Medicare Advantage Plans in Monroe County, NY

Looking for Medicare Advantage plans in Monroe County? Enter your ZIP below to compare affordable or $0 premium plans in your area.

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Monroe County, NY, is home to 34 Medicare Advantage (Medicare Part C) plans in 2024.

Learn more about Medicare Advantage in New York or call to speak with a licensed insurance agent who can help you compare Monroe County Medicare Advantage plans and – if you're eligible – help you enroll.

We represent carriers such as Humana, UnitedHealthcare®, Anthem Blue Cross and Blue Shield, Aetna, Cigna Healthcare, Wellcare, or Kaiser Permanente.

2024 Rochester Medicare Advantage Plans


Rochester Medicare Advantage plans can come in several different forms. The two most popular types are HMO and PPO plans.

No matter what type of plan it is, all Medicare Advantage plans in Rochester and around the country combine your Medicare Part A and Part B benefits into one single plan. Many of these plans also offer additional benefits Original Medicare (Parts A and B) doesn't cover.

Learn more and review this list of 2024 Rochester Medicare Advantage plans.

2024 Medicare Advantage plans in Monroe County

2024 Medicare Advantage Plans in Monroe
Number of unique plans34
Average monthly premium$19.03
Average (in-network) out-of-pocket maximum$6913.24
Average Medicare Star Rating*3.56

While the number of unique plans in any county can change slightly every year, the table above presents a good idea of what you can expect to see in 2024.

The average monthly premium for Medicare Advantage plans in Monroe is $19.03 per month in 2024, though there may be plans available where you live that feature different premiums.

Medicare Advantage plans in Monroe County have an average Medicare Star Rating of 3.56 in 2024.* Plans rated four stars or higher are considered top-rated Medicare plans.

Premiums, deductibles and other costs may vary. The numbers reported in the table above are taken from the Centers for Medicare & Medicaid Services (CMS). A licensed insurance agent will be able to help you review and compare costs for specific plans available in New York or wherever you may live.

* Every year, the Centers for Medicare & Medicaid Services (CMS) evaluates plans based on a 5-star rating system.

List of Medicare Advantage plans in Monroe County

The following table includes cost information and other plan details for Medicare Advantage plans available in Monroe in 2024.

Plan NamePlan CodeMonthly PremiumDeductibleOut of Pocket MaxPrescription Drug CoverageMedicare Star Rating
AARP Medicare Advantage from UHC NY-0008 (HMO-POS)H3379-041-000$0$350$7550Yes4 out of 5 stars
AARP Medicare Advantage from UHC NY-0025 (PPO)H3418-009-000$19$195$7550Yes3 out of 5 stars
Aetna Medicare Assure Plan (HMO D-SNP)H3312-070-000$0$0$8850Yes3.5 out of 5 stars
Aetna Medicare Credit Plan (PPO)H5521-313-000$0$250$8500Yes4 out of 5 stars
Aetna Medicare Discover Value Plan (PPO)H5521-318-000$19$250$8500Yes4 out of 5 stars
Aetna Medicare Eagle Plan (PPO)H5521-323-000$0N/A$7000No4 out of 5 stars
Aetna Medicare Platinum Plan (PPO)H5521-459-000$150$250$4300Yes4 out of 5 stars
Aetna Medicare Premier Plan (PPO)H5521-076-000$44$150$8500Yes4 out of 5 stars
Aetna Medicare Value Plan (PPO)H5521-118-000$0$300$8500Yes4 out of 5 stars
Humana Gold Plus H3533-006 (HMO)H3533-006-000$0$350$7550Yes3 out of 5 stars
Humana Gold Plus SNP-DE H3533-002 (HMO D-SNP)H3533-002-000$0$0$8850Yes3 out of 5 stars
Humana USAA Honor (PPO)H5970-016-000$0N/A$4500No3.5 out of 5 stars
HumanaChoice H5970-001 (PPO)H5970-001-000$27$0$4950Yes3.5 out of 5 stars
HumanaChoice H5970-015 (PPO)H5970-015-000$0$250$5300Yes3.5 out of 5 stars
HumanaChoice H5970-018 (PPO)H5970-018-000$0$310$5350Yes3.5 out of 5 stars
HumanaChoice SNP-DE H5970-020 (PPO D-SNP)H5970-020-000$0$0$8850Yes3.5 out of 5 stars
UHC Care Advantage NY-E001 (PPO I-SNP)H2292-003-000$35$0$1300Yes5 out of 5 stars
UHC Dual Complete NY-Q001 (HMO-POS D-SNP)H3387-015-001$0$0$8850Yes3.5 out of 5 stars
UHC Dual Complete NY-S001 (PPO D-SNP)H0271-060-001$0$0$8850Yes4 out of 5 stars
UHC Dual Complete NY-S002 (HMO-POS D-SNP)H3387-014-001$0$0$8850Yes3.5 out of 5 stars
UHC Medicare Advantage NY-0020 (Regional PPO)R5342-001-000$29$295$7900Yes3.5 out of 5 stars
UHC Medicare Advantage NY-0021 (Regional PPO)R5342-005-000$56$195$7500Yes3.5 out of 5 stars
UHC Medicare Advantage NY-0022 (Regional PPO)R5342-006-000$88$0$7200Yes3.5 out of 5 stars
UHC Medicare Advantage Patriot No Rx NY-MA02 (Regional PPO)R5342-002-000$0N/A$6700No3.5 out of 5 stars
UHC Nursing Home Plan NY-F001 (PPO I-SNP)H2292-001-000$23.7$545$2000Yes5 out of 5 stars
UHC Nursing Home Plan NY-F004 (HMO-POS I-SNP)H3379-022-000$25.6$545$3500Yes4 out of 5 stars
Wellcare Assist Open (PPO)H2775-113-000$20.6$510$6700Yes3 out of 5 stars
Wellcare Dual Access (HMO D-SNP)H4868-004-000$0$0$8850Yes3 out of 5 stars
Wellcare Dual Access Open (PPO D-SNP)H2775-112-000$0$0$8850Yes3 out of 5 stars
Wellcare Giveback Open (PPO)H2775-111-000$0$500$8300Yes3 out of 5 stars
Wellcare No Premium (HMO)H4868-019-000$0$425$8300Yes3 out of 5 stars
Wellcare No Premium Open (PPO)H2775-106-000$0$450$6700Yes3 out of 5 stars
Wellcare Patriot No Premium (HMO)H4868-003-000$0N/A$6700No3 out of 5 stars
Wellcare Premium Ultra Open (PPO)H2775-105-000$110$0$3400Yes3 out of 5 stars

Fall Medicare open enrollment in Rochester


The fall Medicare Open Enrollment Period (also called the Annual Enrollment Period, or AEP) is an important time for Rochester Medicare beneficiaries. Depending on your circumstances, this may be the only time you can make changes to your Medicare coverage.

This 2023 Medicare open enrollment period lasts from October 15 until December 7. This period is open to all eligible Medicare beneficiaries who wish to add, drop or change Medicare plans.

Connect with a licensed insurance agent today for help determining your eligibility and finding the best 2024 Medicare Advantage plan in Rochester for you.

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