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Medicare Advantage Plans in Middlesex County, MA

Looking for Medicare Advantage plans in Middlesex County? Enter your ZIP Code below to compare affordable monthly premium plans in your area.

Middlesex County, MA, is home to 5 Medicare Advantage (Medicare Part C) plans in 2026.

Learn more about Medicare Advantage in Massachusetts or call to speak with a licensed insurance agent who can help you compare Middlesex County Medicare Advantage plans and – if you're eligible – help you enroll.

We offer plans from Humana, UnitedHealthcare®, Anthem Blue Cross and Blue Shield*, Aetna, HealthspringSM, Wellcare, or Kaiser Permanente.

Compare plans today.

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Enrollment may be limited to certain times of the year. See why you may be able to enroll today.

2026 Cambridge and Lowell Medicare Advantage Plans


Medicare beneficiaries in Cambridge, Lowell, Waltham and all of Middlesex County have access to a wide range of Medicare Advantage plans types in 2026, such as HMO, PPO and SNP plans.

One thing 2026 Middlesex County Medicare Advantage plans have in common is that they may offer additional benefits to go along with your Medicare Part A (hospital insurance) and Part B (medical insurance) coverage.

These additional benefits may include things like prescription drug coverage, dental, hearing, vision, transportation, fitness club memberships and more. Original Medicare (Part A and Part B) doesn't cover these additional benefits.

You can get help comparing Medicare Advantage plans in Cambridge, Lowell and all across Middlesex County by calling to speak with a licensed insurance agent, or you can start by exploring the list of 2026 Cambridge and Lowell Medicare Advantage plans below.

2026 Medicare Advantage plans in Middlesex County

2026 Medicare Advantage Plans in Middlesex
Number of unique plans5
Average monthly premium$0.00
Average (in-network) out-of-pocket maximum$6,400.00
Average Medicare Star Rating*4.2

While the number of unique plans in any county can change slightly every year, the table above presents a good idea of what you can expect to see in 2026.

The average monthly premium for Medicare Advantage plans in Middlesex is $0.00 per month in 2026, though there may be plans available where you live that feature different premiums.

Medicare Advantage plans in Middlesex County have an average Medicare Star Rating of 4.2 in 2026.* Plans rated four stars or higher are considered top-rated Medicare plans.

Premiums, deductibles and other costs may vary. The numbers reported in the table above are taken from the Centers for Medicare & Medicaid Services (CMS). A licensed insurance agent will be able to help you review and compare costs for specific plans available in Massachusetts or wherever you may live.

* Every year, the Centers for Medicare & Medicaid Services (CMS) evaluates plans based on a 5-star rating system.

List of Medicare Advantage plans in Middlesex County

The following table includes cost information and other plan details for Medicare Advantage plans available in Middlesex County in 2026.

Plan NamePlan CodeMonthly PremiumDeductibleOut of Pocket MaxPrescription Drug CoverageMedicare Star Rating
AARP Medicare Advantage from UHC MA-0003 (HMO-POS)H5253-157-002$0.00$520.00$6,700.00Yes4 out of 5 stars
Aetna Medicare Eagle Giveback (PPO)H5521-296-000$0.00N/A$5,900.00No4.5 out of 5 stars
Aetna Medicare Signature (HMO-POS)H5793-018-000$0.00$615.00$6,750.00Yes3.5 out of 5 stars
Aetna Medicare Signature (PPO)H5521-451-000$0.00$615.00$6,750.00Yes4.5 out of 5 stars
Aetna Medicare Signature Extra (PPO)H5521-159-000$0.00$615.00$5,900.00Yes4.5 out of 5 stars

List of Medicare Prescription Drug Plans in Middlesex County

The following table includes cost information and other plan details for Medicare Prescription Drug Plans available in Middlesex County in 2026.

Plan NamePlan CodeMonthly PremiumDeductiblePreferred PharmaciesAccepts Mail OrderMedicare Star Rating
AARP Medicare Rx Preferred from UHC (PDP)S5921-385-000$155.10$130.00YesYes2 out of 5 stars
AARP Medicare Rx Saver from UHC (PDP)S5921-348-000$38.70$615.00YesYes2 out of 5 stars
HealthSpring Assurance Rx (PDP)S5617-008-000$139.30$615.00YesYes2.5 out of 5 stars
Humana Basic Rx Plan (PDP)S5884-102-000$8.40$615.00YesYesPlan too new to be measured
Humana Premier Rx Plan (PDP)S5884-149-000$138.60$0.00YesYesPlan too new to be measured

Fall Medicare open enrollment in Cambridge


The 2026 Medicare open enrollment period starts on October 15 and lasts until December 7.

Fall Medicare open enrollment is an important time of year for Medicare beneficiaries in Waltham, Lowell, Cambridge and all across Middlesex County. Depending on your circumstances, this may be the only time of year to make changes to your 2026 Medicare coverage.

Call to speak with a licensed insurance agent to find out if you're eligible to enroll in 2026 Medicare Advantage plans in Middlesex County.​

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