Medicare Advantage plans (Part C) cover palliative care if it is medically necessary. Palliative care is medical care focused on pain management/relief and improving quality of life for those who are ill.
Many Medicare Advantage plans also cover home health care items and services, such as bathroom grab bars and home meal delivery, both of which are not covered by Medicare Part A and Part B.
Hospice care and palliative care are often confused and used interchangeably. However, they are different:
Original Medicare (Medicare Part A and Part B) and Medicare Advantage plans (Medicare Part C) may cover palliative care if a doctor says it is medically necessary, even if it is not part of hospice care.
Patients suffering from chronic diseases may be candidates for palliative care. These chronic diseases can include (but aren't limited to):
Always check with your doctor and Medicare provider to see if the palliative care you are considering is covered.
Medicare Advantage plans are privately sold alternatives to Original Medicare. By law, they must cover the same benefits as Original Medicare.
If you receive hospice care, you will still receive it from Medicare Part A.
Learn more about the other additional benefits that may be covered by Medicare Advantage plans where you live.
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Or call 1-800-557-6059 (TTY: 711) 24/7 to speak with a licensed insurance agent.
1 National Institute on Aging. What Are Palliative Care and Hospice Care? (May 17, 2017). Retrieved from https://www.nia.nih.gov/health/what-are-palliative-care-and-hospice-care.