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Medicare Advantage Plans in Harris County, TX
Looking for Medicare Advantage plans in Harris County? Enter your ZIP below to compare affordable monthly premium plans in your area.
Harris County, TX, is home to 68 Medicare Advantage (Medicare Part C) plans in 2025.
Learn more about Medicare Advantage in Texas or call to speak with a licensed insurance agent who can help you compare Harris County Medicare Advantage plans and – if you're eligible – help you enroll.
We offer plans from Humana, UnitedHealthcare®, Anthem Blue Cross and Blue Shield*, Aetna, Cigna Healthcare, Wellcare, or Kaiser Permanente.
Enrollment may be limited to certain times of the year. See why you may be able to enroll.
2025 Houston Medicare Advantage Plans
Houston Medicare beneficiaries have access to a wide range of Medicare Advantage plans types in 2025, such as HMO, PPO and SNP plans.
One thing 2025 Houston Medicare Advantage plans have in common is that they may offer additional benefits to go along with your Medicare Part A (hospital insurance) and Part B (medical insurance) coverage.
These additional benefits may include things like prescription drug coverage, dental, hearing, vision, transportation, fitness club memberships and more. Original Medicare (Part A and Part B) doesn't cover these additional benefits.
You can get help comparing Medicare Advantage plans in Houston and all across Harris County by calling to speak with a licensed insurance agent, or you can start by exploring the list of 2025 Houston Medicare Advantage plans below.
2025 Medicare Advantage plans in Harris County
| 2025 Medicare Advantage Plans in Harris | |
|---|---|
| Number of unique plans | 68 |
| Average monthly premium | $7.43 |
| Average (in-network) out-of-pocket maximum | $6,088.94 |
| Average Medicare Star Rating* | 3.74 |
While the number of unique plans in any county can change slightly every year, the table above presents a good idea of what you can expect to see in 2025.
The average monthly premium for Medicare Advantage plans in Harris is $7.43 per month in 2025, though there may be plans available where you live that feature different premiums.
Medicare Advantage plans in Harris County have an average Medicare Star Rating of 3.74 in 2025.* Plans rated four stars or higher are considered top-rated Medicare plans.
Premiums, deductibles and other costs may vary. The numbers reported in the table above are taken from the Centers for Medicare & Medicaid Services (CMS). A licensed insurance agent will be able to help you review and compare costs for specific plans available in Texas or wherever you may live.
* Every year, the Centers for Medicare & Medicaid Services (CMS) evaluates plans based on a 5-star rating system.
List of Medicare Advantage plans in Harris County
The following table includes cost information and other plan details for Medicare Advantage plans available in Harris in 2025.
| Plan Name | Plan Code | Monthly Premium | Deductible | Out of Pocket Max | Prescription Drug Coverage | Medicare Star Rating |
|---|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC TX-0006 (PPO) | H1278-014-000 | $0.00 | $420.00 | $6,700.00 | Yes | 4 out of 5 stars |
| AARP Medicare Advantage from UHC TX-0009 (HMO-POS) | H4514-007-000 | $0.00 | $340.00 | $6,700.00 | Yes | 3.5 out of 5 stars |
| AARP Medicare Advantage from UHC TX-0015 (HMO-POS) | H4527-037-000 | $0.00 | $340.00 | $4,100.00 | Yes | 4.5 out of 5 stars |
| AARP Medicare Advantage from UHC TX-001P (HMO-POS) | H4514-014-000 | $0.00 | $255.00 | $3,900.00 | Yes | 3.5 out of 5 stars |
| AARP Medicare Advantage from UHC TX-4P (HMO-POS) | H4514-022-000 | $24.00 | $255.00 | $3,700.00 | Yes | 3.5 out of 5 stars |
| AARP Medicare Advantage Giveback from UHC TX-31 (PPO) | H1278-021-000 | $0.00 | $495.00 | $8,200.00 | Yes | 4 out of 5 stars |
| AARP Medicare Advantage Patriot No Rx TX-MA01 (HMO-POS) | H4527-024-000 | $0.00 | N/A | $6,700.00 | No | 4.5 out of 5 stars |
| AARP Medicare Advantage Patriot No Rx TX-MA05 (PPO) | H1278-027-000 | $0.00 | N/A | $7,500.00 | No | 4 out of 5 stars |
| Aetna Medicare Dual Complete (HMO D-SNP) | H8597-003-000 | $0.00 | $0.00 | $9,350.00 | Yes | 3.5 out of 5 stars |
| Aetna Medicare Dual Preferred (HMO D-SNP) | H4523-029-000 | $0.00 | $0.00 | $9,350.00 | Yes | 4 out of 5 stars |
| Aetna Medicare Eagle (PPO) | H3288-051-000 | $0.00 | N/A | $4,900.00 | No | 3.5 out of 5 stars |
| Aetna Medicare Freedom (PPO) | H2293-016-000 | $0.00 | $590.00 | $5,900.00 | Yes | 4 out of 5 stars |
| Aetna Medicare Premier (HMO) | H4523-015-000 | $0.00 | $590.00 | $6,350.00 | Yes | 4 out of 5 stars |
| Aetna Medicare Prime (HMO) | H4523-024-000 | $0.00 | $0.00 | $3,800.00 | Yes | 4 out of 5 stars |
| Aetna Medicare Value (PPO) | H3288-047-000 | $30.00 | $590.00 | $9,350.00 | Yes | 3.5 out of 5 stars |
| Aetna Medicare Value Plus (PPO) | H3288-003-000 | $18.30 | $590.00 | $5,900.00 | Yes | 3.5 out of 5 stars |
| Cigna Alliance Medicare (HMO) | H4513-064-000 | $0.00 | $0.00 | $3,200.00 | Yes | 4.5 out of 5 stars |
| Cigna Courage Medicare (HMO) | H4513-009-000 | $0.00 | N/A | $4,300.00 | No | 4.5 out of 5 stars |
| Cigna Preferred Full Savings Medicare (HMO) | H4513-091-000 | $0.00 | $0.00 | $7,500.00 | Yes | 4.5 out of 5 stars |
| Cigna Preferred Medicare (HMO) | H4513-061-001 | $0.00 | $0.00 | $3,500.00 | Yes | 4.5 out of 5 stars |
| Cigna Preferred Savings Medicare (HMO) | H4513-083-001 | $0.00 | $0.00 | $6,900.00 | Yes | 4.5 out of 5 stars |
| Cigna TotalCare (HMO D-SNP) | H4513-060-001 | $0.00 | $0.00 | $3,400.00 | Yes | 4.5 out of 5 stars |
| Devoted CORE Greater Houston (HMO) | H7993-001-000 | $0.00 | $590.00 | $4,150.00 | Yes | 4.5 out of 5 stars |
| Devoted DUAL PLUS Greater Houston (HMO D-SNP) | H7993-010-000 | $0.00 | $0.00 | $9,350.00 | Yes | 4.5 out of 5 stars |
| Devoted EXTRA Greater Houston (HMO) | H7993-019-000 | $0.00 | $590.00 | $4,900.00 | Yes | 4.5 out of 5 stars |
| Devoted GIVEBACK Greater Houston (HMO) | H7993-006-000 | $0.00 | $590.00 | $7,200.00 | Yes | 4.5 out of 5 stars |
| Devoted PREMIUM Greater Houston (HMO) | H7993-002-000 | $7.20 | $590.00 | $4,150.00 | Yes | 4.5 out of 5 stars |
| Humana Gold Choice H8145-084 (PFFS) | H8145-084-000 | $13.00 | $250.00 | N/A | Yes | 4 out of 5 stars |
| Humana Gold Choice H8145-126 (PFFS) | H8145-126-000 | $0.00 | N/A | N/A | No | 4 out of 5 stars |
| Humana Gold Plus H0028-042 (HMO) | H0028-042-000 | $0.00 | $300.00 | $3,450.00 | Yes | 3.5 out of 5 stars |
| Humana Gold Plus H0028-072 (HMO) | H0028-072-000 | $0.00 | $200.00 | $3,400.00 | Yes | 3.5 out of 5 stars |
| Humana Gold Plus SNP-DE H0028-031 (HMO D-SNP) | H0028-031-000 | $0.00 | $0.00 | $9,350.00 | Yes | 3.5 out of 5 stars |
| Humana Gold Plus SNP-DE H0028-033 (HMO D-SNP) | H0028-033-000 | $0.00 | $0.00 | $9,350.00 | Yes | 3.5 out of 5 stars |
| Humana USAA Honor Giveback (PPO) | H5216-128-000 | $0.00 | N/A | $6,750.00 | No | 3.5 out of 5 stars |
| Humana USAA Honor Giveback (PPO) | H5216-348-000 | $0.00 | N/A | $7,900.00 | No | 3.5 out of 5 stars |
| HumanaChoice Giveback H5216-358 (PPO) | H5216-358-000 | $0.00 | $590.00 | $8,300.00 | Yes | 3.5 out of 5 stars |
| HumanaChoice H5216-042 (PPO) | H5216-042-000 | $60.00 | $250.00 | $6,750.00 | Yes | 3.5 out of 5 stars |
| HumanaChoice H5216-043 (PPO) | H5216-043-006 | $0.00 | $250.00 | $7,500.00 | Yes | 3.5 out of 5 stars |
| HumanaChoice R4182-001 (Regional PPO) | R4182-001-000 | $0.00 | N/A | $6,750.00 | No | 3.5 out of 5 stars |
| HumanaChoice R4182-003 (Regional PPO) | R4182-003-000 | $138.00 | $275.00 | $7,400.00 | Yes | 3.5 out of 5 stars |
| HumanaChoice R4182-004 (Regional PPO) | R4182-004-000 | $83.00 | $350.00 | $7,400.00 | Yes | 3.5 out of 5 stars |
| Molina Medicare Complete Care (HMO D-SNP) | H7678-001-000 | $0.00 | $0.00 | $9,350.00 | Yes | 3 out of 5 stars |
| UHC Complete Care Support TX-1A (Regional PPO C-SNP) | R6801-008-000 | $9.60 | $590.00 | $9,350.00 | Yes | 3.5 out of 5 stars |
| UHC Complete Care TX-29 (Regional PPO C-SNP) | R6801-009-000 | $22.00 | $495.00 | $7,500.00 | Yes | 3.5 out of 5 stars |
| UHC Complete Care TX-2P (HMO-POS C-SNP) | H4514-015-000 | $0.00 | $255.00 | $3,900.00 | Yes | 3.5 out of 5 stars |
| UHC Dual Complete TX-D002 (HMO-POS D-SNP) | H4514-023-000 | $0.00 | $0.00 | $9,350.00 | Yes | 3.5 out of 5 stars |
| UHC Dual Complete TX-D01P (HMO-POS D-SNP) | H4514-016-000 | $0.00 | $0.00 | $9,350.00 | Yes | 3.5 out of 5 stars |
| UHC Dual Complete TX-S001 (Regional PPO D-SNP) | R6801-011-000 | $0.00 | $0.00 | $9,350.00 | Yes | 3.5 out of 5 stars |
| UHC Dual Complete TX-S003 (HMO-POS D-SNP) | H4514-021-000 | $0.00 | $0.00 | $9,350.00 | Yes | 3.5 out of 5 stars |
| UHC Dual Complete TX-V01P (HMO-POS D-SNP) | H4514-018-000 | $0.00 | $0.00 | $3,900.00 | Yes | 3.5 out of 5 stars |
| UHC Medicare Advantage TX-0030 (Regional PPO) | R6801-012-000 | $64.00 | $570.00 | $7,900.00 | Yes | 3.5 out of 5 stars |
| Wellcare Assist (HMO) | H0174-009-000 | $17.90 | $590.00 | $3,450.00 | Yes | 3.5 out of 5 stars |
| Wellcare Dual Access (HMO D-SNP) | H0174-004-000 | $0.00 | $0.00 | $9,350.00 | Yes | 3.5 out of 5 stars |
| Wellcare Dual Liberty (HMO D-SNP) | H0174-006-000 | $0.00 | $0.00 | $9,350.00 | Yes | 3.5 out of 5 stars |
| Wellcare Dual Reserve (HMO D-SNP) | H0174-022-000 | $0.00 | $0.00 | $3,450.00 | Yes | 3.5 out of 5 stars |
| Wellcare Giveback (HMO) | H0174-019-000 | $0.00 | $420.00 | $6,900.00 | Yes | 3.5 out of 5 stars |
| Wellcare Mutual of Omaha Simple Secure Open (PPO) | H7323-012-000 | $0.00 | $420.00 | $5,900.00 | Yes | 3 out of 5 stars |
| Wellcare Simple (HMO) | H0174-010-000 | $0.00 | $420.00 | $3,500.00 | Yes | 3.5 out of 5 stars |
| Wellcare Simple Rx Plus Open (PPO) | H7323-006-000 | $0.00 | $420.00 | $6,000.00 | Yes | 3 out of 5 stars |
| Wellcare TexanPlus Classic Simple (HMO-POS) | H4506-003-000 | $0.00 | $420.00 | $3,400.00 | Yes | 3.5 out of 5 stars |
| Wellcare TexanPlus Patriot Giveback (HMO-POS) | H4506-010-000 | $0.00 | N/A | $3,000.00 | No | 3.5 out of 5 stars |
| Wellcare TexanPlus Simple (HMO-POS) | H4506-029-000 | $0.00 | $420.00 | $3,400.00 | Yes | 3.5 out of 5 stars |
| Wellpoint Chronic Care (HMO-POS C-SNP) | H8849-003-000 | $0.00 | $0.00 | $3,400.00 | Yes | 3.5 out of 5 stars |
| Wellpoint Dual Advantage (HMO D-SNP) | H8849-011-001 | $18.30 | $0.00 | $9,350.00 | Yes | 3.5 out of 5 stars |
| Wellpoint Full Dual Advantage (HMO D-SNP) | H8849-010-001 | $0.00 | $0.00 | $9,350.00 | Yes | 3.5 out of 5 stars |
| Wellpoint Kidney Care (HMO-POS C-SNP) | H2593-043-000 | $0.00 | $0.00 | $2,900.00 | Yes | 3.5 out of 5 stars |
| Wellpoint Lung Care (HMO-POS C-SNP) | H8849-005-000 | $0.00 | $0.00 | $3,400.00 | Yes | 3.5 out of 5 stars |
| Wellpoint Select (HMO-POS) | H8849-009-000 | $0.00 | $0.00 | $3,400.00 | Yes | 3.5 out of 5 stars |
List of prescription drug plans in Harris County
The following table includes cost information and other plan details for prescription drug plans available in Harris in 2025.
| Plan Name | Plan Code | Monthly Premium | Deductible | Preferred Pharmacies | Accepts Mail Order | Medicare Star Rating |
|---|---|---|---|---|---|---|
| AARP Medicare Rx Preferred from UHC (PDP) | S5921-403-000 | $89.20 | $0.00 | Yes | Yes | 2.5 out of 5 stars |
| AARP Medicare Rx Saver from UHC (PDP) | S5921-367-000 | $76.30 | $590.00 | Yes | Yes | 2.5 out of 5 stars |
| Cigna Healthcare Assurance Rx (PDP) | S5617-108-000 | $61.40 | $590.00 | Yes | Yes | 2.5 out of 5 stars |
| Cigna Healthcare Extra Rx (PDP) | S5617-267-000 | $94.20 | $175.00 | Yes | Yes | 2.5 out of 5 stars |
| Cigna Healthcare Saver Rx (PDP) | S5617-372-000 | $20.00 | $590.00 | Yes | Yes | 2.5 out of 5 stars |
| Humana Basic Rx Plan (PDP) | S5884-143-000 | $62.40 | $590.00 | Yes | Yes | Plan too new to be measured |
| Humana Premier Rx Plan (PDP) | S5884-168-000 | $124.60 | $0.00 | Yes | Yes | 3.5 out of 5 stars |
| Humana Value Rx Plan (PDP) | S5884-201-000 | $43.30 | $573.00 | Yes | Yes | 3.5 out of 5 stars |
| SilverScript Choice (PDP) | S5601-044-000 | $44.80 | $590.00 | No | Yes | 2.5 out of 5 stars |
Fall Medicare open enrollment in Houston
The 2024 Medicare open enrollment period lasts from October 15 until December 7.
Fall Medicare open enrollment is an important time of year for Houston Medicare beneficiaries. Depending on your circumstances, this may be the only time of year to make changes to your 2025 Medicare coverage.
Call to speak with a licensed insurance agent to find out if you're eligible to enroll in 2025 Medicare Advantage plans in Houston.