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Medicare Advantage Plans in Montgomery County, MD
Looking for Medicare Advantage plans in Montgomery County? Enter your ZIP Code below to compare affordable monthly premium plans in your area.
Montgomery County, MD, is home to 23 Medicare Advantage (Medicare Part C) plans in 2026.
Learn more about Medicare Advantage in Maryland or call to speak with a licensed insurance agent who can help you compare Montgomery County Medicare Advantage plans and – if you're eligible – help you enroll.
We offer plans from Humana, UnitedHealthcare®, Anthem Blue Cross and Blue Shield*, Aetna, HealthspringSM, Wellcare, or Kaiser Permanente.
Enrollment may be limited to certain times of the year. See why you may be able to enroll today.
2026 Rockville and Gaithersburg Medicare Advantage Plans
The wide range of Medicare Advantage plans in Rockville and Gaithersburg in 2026 includes plan types such as HMO, PPO and SNP plans.
2026 Medicare Advantage plans in Rockville – whatever plan type they are – combine your Medicare Part A (hospital insurance) and Part B (medical insurance) coverage into one simple plan. Medicare Advantage plans may also offer additional benefits Part A and B don't cover.
These additional benefits may include things like prescription drug coverage, dental, hearing, vision and more. Original Medicare (Part A and Part B) doesn't cover these additional benefits.
You can get help comparing Medicare Advantage plans in Rockville, Gaithersburg and all across Montgomery County by calling to speak with a licensed insurance agent, or you can start by exploring the list of 2026 Montgomery County Medicare Advantage plans below.
2026 Medicare Advantage plans in Montgomery County
| 2026 Medicare Advantage Plans in Montgomery | |
|---|---|
| Number of unique plans | 23 |
| Average monthly premium | $74.18 |
| Average (in-network) out-of-pocket maximum | $4,928.26 |
| Average Medicare Star Rating* | 2.83 |
While the number of unique plans in any county can change slightly every year, the table above presents a good idea of what you can expect to see in 2026.
The average monthly premium for Medicare Advantage plans in Montgomery is $74.18 per month in 2026, though there may be plans available where you live that feature different premiums.
Medicare Advantage plans in Montgomery County have an average Medicare Star Rating of 2.83 in 2026.* Plans rated four stars or higher are considered top-rated Medicare plans.
Premiums, deductibles and other costs may vary. The numbers reported in the table above are taken from the Centers for Medicare & Medicaid Services (CMS). A licensed insurance agent will be able to help you review and compare costs for specific plans available in Maryland or wherever you may live.
* Every year, the Centers for Medicare & Medicaid Services (CMS) evaluates plans based on a 5-star rating system.
List of Medicare Advantage plans in Montgomery County
The following table includes cost information and other plan details for Medicare Advantage plans available in Montgomery County in 2026.
| Plan Name | Plan Code | Monthly Premium | Deductible | Out of Pocket Max | Prescription Drug Coverage | Medicare Star Rating |
|---|---|---|---|---|---|---|
| Aetna Medicare Eagle Giveback (PPO) | H5521-480-000 | $0.00 | N/A | $6,750.00 | No | 4.5 out of 5 stars |
| Aetna Medicare Elite (PPO) | H5521-482-000 | $46.00 | $615.00 | $6,750.00 | Yes | 4.5 out of 5 stars |
| Disabled American Veterans High Plan | H5216-805-612 | $300.34 | $0.00 | $400.00 | No | Plan too new to be measured |
| Disabled American Veterans Low Plan | H5216-805-611 | $234.57 | $0.00 | $2,000.00 | No | Plan too new to be measured |
| Humana USAA Honor Giveback (PPO) | H5216-386-001 | $0.00 | N/A | $6,750.00 | No | 3.5 out of 5 stars |
| Humana USAA Honor Giveback (PPO) | H5216-379-000 | $0.00 | N/A | $6,750.00 | No | 3.5 out of 5 stars |
| HumanaChoice H5216-376 (PPO) | H5216-376-000 | $9.40 | $615.00 | $7,550.00 | Yes | 3.5 out of 5 stars |
| HumanaChoice H5216-387 (PPO) | H5216-387-001 | $54.00 | $500.00 | $7,550.00 | Yes | 3.5 out of 5 stars |
| HumanaChoice SNP-DE H5216-377 (PPO D-SNP) | H5216-377-000 | $0.00 | $0.00 | $9,250.00 | Yes | 3.5 out of 5 stars |
| HumanaChoice SNP-DE H5216-459 (PPO D-SNP) | H5216-459-000 | $0.00 | $0.00 | $0.00 | Yes | 3.5 out of 5 stars |
| Kaiser Permanente Dual Complete Plan 1 MD (HMO D-SNP) | H2172-016-000 | $0.00 | $210.00 | $0.00 | Yes | 4.5 out of 5 stars |
| Kaiser Permanente Dual Essential Plan 1 MD (HMO D-SNP) | H2172-018-000 | $0.00 | $200.00 | $9,250.00 | Yes | 4.5 out of 5 stars |
| Kaiser Permanente Medicare Advantage Care Plus MD (HMO-POS) | H2172-014-000 | $28.00 | $150.00 | $7,500.00 | Yes | 4.5 out of 5 stars |
| Kaiser Permanente Medicare Advantage High MD (HMO-POS) | H2172-002-000 | $104.00 | $0.00 | $5,700.00 | Yes | 4.5 out of 5 stars |
| Kaiser Permanente Medicare Advantage Liberty (HMO) | H2172-005-000 | $0.00 | N/A | $5,900.00 | No | 4.5 out of 5 stars |
| Kaiser Permanente Medicare Advantage Standard 1 MD (HMO-POS) | H2172-021-000 | $31.40 | $0.00 | $7,900.00 | Yes | 4.5 out of 5 stars |
| Kaiser Permanente Medicare Advantage Value 1 MD (HMO) | H2172-025-000 | $0.00 | $0.00 | $8,200.00 | Yes | 4.5 out of 5 stars |
| L3 Harris | H5216-805-249 | $176.59 | $0.00 | $1,750.00 | No | Plan too new to be measured |
| Savannah River Mission Completion High Plan | H5216-805-604 | $286.54 | $0.00 | $400.00 | No | Plan too new to be measured |
| Savannah River Mission Completion Low Plan | H5216-805-603 | $179.83 | $0.00 | $2,000.00 | No | Plan too new to be measured |
| The Clorox Company High Plan | H5216-805-609 | $178.68 | $0.00 | $5,000.00 | No | Plan too new to be measured |
| The Clorox Company Low Plan | H5216-805-608 | $76.90 | $0.00 | $6,000.00 | No | Plan too new to be measured |
| UHC Dual Complete MD-S002 (HMO D-SNP) | H7464-008-001 | $0.00 | $615.00 | $0.00 | Yes | 3.5 out of 5 stars |
List of Medicare Prescription Drug Plans in Montgomery County
The following table includes cost information and other plan details for Medicare Prescription Drug Plans available in Montgomery County in 2026.
| Plan Name | Plan Code | Monthly Premium | Deductible | Preferred Pharmacies | Accepts Mail Order | Medicare Star Rating |
|---|---|---|---|---|---|---|
| AARP Medicare Rx Preferred from UHC (PDP) | S5921-387-000 | $94.50 | $130.00 | Yes | Yes | 2 out of 5 stars |
| AARP Medicare Rx Saver from UHC (PDP) | S5921-350-000 | $37.80 | $615.00 | Yes | Yes | 2 out of 5 stars |
| HealthSpring Assurance Rx (PDP) | S5617-214-000 | $32.60 | $615.00 | Yes | Yes | 2.5 out of 5 stars |
| HealthSpring Extra Rx (PDP) | S5617-355-000 | $66.60 | $615.00 | Yes | Yes | 2.5 out of 5 stars |
| Humana Basic Rx Plan (PDP) | S5884-103-000 | $0.00 | $615.00 | Yes | Yes | Plan too new to be measured |
| Humana Premier Rx Plan (PDP) | S5884-151-000 | $108.60 | $0.00 | Yes | Yes | Plan too new to be measured |
| Humana Value Rx Plan (PDP) | S5884-184-000 | $4.30 | $601.00 | Yes | Yes | Plan too new to be measured |
| SilverScript Choice (PDP) | S5601-010-000 | $97.40 | $615.00 | No | Yes | 3 out of 5 stars |
Fall Medicare open enrollment in Rockville and Gaithersburg
The 2026 Medicare open enrollment period lasts from October 15 until December 7.
Fall Medicare open enrollment is an important time of year for Medicare beneficiaries in Rockville, Gaithersburg, Tacoma Park, Chevy Chase and all across Montgomery County. Depending on your circumstances, this may be the only time of year to make changes to your 2026 Medicare coverage.
Call to speak with a licensed insurance agent to find out if you're eligible to enroll in 2026 Medicare Advantage plans in Rockville.