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Medicare Enrollment

When you reach age 65, you may qualify for automatic Medicare enrollment. If not, you can enroll online or in person through the Social Security Administration. This guide will tell you how and when to sign up for Medicare coverage and will outline the some of the benefits of buying a Medicare Advantage plan.

Doctor talking with her patient

Enrolling in Medicare Parts A and B

Original Medicare is made up of two parts: Medicare Part A and Medicare Part B.

If you’re already receiving retirement benefits from Social Security or the Railroad Retirement Board for four months when you turn 65, you’ll be automatically enrolled in Part A and Part B. If you’re still working, you’ll most likely need to manually enroll.

You may also be automatically enrolled in Original Medicare if:

  • You are under age 65, but have received Social Security disability benefits for more than 24 months
  • You have ALS (Lou Gehrig’s disease)

If you have End-Stage Renal Disease, you’ll have to manually enroll as well.

Most people do not have to pay a monthly premium for their Medicare Part A benefits. If you are 65 years or older, and paid Social Security taxes for at least 10 years, you should qualify for premium-free Part A.

Medicare Part B is optional and does require recipients to pay a monthly premium. In 2018, the standard Part B premium is $134.**

You have several options for enrolling in Medicare Part A and Part B:

Medicare Advantage (Part C)

Medicare Advantage plans are sold by private insurance companies as an alternative to Original Medicare. By law, every Medicare Advantage plan must provide at least the minimum benefits of Medicare Parts A and B.*** Medicare Advantage plans may also offer additional benefits such as:

  • Dental care
  • Vision care
  • Prescription drug coverage
  • Health and wellness programs

Before you enroll in Medicare Part C, you must first enroll in both Medicare Part A and Medicare Part B.

To compare Medicare Advantage plans in your area, speak with a licensed insurance agent today at   TTY Users: 711.

Copyright © 2018 TZ Insurance Solutions LLC. All rights reserved.

** Medicare.gov, “Medicare 2018 Costs at a Glance.” Published 2017. https://www.medicare.gov/your-medicare-costs/costs-at-a-glance/costs-at-glance.html

***Medicare Part A still covers hospice care, even if you are enrolled in a Medicare Advantage plan.

The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent/producer or insurance company.

This information is not a complete description of benefits. Contact the plan for more information. Limitations, copayments and restrictions may apply. Benefits, premiums and/or member cost-share may change on January 1 of each year.

MedicareAdvantage.com is a website owned and operated by TZ Insurance Solutions LLC. TZ Insurance Solutions LLC is a licensed and certified representative of A Medicare Advantage [HMO, PPO and PFFS] organization and a stand-alone prescription drug plan with a Medicare contract. Enrollment in any plan depends on contract renewal.

TZ Insurance Solutions LLC and the licensed sales agents that may call you are not connected with or endorsed by the U.S. Government or the federal Medicare program. This website does not contain a complete listing of plans available in your service area. For a complete listing please contact 1-800-MEDICARE (TTY users should call (877) 486-2048), 24 hours a day / 7 days a week or consult www.medicare.gov.

Not all plans or products are available in all markets. Additional plans may be available in your service area. For a complete listing please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov.

Medicare has neither reviewed nor endorsed this information.