The Benefit of Enrolling in a Medicare Advantage Plan With a Large Provider Network

Do you want to keep your current doctor who accepts Medicare?

Most people probably do.

That’s why having a Medicare Advantage plan with a large and flexible network can be so valuable.

Certain Medicare Advantage plans have a large network of providers and facilities so you can visit the doctors you know and trust — as long as they accept your plan’s terms.

Dual eligible Special Needs Plans with large networks

One type of Medicare Advantage plan is a dual eligible Special Needs Plan (SNP).

That’s a long name, but it basically means that it’s a plan specifically for people who qualify for both Medicare and Medicaid.

If you have Medicaid and are enrolled in Medicare Parts A and B, you may qualify for this type of plan.

A dual eligible plan works alongside your state-provided Medicaid coverage and may offer additional benefits and services.

Plans offer the same benefits as Medicare Parts A and B and always include prescription drug coverage.

Certain SNP plans may also include other benefits. Some benefits that may be offered by an SNP could include:

• Wellness programs
• Dental coverage with dentures
• Vision coverage
• Hearing coverage with hearing aids
• Transportation services
• Meal delivery
• Free wearable medical alert system
• Care coordinators
• Specialized drug lists
• Allowances for over-the-counter health products

Keep in mind, SNP benefits can vary by plan. Some plans may not offer all of the benefits you want, and plans that do may not be available in your area. A licensed insurance agent can help you determine your eligibility and if an SNP plan is available where you live.

Certain dual eligible plans may offer a large network of medical providers, doctors and facilities that you can use.

Better yet, these plans are usually pretty affordable. You may even find a $0 premium plan in your local area.

If you want to keep your current doctor or medical office, you should ask about this when you enroll in a particular plan. A licensed insurance agent should be able to review the plan’s network rules with you.

Finding a plan

Your Medicare SNP plan selection will vary depending on your location and your eligibility.

You may qualify for a specific SNP if you meet the following 3 requirements:

1. You have Medicare Part A and Part B.
2. You live in a service area of a specific SNP plan.
3. You meet the requirements of a specific SNP plan.

Certain areas may have several plan options so you can find the plan that fits your coverage needs and your network preferences. Some areas may not have any SNP plans available.

A licensed insurance agent can review your eligibility and determine if plans are available in your area.

Or call 1-800-557-6059 1-800-557-6059 TTY Users: 711 24/7 to speak with a licensed insurance agent.