When you turn 65 years old, you may be eligible for Medicare benefits. Some people may qualify before age 65. But what do you need to know about Medicare enrollment? Learn more below.
The age of 65 is generally the magic number for which to start collecting Medicare benefits. The requirements for which to enroll in Original Medicare (Part A and Part B) include:
Many people can enroll in Part A without having to pay a monthly premium. If you meet the above criteria but haven’t paid Medicare taxes for at least 10 years while working, you are still eligible for Part A but may have to pay a monthly premium. If you have not paid Medicare taxes for at least 10 years, but have a spouse aged 62 or higher who has, you may be eligible to receive premium-free Part A.
As mentioned, there are some situations in which you can collect Medicare before the age of 65. These include:
If you’re still confused, not to worry. The official government website for Medicare has an easy-to-use calculator to determine your eligibility date. Just follow the instructions provided and you’ll see an estimate of the date which you may be able to start collecting Medicare benefits according to your circumstances and even calculate an estimate of any monthly premiums.
Another option is to contact a licensed insurance agent. They can help you determine your eligibility date and explore the best Medicare options for your situation.
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