You will need to submit an application for Medicare if you are not automatically enrolled. This question and answer guide will help you determine whether you need to sign up for Medicare manually, how you can enroll online and how you can receive benefits through a Medicare Advantage plan.
Some Americans are automatically enrolled in Original Medicare (Part A and Part B), including people who:
If you are automatically enrolled in Original Medicare, your Medicare card should arrive in the mail three months before your 65th birthday or in your 25th month of disability.
Your State Health Insurance Assistance Program (SHIP) can help you determine your Medicare eligibility.
Not everyone is automatically enrolled in Medicare Parts A and B. If you’re still working, for example, you’ll need to enroll manually. If this is the case, be sure to do it during one of the following enrollment periods:
Those under 65 with End-Stage Renal Disease typically must manually enroll.
Medicare Advantage plans (Medicare Part C) are sold by private insurance companies. Every Medicare Advantage plan is required to provide at least the same benefits as Medicare Part A and Part B.** However, many Medicare Advantage plans include additional benefits such as dental, vision and prescription drug coverage.
Call TTY Users: 711 to connect with one of our licensed insurance agents, who can help you evaluate your Medicare coverage options.
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**Medicare Part A still covers hospice care, even if you are enrolled in a Medicare Advantage plan.
MedicareAdvantage.com is a website owned and operated by TZ Insurance Solutions LLC. TZ Insurance Solutions LLC and TruBridge, Inc. represent Medicare Advantage Organizations and Prescription Drug Plans having Medicare contracts; enrollment in any plan depends upon contract renewal.
Plan availability varies by region and state. For a complete list of available plans, please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov.
Medicare has neither reviewed nor endorsed this information.