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Medicare & Medicaid Recipients: Learn More About Allowances for Over-the-Counter Supplies

If you have Medicare and Medicaid, you may be able to enroll in a Medicare Special Needs Plan (SNP) that offers an allowance for certain over-the-counter products.

A woman smiles as she speaks with her doctor about prescriptions

Certain SNPs may provide a monthly allowance that you could use to buy over-the-counter medications and supplies such as:

  • Allergy, cold and flu medications
  • Antacids
  • Bandaids
  • Denture care supplies
  • Diabetes supplies
  • Pain pills
  • Personal care items
  • Vitamins

The exact amount of the allowance will vary depending on the plan you choose.

Some Medicare plans even allow you to order these products online or over the phone. The products are then shipped directly to your address.

Added benefits

In addition to the over-the-counter benefits, certain Medicare SNP plans may offer additional benefits that can help you stay in control of your health.

All SNPs include Medicare Part A benefits, Medicare Part B benefits and prescription drug coverage.

Many plans offer dental, vision, hearing and wellness programs. In addition, some plans offer other benefits such as gym memberships, meal delivery, transportation services and a personal care coordinator.

Affordable and $0 premium plans may be available, too.

Some plans available where you live may offer an over-the-counter allowance and other benefits. Some plans may not. Keep in mind, this type of SNP plan may not be available in your area.

Local plans

These Medicare plans may vary depending on your location and ZIP code.

You may qualify for a specific SNP if you meet the following 3 requirements:

  1. You have Medicare Part A and Part B.
  2. You live in a service area of a specific SNP plan.
  3. You meet the requirements of a specific SNP plan.

A licensed insurance agent can help you determine your eligibility and see if an SNP plan is available where you live. They can also help you understand if a particular plan offers a specific benefit, like an over-the-counter allowance.

Compare SNP plans in your area

Compare Plans

Or call TTY Users: 711 24/7 to speak with a licensed insurance agent.

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MedicareAdvantage.com is a website owned and operated by TZ Insurance Solutions LLC. TZ Insurance Solutions LLC and TruBridge, Inc. represent Medicare Advantage Organizations and Prescription Drug Plans having Medicare contracts; enrollment in any plan depends upon contract renewal.

Plan availability varies by region and state. For a complete list of available plans, please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov.

This information is not a complete description of benefits. Contact the plan for more information.

Medicare has neither reviewed nor endorsed this information.