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Medicare Advantage Plans in Bay County, MI
Looking for Medicare Advantage plans in Bay County? Enter your ZIP below to compare affordable monthly premium plans in your area.
Bay County, MI, is home to 38 Medicare Advantage (Medicare Part C) plans in 2025.
Learn more about Medicare Advantage in Michigan or call to speak with a licensed insurance agent who can help you compare Bay County Medicare Advantage plans and – if you're eligible – help you enroll.
We offer plans from Humana, UnitedHealthcare®, Anthem Blue Cross and Blue Shield*, Aetna, Cigna Healthcare, Wellcare, or Kaiser Permanente.
2025 Medicare Advantage plans in Bay County
2025 Medicare Advantage Plans in Bay | |
---|---|
Number of unique plans | 38 |
Average monthly premium | $11.74 |
Average (in-network) out-of-pocket maximum | $6,918.42 |
Average Medicare Star Rating* | 0 |
While the number of unique plans in any county can change slightly every year, the table above presents a good idea of what you can expect to see in 2025.
The average monthly premium for Medicare Advantage plans in Bay is $11.74 per month in 2025, though there may be plans available where you live that feature different premiums.
Medicare Advantage plans in Bay County have an average Medicare Star Rating of 0 in 2025.* Plans rated four stars or higher are considered top-rated Medicare plans.
Premiums, deductibles and other costs may vary. The numbers reported in the table above are taken from the Centers for Medicare & Medicaid Services (CMS). A licensed insurance agent will be able to help you review and compare costs for specific plans available in Michigan or wherever you may live.
* Every year, the Centers for Medicare & Medicaid Services (CMS) evaluates plans based on a 5-star rating system. 2025 Star Ratings have not yet been released but will be updated on this page as soon as the data is available.
List of Medicare Advantage plans in Bay County
The following table includes cost information and other plan details for Medicare Advantage plans available in Bay in 2025.
Plan Name | Plan Code | Monthly Premium | Deductible | Out of Pocket Max | Prescription Drug Coverage | Medicare Star Rating |
---|---|---|---|---|---|---|
AARP Medicare Advantage from UHC MI-0001 (PPO) | H0294-017-000 | $0.00 | $495.00 | $6,700.00 | Yes | na |
AARP Medicare Advantage from UHC MI-0002 (PPO) | H0294-018-000 | $32.00 | $420.00 | $4,100.00 | Yes | na |
AARP Medicare Advantage Patriot No Rx MI-MA01 (PPO) | H0294-022-000 | $0.00 | N/A | $6,700.00 | No | na |
Aetna Medicare Assure Premier (HMO D-SNP) | H3192-007-000 | $0.00 | $0.00 | $9,350.00 | Yes | na |
Aetna Medicare Assure Premier (PPO D-SNP) | H5521-505-000 | $0.00 | $0.00 | $9,350.00 | Yes | na |
Aetna Medicare Eagle (PPO) | H5521-286-000 | $0.00 | N/A | $4,900.00 | No | na |
Aetna Medicare Enhanced Select (PPO) | H5521-386-000 | $166.00 | $590.00 | $1,500.00 | Yes | na |
Aetna Medicare Premier (HMO-POS) | H3192-002-000 | $0.00 | $590.00 | $4,500.00 | Yes | na |
Aetna Medicare Smart Plus (PPO) | H5521-498-000 | $57.00 | $590.00 | $5,000.00 | Yes | na |
Aetna Medicare Value (PPO) | H5521-288-000 | $0.00 | $590.00 | $4,900.00 | Yes | na |
Humana Dual Select H5216-385 (PPO D-SNP) | H5216-385-000 | $0.00 | $0.00 | $9,350.00 | Yes | na |
Humana Full Access Giveback H5216-306 (PPO) | H5216-306-000 | $0.00 | $0.00 | $9,350.00 | Yes | na |
Humana Full Access H5216-380 (PPO) | H5216-380-000 | $19.30 | $200.00 | $6,750.00 | Yes | na |
Humana Full Access H5216-384 (PPO) | H5216-384-000 | $0.00 | $250.00 | $5,900.00 | Yes | na |
Humana Full Access R0110-014 (Regional PPO) | R0110-014-000 | $65.00 | $590.00 | $6,750.00 | Yes | na |
Humana USAA Honor Giveback (PPO) | H5216-190-000 | $0.00 | N/A | $6,750.00 | No | na |
Humana USAA Honor Giveback with Rx (PPO) | H5216-305-000 | $0.00 | $350.00 | $8,850.00 | Yes | na |
Humana Value Plus H5216-382 (PPO) | H5216-382-000 | $20.90 | $250.00 | $9,350.00 | Yes | na |
HumanaChoice - Diabetes and Heart (PPO C-SNP) | H5216-375-000 | $0.00 | $200.00 | $6,750.00 | Yes | na |
HumanaChoice R0110-013 (Regional PPO) | R0110-013-000 | $0.00 | N/A | $6,750.00 | No | na |
HumanaChoice SNP-DE H5216-388 (PPO D-SNP) | H5216-388-000 | $0.00 | $0.00 | $9,350.00 | Yes | na |
Molina Medicare Complete Care (HMO D-SNP) | H5926-001-000 | $0.00 | $0.00 | $9,350.00 | Yes | na |
Molina Medicare Complete Care Select (HMO D-SNP) | H5926-005-000 | $0.00 | $0.00 | $9,350.00 | Yes | na |
UHC Complete Care MI-3 (PPO C-SNP) | H0294-048-000 | $26.60 | $590.00 | $6,700.00 | Yes | na |
UHC Dual Complete MI-S001 (PPO D-SNP) | H2001-039-000 | $0.00 | $0.00 | $9,350.00 | Yes | na |
UHC Dual Complete MI-S002 (HMO-POS D-SNP) | H2247-001-000 | $0.00 | $0.00 | $9,350.00 | Yes | na |
UHC Dual Complete MI-S3 (HMO D-SNP) | H2247-004-000 | $0.00 | $0.00 | $9,350.00 | Yes | na |
UHC Dual Complete MI-V001 (HMO-POS D-SNP) | H2247-003-000 | $0.00 | $0.00 | $6,700.00 | Yes | na |
Wellcare Assist (HMO-POS) | H5475-038-000 | $16.20 | $520.00 | $5,000.00 | Yes | na |
Wellcare Dual Access (HMO-POS D-SNP) | H5475-001-000 | $0.00 | $0.00 | $9,350.00 | Yes | na |
Wellcare Dual Access Open (PPO D-SNP) | H2117-002-000 | $0.00 | $0.00 | $9,350.00 | Yes | na |
Wellcare Dual Reserve (HMO-POS D-SNP) | H5475-039-000 | $0.00 | $0.00 | $4,200.00 | Yes | na |
Wellcare Giveback (HMO-POS) | H5475-031-000 | $0.00 | $420.00 | $7,550.00 | Yes | na |
Wellcare Low Premium (HMO-POS) | H5475-024-000 | $16.00 | $420.00 | $4,800.00 | Yes | na |
Wellcare Low Premium Open (PPO) | H2117-005-000 | $27.00 | $420.00 | $5,000.00 | Yes | na |
Wellcare Patriot Giveback Open (PPO) | H2117-003-000 | $0.00 | N/A | $5,000.00 | No | na |
Wellcare Simple (HMO-POS) | H5475-026-000 | $0.00 | $420.00 | $4,600.00 | Yes | na |
Wellcare Simple Open (PPO) | H2117-001-000 | $0.00 | $420.00 | $5,000.00 | Yes | na |