Original Medicare (Part A and Part B) does not cover hearing aids or routine hearing exams. However, Medicare Part B may cover diagnostic hearing exams if they are considered medically necessary by your primary care physician.1
Many Medicare Advantage plans (Medicare Part C) cover hearing aids and other routine hearing care. Most plans also offer other benefits that are not covered by Original Medicare, such as prescription drug coverage.
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Medicare Advantage plans are sold by private insurance companies and offer the same benefits covered by Medicare Part A and Part B under one plan.
Some Medicare Advantage plans may offer additional benefits, such as coverage for hearing. These hearing benefits could potentially include, but aren’t limited to:
If you need coverage for hearing exams or hearing aids, you can consider enrolling in a Medicare Advantage plan that includes coverage for these types of services. Not all plans are available in all locations.
If you have Medicare and need help paying for a hearing aid, there are some programs that might be able to offer some assistance.
Cochlear implants are permanent electronic devices that help those with severe hearing loss.
Unlike hearing aids which amplify sound, cochlear implants help provide sound signals to the brain by replacing the function of the damaged inner ear. Cochlear implants are surgically placed behind the ear.
Medicare Part B sometimes covers cochlear implants if they are considered medically necessary by a doctor and if you meet certain qualifications.2
Some Medicare Advantage plans that offer coverage for hearing aids may be available in your area. To find out more about your options and to compare plans that are available where you live, call a licensed insurance agent atTTY Users: 711 24 hours a day, 7 days a week.
1 Medicare.gov. Your Medicare Coverage. Retrieved from www.medicare.gov/coverage/hearing-and-balance-exam-and-hearing-aids.html.
2 Medicare.gov. Cochlear Implantation. Retrieved from https://www.cms.gov/Medicare/Coverage/Coverage-with-Evidence-Development/Cochlear-Implantation-.html.
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