Medicare and Hearing Aids Coverage

Does Medicare cover hearing aids?

No, Original Medicare (Part A and Part B) does not cover hearing aids. However, some Medicare Advantage plans (Medicare Part C) may cover hearing aids and other routine hearing care.

Most Part C plans also offer other benefits that are not covered by Original Medicare, such as prescription drug coverage.

A husband wearing hearing aids looks at his wife

Some Medicare Advantage plans may cover hearing aids

Medicare Advantage plans are sold by private insurance companies and offer the same benefits covered by Medicare Part A and Part B under one plan.

Medicare Part B may cover diagnostic hearing exams if they are considered medically necessary by your primary care physician.

Some Medicare Advantage plans may offer additional benefits, such as coverage for hearing. These hearing benefits could potentially include, but aren’t limited to: 

  • Routine hearing exams
  • Hearing aids
  • Hearing aid maintenance
  • Prescription drugs related to hearing

If you need coverage for hearing exams or hearing aids, you can consider enrolling in a Medicare Advantage plan that offers hearing coverage. Not all plans are available in all locations.

Some Medicare Advantage plans require a monthly premium, while and some plans may be available in your area that offer $0 premiums.

Deductibles, cost-sharing and the amount of hearing coverage offered will vary by plan. 

Medicare Advantage plans come in a variety of types, such as Health Maintenance Organization (HMO) plans and Preferred Provider Organization (PPO) plans.

The network of participating hearing doctors and pharmacies can also differ by plan and location. 

Woman getting a hearing aid from her doctor

How much do hearing aids cost with Medicare?

Medicare Advantage plans that provide hearing aid benefits can differ in costs from one plan to the next.

According to Consumer Affairs in 2020, the cost of hearing aids can range from $1,000 to $4,000 per ear, with premium hearing aids costing as much as $6,000 per ear. 

How much you pay for hearing aids may depend on the type of hearing aids you buy and your Medicare Advantage plan's hearing aid coverage.

You can learn more about hearing aids by reviewing this guide to the Best Hearing Aids, from The SeniorList.

Do any Medicare supplement plans cover hearing aids?

Medicare Supplement Insurance plans, also called Medigap, do not provide coverage for hearing aids. In fact, these plans don’t provide coverage for any health care services or items at all. 

Instead, Medigap plans provide coverage for out-of-pocket costs associated with Original Medicare, such as Part A and Part B deductibles, coinsurance and copayments.

Learn more about Medicare Supplement Insurance plans. 

Does Medicare pay for hearing aids in 2021?

While Original Medicare doesn't cover hearing aids in 2021, some Medicare Advantage plan carriers offer plans that provide coverage for hearing aids.

Some popular Medicare Advantage plan companies include:

Additional resources for help with hearing aids

If you have Medicare and need help paying for a hearing aid, there are some programs that might be able to offer some assistance.

  • Foundation for Sight and Sound provides hearing aids to individuals with limited financial resources. Visit their website for more information about the program.
  • If you’re a veteran, you may be eligible for financial help for your hearing aids through the U.S. Department of Veterans Affairs.
  • Some local organizations such as the Lions Club International may also be able to help people with hearing problems. Reach out to your local branch to find out if you qualify for assistance.

  • Medicaid may cover hearing aids in the following states:1
    • AK, CA, CT, D.C., FL, GA, HI, IN, KS, KY, ME, MD, MA, MT, NE, NH, NJ, NM, ND, OH, OR, RI, SD, TX, VT, WI, WY

Does Medicare cover cochlear implants?

Cochlear implants are permanent electronic devices that help those with severe hearing loss.

Unlike hearing aids which amplify sound, cochlear implants help provide sound signals to the brain by replacing the function of the damaged inner ear. Cochlear implants are surgically placed behind the ear. 

Medicare Part B sometimes covers cochlear implants if they are considered medically necessary by a doctor and if you meet certain qualifications.

How important is getting hearing coverage?

Hearing loss is one of the most common health conditions affecting older adults.

In fact, it’s estimated that as many as one out of every three people ages 65 to 74 has some form of hearing loss, and that number goes up to nearly 50 percent of people above the age of 75.2

Hearing loss can greatly affect the quality of life for an older adult.

Hearing loss has been linked to stress, depression, loneliness and low self-esteem due to the difficulty of communicating and the embarrassment, insecurity and isolation that can result. 

Hearing loss can also cause relationships with spouses, children, grandchildren and friends to suffer.  

Find a Medicare Advantage plan that may cover hearing aids

Some Medicare Advantage plans that offer coverage for hearing aids may be available in your area.

Other additional benefits that some Medicare Advantage plans may offer include coverage for prescription drugs, routine dental vision care and gym memberships

Some Medicare Advantage plans may offer additional benefits such as:

  • Wheelchair ramps, bathroom grab bars, handrails and other items designed for aging in place
  • Non-emergency medical transportation
  • Home health aides
  • Air conditioners for people with asthma
  • Home meal delivery services following surgery

To find out more about your options and to compare plans that are available where you live, call to speak with licensed insurance today.

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1 Kaiser Family Foundation. Medicaid Benefits: Hearing Aids and Other Hearing Devices. Retrieved Dec. 2020 from

2 National Institute on Deafness and Other Communication Disorders. Hearing Loss and Older Adults. Retrieved Dec. 2020, from