Medicare Advantage Plans in Montgomery County, MD

Looking for Medicare Advantage plans in Montgomery County? Enter your ZIP below to compare affordable or $0 premium plans in your area.

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Montgomery County, MD, is home to 24 Medicare Advantage (Medicare Part C) plans in 2024.

Learn more about Medicare Advantage in Maryland or call to speak with a licensed insurance agent who can help you compare Montgomery County Medicare Advantage plans and – if you're eligible – help you enroll.

We represent carriers such as Humana, UnitedHealthcare®, Anthem Blue Cross and Blue Shield, Aetna, Cigna Healthcare, Wellcare, or Kaiser Permanente.

2024 Rockville and Gaithersburg​ Medicare Advantage Plans


The wide range of Medicare Advantage plans in Rockville and Gaithersburg in 2024 includes plan types such as HMO, PPO and SNP plans.

2024 Medicare Advantage plans in Rockville – whatever plan type they are – combine your Medicare Part A (hospital insurance) and Part B (medical insurance) coverage into one simple plan. Medicare Advantage plans may also offer additional benefits Part A and B don't cover.

These additional benefits may include things like prescription drug coverage, dental, hearing, vision, transportation, fitness club memberships and more. Original Medicare (Part A and Part B) doesn't cover these additional benefits.

You can get help comparing Medicare Advantage plans in Rockville, Gaithersburg and all across Montgomery County by calling to speak with a licensed insurance agent, or you can start by exploring the list of 2024 Montgomery County Medicare Advantage plans below.

2024 Medicare Advantage plans in Montgomery County

2024 Medicare Advantage Plans in Montgomery
Number of unique plans24
Average monthly premium$21.69
Average (in-network) out-of-pocket maximum$6304.17
Average Medicare Star Rating*4.04

While the number of unique plans in any county can change slightly every year, the table above presents a good idea of what you can expect to see in 2024.

The average monthly premium for Medicare Advantage plans in Montgomery is $21.69 per month in 2024, though there may be plans available where you live that feature different premiums.

Medicare Advantage plans in Montgomery County have an average Medicare Star Rating of 4.04 in 2024.* Plans rated four stars or higher are considered top-rated Medicare plans.

Premiums, deductibles and other costs may vary. The numbers reported in the table above are taken from the Centers for Medicare & Medicaid Services (CMS). A licensed insurance agent will be able to help you review and compare costs for specific plans available in Maryland or wherever you may live.

* Every year, the Centers for Medicare & Medicaid Services (CMS) evaluates plans based on a 5-star rating system.

List of Medicare Advantage plans in Montgomery County

The following table includes cost information and other plan details for Medicare Advantage plans available in Montgomery in 2024.

Plan NamePlan CodeMonthly PremiumDeductibleOut of Pocket MaxPrescription Drug CoverageMedicare Star Rating
AARP Medicare Advantage from UHC MD-0001 (PPO)H2406-083-000$0$295$8300Yes4 out of 5 stars
AARP Medicare Advantage from UHC MD-0002 (PPO)H2406-084-000$42$195$7550Yes4 out of 5 stars
AARP Medicare Advantage Patriot No Rx DC-MA01 (PPO)H2406-085-000$0N/A$7500No4 out of 5 stars
Aetna Medicare Assure Premier (HMO D-SNP)H3931-159-000$0$0$8850Yes4 out of 5 stars
Aetna Medicare Connect Plus (HMO-POS)H3931-097-000$75$300$7550Yes4 out of 5 stars
Aetna Medicare SmartFit (HMO-POS)H3931-161-000$0$250$5200Yes4 out of 5 stars
Erickson Advantage Guardian (HMO-POS I-SNP)H5652-003-000$0$0$500Yes5 out of 5 stars
Humana USAA Honor (PPO)H5216-386-001$0N/A$5900No4.5 out of 5 stars
Humana USAA Honor (PPO)H5216-379-000$0N/A$5900No4.5 out of 5 stars
HumanaChoice H5216-376 (PPO)H5216-376-000$33$505$7550Yes4.5 out of 5 stars
HumanaChoice H5216-387 (PPO)H5216-387-001$79$265$7550Yes4.5 out of 5 stars
HumanaChoice SNP-DE H5216-377 (PPO D-SNP)H5216-377-000$0$0$8850Yes4.5 out of 5 stars
Kaiser Permanente Medicare Advantage High MD (HMO-POS)H2172-002-000$136$0$5700Yes3.5 out of 5 stars
Kaiser Permanente Medicare Advantage Liberty (HMO)H2172-005-000$0N/A$6900No3.5 out of 5 stars
Kaiser Permanente Medicare Advantage Standard MD (HMO-POS)H2172-004-000$27$0$6900Yes3.5 out of 5 stars
Kaiser Permanente Medicare Advantage Value MD (HMO)H2172-011-000$0$0$7200Yes3.5 out of 5 stars
UHC Care Advantage MD-E001 (PPO I-SNP)H2406-032-000$31.7$200$1800Yes4 out of 5 stars
UHC Care Advantage VA-E001 (PPO I-SNP)H0710-059-000$41.3$0$1600Yes5 out of 5 stars
UHC Dual Complete MD-Q001 (HMO-POS D-SNP)H7464-012-000$0$0$8850Yes3.5 out of 5 stars
UHC Dual Complete MD-S001 (HMO-POS D-SNP)H4094-001-000$0$0$8850Yes3 out of 5 stars
UHC Dual Complete MD-S002 (HMO-POS D-SNP)H7464-008-001$0$0$8850Yes3.5 out of 5 stars
UHC Dual Complete MD-V001 (HMO-POS D-SNP)H7464-011-000$0$0$8850Yes3.5 out of 5 stars
UHC Nursing Home Plan EX-F004 (PPO I-SNP)H0710-032-000$35.5$545$2300Yes5 out of 5 stars
UHC Nursing Home Plan EX-F005 (PPO I-SNP)H2406-031-000$20$545$2300Yes4 out of 5 stars

Fall Medicare open enrollment in Rockville and Gaithersburg


The 2022 Medicare open enrollment period starts on October 15 and lasts until December 7.

Fall Medicare open enrollment is an important time of year for Medicare beneficiaries in Rockville, Gaithersburg, Tacoma Park, Chevy Chase and all across Montgomery County. Depending on your circumstances, this may be the only time of year to make changes to your 2023 Medicare coverage.

Call to speak with a licensed insurance agent to find out if you're eligible to enroll in 2024 Medicare Advantage plans in Rockville.​

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