Medicare and Hearing Aids Coverage

Original Medicare (Part A and Part B) does not cover hearing aids or routine hearing exams. However, Medicare Part B may cover diagnostic hearing exams if they are considered medically necessary by your primary care physician.1

Woman getting a hearing aid from a doctor

Some Medicare Advantage plans may cover hearing aids

Medicare Advantage plans (Medicare Part C) are sold by private insurance companies and offer the same benefits covered by Medicare Part A and Part B under one plan.

Some Medicare Advantage plans may offer additional benefits, such as coverage for hearing. These hearing benefits could potentially include, but aren’t limited to: 

  • Routine hearing exams
  • Hearing aids
  • Hearing aid maintenance
  • Prescription drugs related to hearing

If you need coverage for hearing exams or hearing aids, you can consider enrolling in a Medicare Advantage plan that includes coverage for these types of services. Not all plans are available in all locations.

Additional resources for help with hearing aids

If you have Medicare and need help paying for a hearing aid, there are some programs that might be able to offer some assistance.

  • Foundation for Sight and Sound provides hearing aids to individuals with limited financial resources. Visit their website for more information about the program.
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  • If you’re a veteran, you may be eligible for financial help for your hearing aids through the U.S. Department of Veterans Affairs.
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  • Some local organizations such as the Lions Club International may also be able to help people with hearing problems. Reach out to your local branch to find out if you qualify for assistance.

Does Medicare cover cochlear implants

Cochlear implants are permanent electronic devices that help those with severe hearing loss.

Unlike hearing aids which amplify sound, cochlear implants help provide sound signals to the brain by replacing the function of the damaged inner ear. Cochlear implants are surgically placed behind the ear. 

Medicare Part B sometimes covers cochlear implants if they are considered medically necessary by a doctor and if you meet certain qualifications.2

Find a Medicare Advantage plan that may cover hearing aids

Some Medicare Advantage plans that offer coverage for hearing aids may be available in your area. To find out more about your options and to compare plans that are available where you live, call a licensed insurance agent at  TTY Users: 711 24 hours a day, 7 days a week.

 

Learn more about what Medicare covers

 

1 Medicare.gov. Your Medicare Coverage. Retrieved from www.medicare.gov/coverage/hearing-and-balance-exam-and-hearing-aids.html.
2 Medicare.gov. Cochlear Implantation. Retrieved from https://www.cms.gov/Medicare/Coverage/Coverage-with-Evidence-Development/Cochlear-Implantation-.html.

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MedicareAdvantage.com is a website owned and operated by TZ Insurance Solutions LLC. TZ Insurance Solutions LLC and TruBridge, Inc. represent Medicare Advantage Organizations and Prescription Drug Plans having Medicare contracts; enrollment in any plan depends upon contract renewal.

Plan availability varies by region and state. For a complete list of available plans, please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov.

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