance agent will be able to help you review and compare costs for specific plans available in Missouri or wherever you may live.
* Every year, the Centers for Medicare & Medicaid Services (CMS) evaluates plans based on a 5-star rating system.
List of Medicare Advantage plans in Saint Louis County
The following table includes cost information and other plan details for Medicare Advantage plans available in Saint Louis in 2025.
| Plan Name | Plan Code | Monthly Premium | Deductible | Out of Pocket Max | Prescription Drug Coverage | Medicare Star Rating |
|---|---|---|---|---|---|---|
| AARP Medicare Advantage CareFlex from UHC ST-6 (HMO-POS) | H2802-073-000 | $0.00 | $495.00 | $6,700.00 | Yes | 4 out of 5 stars |
| AARP Medicare Advantage Essentials from UHC ST-3 (HMO-POS) | H2802-028-000 | $0.00 | $340.00 | $2,800.00 | Yes | 4 out of 5 stars |
| AARP Medicare Advantage Extras from UHC ST-4 (HMO-POS) | H2802-052-000 | $0.00 | $420.00 | $3,300.00 | Yes | 4 out of 5 stars |
| AARP Medicare Advantage from UHC ST-0001 (PPO) | H2406-043-000 | $44.00 | $420.00 | $3,800.00 | Yes | 4 out of 5 stars |
| AARP Medicare Advantage from UHC ST-2 (PPO) | H2406-069-000 | $0.00 | $420.00 | $4,100.00 | Yes | 4 out of 5 stars |
| AARP Medicare Advantage Patriot No Rx MO-MA01 (HMO-POS) | H2802-050-000 | $0.00 | N/A | $3,700.00 | No | 4 out of 5 stars |
| Aetna Medicare Assure (HMO D-SNP) | H5325-005-000 | $0.00 | $0.00 | $9,350.00 | Yes | 4.5 out of 5 stars |
| Aetna Medicare Choice (HMO-POS) | H2663-002-000 | $28.00 | $590.00 | $4,900.00 | Yes | 4.5 out of 5 stars |
| Aetna Medicare Choice Plus (HMO-POS) | H2663-006-000 | $19.00 | $590.00 | $5,900.00 | Yes | 4.5 out of 5 stars |
| Aetna Medicare Discover Value Plus (HMO-POS) | H2663-057-000 | $32.80 | $590.00 | $3,300.00 | Yes | 4.5 out of 5 stars |
| Aetna Medicare Eagle (HMO-POS) | H2663-069-000 | $0.00 | N/A | $4,900.00 | No | 4.5 out of 5 stars |
| Aetna Medicare Elite (PPO) | H1608-050-000 | $0.00 | $590.00 | $4,500.00 | Yes | 4 out of 5 stars |
| Aetna Medicare Gold Advantage (HMO-POS) | H2663-005-000 | $0.00 | $0.00 | $2,500.00 | Yes | 4.5 out of 5 stars |
| Aetna Medicare Premier (PPO) | H1608-013-000 | $40.00 | $590.00 | $7,500.00 | Yes | 4 out of 5 stars |
| Aetna Medicare SmartFit (PPO) | H1608-067-000 | $0.00 | $590.00 | $3,900.00 | Yes | 4 out of 5 stars |
| Anthem Dual Advantage (HMO D-SNP) | H3447-047-000 | $13.10 | $0.00 | $2,900.00 | Yes | 3.5 out of 5 stars |
| Anthem Full Dual Advantage (HMO D-SNP) | H3447-018-000 | $0.00 | $0.00 | $9,350.00 | Yes | 3.5 out of 5 stars |
| Anthem Full Dual Advantage 2 (HMO D-SNP) | H3447-053-000 | $0.00 | $0.00 | $9,350.00 | Yes | 3.5 out of 5 stars |
| Anthem Medicare Advantage (HMO-POS) | H3447-038-002 | $0.00 | $0.00 | $2,800.00 | Yes | 3.5 out of 5 stars |
| Anthem Veteran (PPO) | H4909-021-000 | $0.00 | N/A | $6,751.00 | No | 3 out of 5 stars |
| Cigna Preferred Medicare (HMO) | H7389-003-000 | $0.00 | $0.00 | $2,300.00 | Yes | 2.5 out of 5 stars |
| Cigna TotalCare (HMO D-SNP) | H7389-009-000 | $0.00 | $0.00 | $9,350.00 | Yes | 2.5 out of 5 stars |
| Cigna TotalCare Plus (HMO D-SNP) | H7389-010-000 | $0.00 | $0.00 | $9,350.00 | Yes | 2.5 out of 5 stars |
| Cigna True Choice Courage Medicare (PPO) | H7849-074-000 | $0.00 | N/A | $4,100.00 | No | 3 out of 5 stars |
| Cigna True Choice Savings Medicare (PPO) | H7849-077-000 | $0.00 | $0.00 | $6,000.00 | Yes | 3 out of 5 stars |
| Devoted CORE Missouri (HMO) | H2041-001-000 | $0.00 | $590.00 | $3,600.00 | Yes | Plan too new to be measured |
| Devoted DUAL Missouri (HMO D-SNP) | H2041-008-000 | $0.00 | $0.00 | $3,900.00 | Yes | Plan too new to be measured |
| Devoted DUAL PLUS Missouri (HMO D-SNP) | H2041-007-000 | $0.00 | $0.00 | $9,350.00 | Yes | Plan too new to be measured |
| Devoted GIVEBACK Missouri (HMO) | H2041-002-000 | $0.00 | $590.00 | $7,000.00 | Yes | Plan too new to be measured |
| Humana Dual Select H0028-068 (HMO-POS D-SNP) | H0028-068-000 | $0.00 | $0.00 | $5,700.00 | Yes | 3.5 out of 5 stars |
| Humana Full Access H5216-407 (PPO) | H5216-407-000 | $0.00 | $250.00 | $5,000.00 | Yes | 3.5 out of 5 stars |
| Humana Gold Choice H8145-006 (PFFS) | H8145-006-000 | $38.00 | $590.00 | N/A | Yes | 4 out of 5 stars |
| Humana Gold Choice H8145-126 (PFFS) | H8145-126-000 | $0.00 | N/A | N/A | No | 4 out of 5 stars |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | H0028-051-000 | $0.00 | $250.00 | $3,500.00 | Yes | 3.5 out of 5 stars |
| Humana Gold Plus Giveback H0028-065 (HMO) | H0028-065-000 | $0.00 | $250.00 | $4,150.00 | Yes | 3.5 out of 5 stars |
| Humana Gold Plus H0028-014 (HMO) | H0028-014-000 | $0.00 | $250.00 | $2,700.00 | Yes | 3.5 out of 5 stars |
| Humana Gold Plus SNP-DE H0028-015 (HMO-POS D-SNP) | H0028-015-000 | $0.00 | $0.00 | $9,350.00 | Yes | 3.5 out of 5 stars |
| Humana USAA Honor Giveback (PPO) | H5216-329-000 | $0.00 | N/A | $6,700.00 | No | 3.5 out of 5 stars |
| Humana USAA Honor Giveback (PPO) | H5216-140-000 | $0.00 | N/A | $4,500.00 | No | 3.5 out of 5 stars |
| Humana USAA Honor Giveback (Regional PPO) | R1532-001-000 | $0.00 | N/A | $5,000.00 | No | 3.5 out of 5 stars |
| HumanaChoice H5216-032 (PPO) | H5216-032-000 | $64.00 | $590.00 | $9,350.00 | Yes | 3.5 out of 5 stars |
| HumanaChoice H5216-318 (PPO) | H5216-318-001 | $0.00 | $0.00 | $3,700.00 | Yes | 3.5 out of 5 stars |
| HumanaChoice R1532-002 (Regional PPO) | R1532-002-000 | $91.00 | $590.00 | $7,200.00 | Yes | 3.5 out of 5 stars |
| UHC Complete Care AM-1 (Regional PPO C-SNP) | R3444-009-000 | $43.00 | $420.00 | $6,700.00 | Yes | 3 out of 5 stars |
| UHC Complete Care MO-1 (PPO C-SNP) | H2001-055-000 | $0.00 | $340.00 | $4,400.00 | Yes | 4 out of 5 stars |
| UHC Complete Care Support AM-1A (Regional PPO C-SNP) | R3444-008-000 | $25.60 | $590.00 | $9,350.00 | Yes | 3 out of 5 stars |
| UHC Dual Complete MO-S001 (HMO-POS D-SNP) | H0169-002-000 | $0.00 | $0.00 | $9,350.00 | Yes | 4 out of 5 stars |
| UHC Dual Complete MO-S002 (PPO D-SNP) | H2001-040-000 | $0.00 | $0.00 | $9,350.00 | Yes | 4 out of 5 stars |
| UHC Dual Complete MO-S3 (HMO-POS D-SNP) | H0169-009-000 | $0.00 | $0.00 | $9,350.00 | Yes | 4 out of 5 stars |
| UHC Dual Complete MO-V001 (HMO-POS D-SNP) | H0169-008-000 | $0.00 | $0.00 | $2,800.00 | Yes | 4 out of 5 stars |
| UHC Medicare Advantage AM-0002 (Regional PPO) | R3444-012-000 | $89.00 | $495.00 | $8,700.00 | Yes | 3 out of 5 stars |
| Wellcare Dual Access (HMO-POS D-SNP) | H1664-005-000 | $0.00 | $0.00 | $9,350.00 | Yes | 3 out of 5 stars |
| Wellcare Dual Reserve (HMO-POS D-SNP) | H1664-012-000 | $0.00 | $0.00 | $3,100.00 | Yes | 3 out of 5 stars |
| Wellcare Giveback (HMO-POS) | H1664-006-000 | $0.00 | $420.00 | $5,000.00 | Yes | 3 out of 5 stars |
| Wellcare Simple (HMO-POS) | H1664-001-000 | $0.00 | $420.00 | $3,400.00 | Yes | 3 out of 5 stars |
List of prescription drug plans in Saint Louis County
The following table includes cost information and other plan details for prescription drug plans available in Saint Louis in 2025.
| Plan Name | Plan Code | Monthly Premium | Deductible | Preferred Pharmacies | Accepts Mail Order | Medicare Star Rating |
|---|---|---|---|---|---|---|
| AARP Medicare Rx Preferred from UHC (PDP) | S5921-399-000 | $91.30 | $0.00 | Yes | Yes | 2.5 out of 5 stars |
| AARP Medicare Rx Saver from UHC (PDP) | S5921-363-000 | $54.80 | $590.00 | Yes | Yes | 2.5 out of 5 stars |
| Blue MedicareRx Plus (PDP) | S5596-044-000 | $76.10 | $590.00 | Yes | Yes | 3.5 out of 5 stars |
| Blue MedicareRx Value (PDP) | S5596-043-000 | $91.40 | $590.00 | Yes | Yes | 3.5 out of 5 stars |
| Cigna Healthcare Assurance Rx (PDP) | S5617-088-000 | $91.50 | $590.00 | Yes | Yes | 2.5 out of 5 stars |
| Cigna Healthcare Extra Rx (PDP) | S5617-263-000 | $127.00 | $175.00 | Yes | Yes | 2.5 out of 5 stars |
| Cigna Healthcare Saver Rx (PDP) | S5617-368-000 | $20.70 | $590.00 | Yes | Yes | 2.5 out of 5 stars |
| Humana Basic Rx Plan (PDP) | S5884-140-000 | $69.80 | $590.00 | Yes | Yes | Plan too new to be measured |
| Humana Premier Rx Plan (PDP) | S5884-164-000 | $142.20 | $0.00 | Yes | Yes | 3.5 out of 5 stars |
| Humana Value Rx Plan (PDP) | S5884-197-000 | $37.30 | $573.00 | Yes | Yes | 3.5 out of 5 stars |
| SilverScript Choice (PDP) | S5601-036-000 | $44.90 | $590.00 | No | Yes | 2.5 out of 5 stars |
| SilverScript Choice (PDP) | S5601-036-000 | $44.90 | $590.00 | No | Yes | 2.5 out of 5 stars |
| SilverScript Choice (PDP) | S5601-036-000 | $44.90 | $590.00 | No | Yes | 2.5 out of 5 stars |