Aetna Medicare SmartFit (PPO) is a PPO Medicare Advantage (Medicare Part C) plan offered by Aetna Inc.
Plan ID: H1608-067-000
Illinois and Missouri Medicare beneficiaries may want to consider reviewing their Medicare Advantage (Medicare Part C) plan options. A Medicare Advantage plan combines your Original Medicare (Part A and Part B) benefits into a single plan.
Most Medicare Advantage plans cover prescription drugs, and many plans may offer other extra benefits Original Medicare doesn’t cover.
Learn more about Illinois and Missouri Medicare Advantage plans like the one below and find a plan that offers the benefits you want at an affordable price.
|Monthly plan premium||$0.00|
|Initial drug coverage limit||$0.00|
|Catastrophic drug coverage limit||$8,000.00|
|Primary care doctor visit||$0 in-network | 45% out-of-network|
|Specialty doctor visit||$30 in-network | 45% out-of-network|
|Inpatient hospital care||$325 per day, days 1-6; $0 per day, days 7-90 in-network | 45% per stay out-of-network|
Copayment for Urgent Care $30.00
Copayment for Worldwide Urgent Coverage $120.00
|Emergency room visit||$120 If you are admitted to the hospital within 24 hours your cost share may be waived, for more information see the Evidence of Coverage|
|Ambulance transportation||$300 in-network | $300 out-of-network|
Aetna Medicare SmartFit (PPO) covers a range of additional benefits. Learn more about Aetna Medicare SmartFit (PPO) benefits, some of which may not be covered by Original Medicare (Part A and Part B).
Copayment for Medicare-covered Chiropractic Services $20.00
Prior Authorization Required for Chiropractic Services
|Diabetes supplies, training, nutrition therapy and monitoring||0% - 20% Higher cost-share applies to non-OneTouch/LifeScan diabetic supplies.|
|Durable medical equipment (DME)||0% - 20% for each Medicare-covered durable medical equipment item | 0% for continuous glucose meters | 20% for all other Medicare-covered DME items | 25% out-of-network|
|Diagnostic tests, lab and radiology services, and X-rays||Lab Services: Lab Services: $0 in-network| 45% out-of-network, for more information see Evidence of Coverage|
Diagnostic Procedures: Diagnostic Procedures/Tests: $30 in-network| 45% out-of-network, for more information see Evidence of Coverage
Imaging: Xray: $0 in-network | CT Scans: $110 in-network | Diagnostic Radiology other than CT Scans: $110 in-network | Diagnostic Radiology Mammogram: $0 in-network | 45% out-of-network, for more information see Evidence of Coverage
|Home health care||$0 in-network | 45% out-of-network|
|Mental health inpatient care|
Coinsurance for Psychiatric Hospital Services per Stay 45%
|Mental health outpatient care||Mental Health - Group Sessions: $10 in-network| Mental Health - Individual Sessions: $25 in-network| 45% out-of-network, for more information see Evidence of Coverage |Psychiatric Services - Group Sessions: $10 in-network| Psychiatric Services - Individual Sessions: $25 in-network| 45% out-of-network, for more information see Evidence of Coverage|
|Outpatient services/surgery||Ambulatory Surgical Center: $0 in network for preventive and diagnostic colonoscopy | $250 All other in network ASC services | 45% out-of-network, for more information see Evidence of Coverage|
|Outpatient substance abuse care|
Outpatient Substance Abuse Services:
Coinsurance for Medicare Covered Individual or Group Sessions 45%
|Over-the-counter items||In Network: |Over-the-counter (OTC) items:|$75 quarterly amount (allowance) to purchase approved OTC health and wellness products like first aid supplies, cold and allergy medicine, pain relievers and more. Approved items can be purchased online, in store, or by phone. |Be sure to use the full benefit amount quarterly, because any unused amount will not rollover.|Nicotine Replacement Therapy(NRT) offered as a Part C OTC benefit.|Medium over-the-counter (OTC) kit of preselected OTC items mailed once a year, for more information see Evidence of Coverage|
Copayment for Medicare-Covered Podiatry Services $30.00
Copayment for Routine Foot Care $30.00
|Skilled Nursing Facility (SNF) care||$10 per day, days 1-20; $203 per day, days 21-100 in-network| 45% per stay out-of-network, for more information see Evidence of Coverage|
The following dental services are covered, though there may be provider network restrictions. See the plan Evidence of Coverage.
|Dental care||In Network Dental Coverage|For covered services: ADA recognized dental services are covered excluding only cosmetic services, those considered medical in nature, and administrative changes. You will be reimbursed for covered services up to the benefit amount.|Preventive dental services: |Oral exams: $0 copay |Bitewing x-rays: $0 copay |Cleanings: $0 copay |Fluoride treatment: $0 copay |Comprehensive dental services:|Non-routine services: $0 copay |Diagnostic services: $0 copay |Restorative services: $0 copay |Endodontics: $0 copay|Periodontics: $0 copay|Extractions: $0 copay|Prosthodontics and maxillofacial services: $0 copay|Out of Network Dental Coverage|This benefit doesn’t use a dental network, so you can see any dental provider licensed in the US or US territories. You will be reimbursed for covered services up to the benefit amount.|Preventive Dental services:|$0 copay Comprehensive Dental services:|$0 copay |$1,500 maximum benefit for preventive and comprehensive dental services combined - see Evidence of Coverage.|
The following hearing services are covered, though there may be provider network restrictions. See the plan Evidence of Coverage.
|Hearing benefits||In-Network:|Hearing Exams:|Copayment for Medicare Covered Benefits $30|Copayment for Routine hearing Exams $0|(Maximum one exam every year)|Copayment for Fitting/Evaluation for Hearing Aid $0|(Maximum one hearing aid fitting/evaluation every year)|Hearing Aids:|Copayment for Hearing Aids $0|(Maximum two hearing aids every year) |Out-of-Network:|Coinsurance for Medicare Covered Hearing Exams 45%|Coinsurance for Non-Medicare Covered Hearing Exams 45% |Member must purchase hearing aids through NationsHearing|$2,000 per ear every year, for more information see the Evidence of Coverage|
The following services are covered, though there may be provider network restrictions. See the plan Evidence of Coverage.
|Preventive services and health/wellness education programs||$0 copay for all preventive services covered under Original Medicare at zero cost sharing|
When reviewing Illinois and Missouri Medicare plans, be sure to find out if your doctors are part of the plan network. If a Medicare Advantage plan covers prescription drugs, make sure the plan formulary (list of drugs covered by the plan) includes your drugs.
You may be able to find plans in your part of Illinois and Missouri that offer similar benefits at similar or lower prices than the plan above. Call 1-877-890-1409 TTY 711, 24/7 to speak with a licensed insurance agent who can help you compare plans.
|Links to plan documents|
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