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Medicare Advantage Plans in Howard County, MD
Looking for Medicare Advantage plans in Howard County? Enter your ZIP below to compare affordable monthly premium plans in your area.
Howard County, MD, is home to 18 Medicare Advantage (Medicare Part C) plans in 2025.
Learn more about Medicare Advantage in Maryland or call to speak with a licensed insurance agent who can help you compare Howard County Medicare Advantage plans and – if you're eligible – help you enroll.
We offer plans from Humana, UnitedHealthcare®, Anthem Blue Cross and Blue Shield*, Aetna, Cigna Healthcare, Wellcare, or Kaiser Permanente.
Enrollment may be limited to certain times of the year. See why you may be able to enroll.
2025 Medicare Advantage plans in Howard County
| 2025 Medicare Advantage Plans in Howard | |
|---|---|
| Number of unique plans | 18 |
| Average monthly premium | $17.93 |
| Average (in-network) out-of-pocket maximum | $7,886.11 |
| Average Medicare Star Rating* | 3.97 |
While the number of unique plans in any county can change slightly every year, the table above presents a good idea of what you can expect to see in 2025.
The average monthly premium for Medicare Advantage plans in Howard is $17.93 per month in 2025, though there may be plans available where you live that feature different premiums.
Medicare Advantage plans in Howard County have an average Medicare Star Rating of 3.97 in 2025.* Plans rated four stars or higher are considered top-rated Medicare plans.
Premiums, deductibles and other costs may vary. The numbers reported in the table above are taken from the Centers for Medicare & Medicaid Services (CMS). A licensed insurance agent will be able to help you review and compare costs for specific plans available in Maryland or wherever you may live.
* Every year, the Centers for Medicare & Medicaid Services (CMS) evaluates plans based on a 5-star rating system.
List of Medicare Advantage plans in Howard County
The following table includes cost information and other plan details for Medicare Advantage plans available in Howard in 2025.
| Plan Name | Plan Code | Monthly Premium | Deductible | Out of Pocket Max | Prescription Drug Coverage | Medicare Star Rating |
|---|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC MD-0001 (PPO) | H2406-083-000 | $0.00 | $495.00 | $8,900.00 | Yes | 4 out of 5 stars |
| AARP Medicare Advantage from UHC MD-0002 (PPO) | H2406-084-000 | $50.00 | $420.00 | $7,900.00 | Yes | 4 out of 5 stars |
| AARP Medicare Advantage Patriot No Rx DC-MA01 (PPO) | H2406-085-000 | $0.00 | N/A | $8,900.00 | No | 4 out of 5 stars |
| Aetna Medicare Connect Plus (HMO-POS) | H3931-097-000 | $67.00 | $250.00 | $7,500.00 | Yes | 3.5 out of 5 stars |
| Aetna Medicare Eagle (PPO) | H5521-480-000 | $0.00 | N/A | $6,750.00 | No | 4.5 out of 5 stars |
| Aetna Medicare Value Plus (PPO) | H5521-482-000 | $17.70 | $590.00 | $6,750.00 | Yes | 4.5 out of 5 stars |
| Humana Gold Plus H6622-081 (HMO) | H6622-081-000 | $36.00 | $300.00 | $8,550.00 | Yes | 3.5 out of 5 stars |
| Humana Gold Plus H6622-095 (HMO) | H6622-095-000 | $0.00 | $590.00 | $9,350.00 | Yes | 3.5 out of 5 stars |
| Humana Gold Plus SNP-DE H6622-086 (HMO D-SNP) | H6622-086-000 | $0.00 | $0.00 | $9,350.00 | Yes | 3.5 out of 5 stars |
| Humana USAA Honor Giveback (HMO) | H6622-094-000 | $0.00 | N/A | $6,750.00 | No | 3.5 out of 5 stars |
| Kaiser Permanente Medicare Advantage Care Plus MD (HMO-POS) | H2172-014-000 | $27.00 | $150.00 | $7,500.00 | Yes | 4.5 out of 5 stars |
| Kaiser Permanente Medicare Advantage High MD (HMO-POS) | H2172-002-000 | $104.00 | $0.00 | $5,700.00 | Yes | 4.5 out of 5 stars |
| Kaiser Permanente Medicare Advantage Liberty (HMO) | H2172-005-000 | $0.00 | N/A | $5,900.00 | No | 4.5 out of 5 stars |
| Kaiser Permanente Medicare Advantage Standard MD (HMO-POS) | H2172-004-000 | $21.00 | $0.00 | $6,900.00 | Yes | 4.5 out of 5 stars |
| Kaiser Permanente Medicare Advantage Value MD (HMO) | H2172-011-000 | $0.00 | $0.00 | $7,200.00 | Yes | 4.5 out of 5 stars |
| UHC Dual Complete MD-Q001 (HMO-POS D-SNP) | H7464-012-000 | $0.00 | $0.00 | $9,350.00 | Yes | 3.5 out of 5 stars |
| UHC Dual Complete MD-S002 (HMO D-SNP) | H7464-008-001 | $0.00 | $0.00 | $9,350.00 | Yes | 3.5 out of 5 stars |
| UHC Dual Complete MD-V001 (HMO-POS D-SNP) | H7464-011-000 | $0.00 | $0.00 | $9,350.00 | Yes | 3.5 out of 5 stars |
List of prescription drug plans in Howard County
The following table includes cost information and other plan details for prescription drug plans available in Howard in 2025.
| Plan Name | Plan Code | Monthly Premium | Deductible | Preferred Pharmacies | Accepts Mail Order | Medicare Star Rating |
|---|---|---|---|---|---|---|
| AARP Medicare Rx Preferred from UHC (PDP) | S5921-387-000 | $89.20 | $0.00 | Yes | Yes | 2.5 out of 5 stars |
| AARP Medicare Rx Saver from UHC (PDP) | S5921-350-000 | $60.50 | $590.00 | Yes | Yes | 2.5 out of 5 stars |
| Cigna Healthcare Assurance Rx (PDP) | S5617-214-000 | $54.00 | $590.00 | Yes | Yes | 2.5 out of 5 stars |
| Cigna Healthcare Extra Rx (PDP) | S5617-250-000 | $99.30 | $175.00 | Yes | Yes | 2.5 out of 5 stars |
| Cigna Healthcare Saver Rx (PDP) | S5617-355-000 | $16.60 | $590.00 | Yes | Yes | 2.5 out of 5 stars |
| Humana Basic Rx Plan (PDP) | S5884-103-000 | $67.80 | $590.00 | Yes | Yes | Plan too new to be measured |
| Humana Premier Rx Plan (PDP) | S5884-151-000 | $119.80 | $0.00 | Yes | Yes | 3.5 out of 5 stars |
| Humana Value Rx Plan (PDP) | S5884-184-000 | $24.70 | $573.00 | Yes | Yes | 3.5 out of 5 stars |
| SilverScript Choice (PDP) | S5601-010-000 | $47.40 | $590.00 | No | Yes | 2.5 out of 5 stars |